First Kansas Bank in Hoisington, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches


First Kansas Bank - Overview

  • General
  • FDIC Certificate #: 18474
    Status: Active
    Federal Reserve ID: 1492817
    Bank Holding Company (Regulatory Top Holder): Ottawa Bancshares, Inc. (RSSDID: 1056769, Location: Salina, KS)
    Date Established: December 30, 1961
    WWW: http://www.firstkansasbank.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 3 (Domestic: 3, Interstate: No)
    OTS Docket #: 52193
    FDIC's unique #: 12371
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: December 30, 1961
    Last Structure Change Effective Date: April 09, 2007
    Last Structure Change Process Date: September 29, 2010
    Last Data Update: September 29, 2010
    Data Source Date: April 05, 2012
  • Location
  • Address: 101 North Main Street, Hoisington, KS 67544
    County: Barton
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Hays
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Core Based Statistical Area (CBSA): Great Bend, KS (#24460)
    CBSA Micro Statistical Area: Yes
  • History of Changes
  • Corrections
  • Financial Summary
  • Total assets: $103.4 mil
    Equity capital: $9.0 mil
    Deposits held in domestic offices: $82.2 mil
    Return on assets (ROA): 0.89% ($0.9 mil)
    Quarterly return on assets: 1.07% ($1.1 mil)
    Return on Equity (ROE): 10.66% ($1.0 mil)
    Quarterly return on equity: 12.15% ($1.1 mil)
    Net income: $0.9 mil
    Quarterly Net income: $0.3 mil
    Pretax return on assets: 0.93% ($961.2 mil)
    Quarterly Pretax return on assets: 1.12% ($1,157.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 18Total employees (full-time equivalent)
  • $103,359Total assets
  • $2,578Cash and due from depository institutions
  • $26Interest-bearing balances
  • $76,908Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $21,107Net loans & leases
  • $522Loan loss allowance
  • $0Trading account assets
  • $1,720Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $103,359Life insurance assets
  • $1,046All other assets
  • $94,382Total liabilities and capital
  • $82,172Total liabilities
  • $74,344Total deposits
  • $82,172Interest-bearing deposits
  • $79Deposits held in domestic offices
  • 9002.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $3,000Trading liabilities
  • $0Other borrowed funds
  • $208Subordinated debt
  • $8,977All other liabilities
  • $8,977Total equity capital
  • $8,977Total bank equity capital
  • $0Perpetual preferred stock
  • $150Common stock
  • $550Surplus
  • $8,277Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $590Long-term assets (5+ years)
  • $98,041Average Assets, year-to-date
  • $52,520Average Assets, quarterly
  • $95,770Volatile liabilities
  • $100,853Insider loans
  • $37,785FHLB advances
  • $98,544Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $7,443Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $6,095Restructured Loans and leases
  • $883Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $2,923Total interest income
  • $368Total interest expense
  • $2,555Net interest income
  • $3Provision for loan and lease losses
  • $213Total noninterest income
  • $0Fiduciary activities
  • $141Service charges on deposit accounts
  • $0Trading account gains & fees
  • $72Additional noninterest income
  • $1,875Total noninterest expense
  • $962Salaries and employee benefits
  • $323Premises and equipment expense
  • $590Additional noninterest expense
  • $890Pre-tax net operating income
  • $0Securities gains (losses)
  • $36Applicable income taxes
  • $854Income before extraordinary items
  • $0Extraordinary gains - net
  • $854Net income attributable to bank
  • $0Net charge-offs
  • $854Cash dividends
  • $1Sale, conversion, retirement of capital stock, net
  • $100Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 3.21%Yield on earning assets
  • 0.40%Cost of funding earning assets
  • 2.81%Net interest margin
  • 0.23%Noninterest income to earning assets
  • 2.06%Noninterest expense to earning assets
  • 0.89%Net operating income to assets
  • 0.89%Return on assets (ROA)
  • 0.93%Pretax return on assets
  • 10.66%Return on equity (ROE)
  • 9.42%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 300.00%Credit loss provision to net charge-offs
  • 893.00%Efficiency ratio
  • 67,738Assets per employee
  • 5.74%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 11.71%Loss allowance to loans
  • 2.41%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 25.69%Net loans and leases to core deposits
  • 27.56%Equity capital to assets
  • 8.69%Core capital (leverage) ratio
  • 7.55%Tier 1 risk-based capital ratio
  • 19.70%Total risk-based capital ratio
  • Memoranda
  • $21Average assets
  • $95,770Average earning assets
  • $8,008Average equity
  • $91,071Average loans

List of branches

  • 3 Kansas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    012371First Kansas Bank101 North Main Street, Hoisington, KS 67544December 30, 1961Full Service Brick and Mortar
    211647Claflin Branch123 Main Street, Claflin, KS 67525June 24, 1903Full Service Brick and Mortar
    3245457Great Bend Branch4001 10th Street, Great Bend, KS 67530November 03, 1997Full Service Brick and Mortar

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