Farmers Bank and Trust Company in Blytheville, Arkansas (AR), TN
Overview, Financial Summary, Detailed Financial Reports, Branches

Farmers Bank and Trust Company - Overview

  • General
  • FDIC Certificate #: 1027
    Status: Active
    Federal Reserve ID: 33147
    Bank Holding Company (Regulatory Top Holder): Farmers Bancorp Inc. (RSSDID: 1247615, Location: Blytheville, AR)
    Date Established: March 16, 1908
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 8 (Domestic: 8, Interstate: Yes)
    OTS Docket #: 16010
    FDIC's unique #: 683
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 400 West Main Street, Blytheville, AR 72315
    County: Mississippi
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Memphis
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Western
    Core Based Statistical Area (CBSA): Blytheville, AR (#14180)
    CBSA Micro Statistical Area: Yes
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $401.8 mil
    Equity capital: $34.9 mil
    Deposits held in domestic offices: $347.1 mil
    Return on assets (ROA): 0.46% ($1.8 mil)
    Quarterly return on assets: 0.93% ($3.7 mil)
    Return on Equity (ROE): 5.21% ($1.8 mil)
    Quarterly return on equity: 10.78% ($3.8 mil)
    Net income: $1.8 mil
    Quarterly Net income: $0.9 mil
    Pretax return on assets: 0.61% ($2,451.2 mil)
    Quarterly Pretax return on assets: 1.44% ($5,786.4 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 89Total employees (full-time equivalent)
  • $401,832Total assets
  • $50,267Cash and due from depository institutions
  • $46,644Interest-bearing balances
  • $19,819Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $300,883Net loans & leases
  • $4,217Loan loss allowance
  • $0Trading account assets
  • $8,061Bank premises and fixed assets
  • $16,117Other real estate owned
  • $175Goodwill and other intangibles
  • $401,832Life insurance assets
  • $6,510All other assets
  • $366,974Total liabilities and capital
  • $347,066Total liabilities
  • $332,661Total deposits
  • $347,066Interest-bearing deposits
  • $88Deposits held in domestic offices
  • 3594.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $15,000Trading liabilities
  • $0Other borrowed funds
  • $1,314Subordinated debt
  • $34,858All other liabilities
  • $34,858Total equity capital
  • $34,858Total bank equity capital
  • $0Perpetual preferred stock
  • $0Common stock
  • $11,975Surplus
  • $22,883Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $2,200Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $5,839Income earned, not collected on loans
  • $0Earning assets
  • $2,138Long-term assets (5+ years)
  • $367,346Average Assets, year-to-date
  • $15,809Average Assets, quarterly
  • $386,792Volatile liabilities
  • $398,047Insider loans
  • $298,854FHLB advances
  • $399,390Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $34,556Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $34,051Restructured Loans and leases
  • $1,368Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $19,571Total interest income
  • $3,951Total interest expense
  • $15,620Net interest income
  • $4,810Provision for loan and lease losses
  • $3,590Total noninterest income
  • $55Fiduciary activities
  • $937Service charges on deposit accounts
  • $0Trading account gains & fees
  • $2,598Additional noninterest income
  • $12,025Total noninterest expense
  • $5,836Salaries and employee benefits
  • $2,058Premises and equipment expense
  • $4,131Additional noninterest expense
  • $2,375Pre-tax net operating income
  • -$3Securities gains (losses)
  • $590Applicable income taxes
  • $1,782Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,782Net income attributable to bank
  • $0Net charge-offs
  • $1,782Cash dividends
  • $5,626Sale, conversion, retirement of capital stock, net
  • $674Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.47%Yield on earning assets
  • 1.10%Cost of funding earning assets
  • 4.36%Net interest margin
  • 1.00%Noninterest income to earning assets
  • 3.36%Noninterest expense to earning assets
  • 0.46%Net operating income to assets
  • 0.46%Return on assets (ROA)
  • 0.61%Pretax return on assets
  • 5.21%Return on equity (ROE)
  • 3.24%Retained earnings to average equity (YTD only)
  • 1.78%Net charge-offs to loans
  • 85.50%Credit loss provision to net charge-offs
  • 1.28%Efficiency ratio
  • 62,598Assets per employee
  • 4.51%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 37.82%Loss allowance to loans
  • 1.38%Loss allowance to noncurrent loans
  • 72.22%Noncurrent assets plus other real estate owned to assets
  • 5.46%Noncurrent loans to loans
  • 1.91%Net loans and leases to deposits
  • 86.69%Net loans and leases to core deposits
  • 99.80%Equity capital to assets
  • 8.67%Core capital (leverage) ratio
  • 8.65%Tier 1 risk-based capital ratio
  • 11.56%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $386,792Average earning assets
  • $34,228Average equity
  • $358,053Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $14,039Managed Assets
  • 1Number of Accounts
  • $10,232Personal trust and agency accounts
  • $10,232Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 30Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $3,807Other retirement accounts
  • $0Corporate trust and agency accounts
  • $2,754Other fiduciary accounts
  • $787Fiduciary accounts held in foreign offices

List of branches

  • 5 Arkansas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    0683Farmers Bank And Trust Company400 West Main Street, Blytheville, AR 72315March 16, 1908Full Service Brick and Mortar
    1187715Teller's Window Branch401 West Walnut Street, Blytheville, AR 72315April 09, 1962Limited Service Facility
    2187716Northside Branch601 West Moultrie, Blytheville, AR 72315June 12, 1967Limited Service Facility
    3187717Gosnell BranchState Highway 151 And Terrace Drive, Gosnell, AR 72315March 20, 1975Limited Service Facility
    4187718Blytheville Branch3824 East Main St., Blytheville, AR 72315March 16, 1993Limited Service Facility
  • 3 Tennessee Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    54126Tennessee Bank & Trust Branch9000 Carothers Parkway, Franklin, TN 37067January 01, 1910Full Service Brick and Mortar
    14365718Brentwood Loan Production Office5200 Maryland Way, Suite 310-A, Brentwood, TN 37027August 12, 2002Limited Service Loan Production
    16461436Hillsboro Road Branch4007 Hillsboro Road, Nashville, TN 37215Febuary 28, 2007Full Service Brick and Mortar

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