First Delta Bank in city_name, state_name - Detailed Financial Reports, Location

First Delta Bank in Marked Tree, Arkansas (AR)
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First Delta Bank routing number info

First Delta Bank - Overview

General
FDIC Certificate #: 17047
Status: Active
Federal Reserve ID: 713140
Bank Holding Company (Regulatory Top Holder): Tyronza Bancshares, Inc. (RSSDID: 1139783, Location: Marked Tree, AR)
Date Established: October 17, 1951
WWW: http://www.firstdeltabank.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
Offices: 3 (Domestic: 3, Interstate: No)
FDIC's unique #: 11108
Numeric code: 13
Regulator: FED
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: October 17, 1951
Last Structure Change Effective Date: July 01, 2011
Last Structure Change Process Date: July 13, 2011
Last Data Update: July 13, 2011
Data Source Date: April 05, 2012
Location
Address: 214 Hester Parker Drive, Marked Tree, AR 72365
County: Poinsett
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Memphis
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Western
Combined Statistical Area (CSA): Jonesboro-Paragould, AR (#308)
Core Based Statistical Area (CBSA): Jonesboro, AR (#27860)
CBSA Metro Statistical Area: Jonesboro, AR (#27860)
History of Changes
Change in Primary Regulatory Agency
Change in Supervisory Agency
Institution Becomes a Member of FRS (Federal Reserve System)
Financial Summary
Total assets: $68.0 mil
Equity capital: $5.3 mil
Deposits held in domestic offices: $61.9 mil
Return on assets (ROA): 0.88% ($0.6 mil)
Quarterly return on assets: 0.16% ($0.1 mil)
Return on Equity (ROE): 9.38% ($0.5 mil)
Quarterly return on equity: 1.82% ($0.1 mil)
Net income: $0.5 mil
Quarterly Net income: $0.0 mil
Pretax return on assets: 1.32% ($898.1 mil)
Quarterly Pretax return on assets: 0.97% ($660.0 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
18Total employees (full-time equivalent)
$68,041Total assets
$3,921Cash and due from depository institutions
$96Interest-bearing balances
$24,039Securities
$19,850Federal funds sold & reverse repurchase agreements
$18,387Net loans & leases
$517Loan loss allowance
$0Trading account assets
$642Bank premises and fixed assets
$60Other real estate owned
$0Goodwill and other intangibles
$68,041Life insurance assets
$1,142All other assets
$62,710Total liabilities and capital
$61,895Total liabilities
$39,743Total deposits
$61,895Interest-bearing deposits
$100Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$815Subordinated debt
$5,331All other liabilities
$5,331Total equity capital
$5,331Total bank equity capital
$0Perpetual preferred stock
$50Common stock
$2,500Surplus
$2,781Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$0Earning assets
$517Long-term assets (5+ years)
$62,372Average Assets, year-to-date
$16,454Average Assets, quarterly
$56,153Volatile liabilities
$63,024Insider loans
$27,422FHLB advances
$54,957Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$5,014Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$1,092Restructured Loans and leases
$303Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$2,470Total interest income
$403Total interest expense
$2,067Net interest income
$90Provision for loan and lease losses
$383Total noninterest income
$0Fiduciary activities
$248Service charges on deposit accounts
$0Trading account gains & fees
$135Additional noninterest income
$1,623Total noninterest expense
$781Salaries and employee benefits
$213Premises and equipment expense
$629Additional noninterest expense
$737Pre-tax net operating income
$3Securities gains (losses)
$244Applicable income taxes
$496Income before extraordinary items
$0Extraordinary gains - net
$496Net income attributable to bank
$0Net charge-offs
$496Cash dividends
$2Sale, conversion, retirement of capital stock, net
$300Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.77%Yield on earning assets
0.78%Cost of funding earning assets
3.99%Net interest margin
0.74%Noninterest income to earning assets
3.13%Noninterest expense to earning assets
0.88%Net operating income to assets
0.88%Return on assets (ROA)
1.32%Pretax return on assets
9.38%Return on equity (ROE)
3.71%Retained earnings to average equity (YTD only)
0.01%Net charge-offs to loans
4500.00%Credit loss provision to net charge-offs
413.50%Efficiency ratio
66,245Assets per employee
3.78%Cash dividends to net income (YTD only)
Condition Ratios (%)
60.48%Loss allowance to loans
2.73%Loss allowance to noncurrent loans
0.00%Noncurrent assets plus other real estate owned to assets
0.09%Noncurrent loans to loans
0.00%Net loans and leases to deposits
29.71%Net loans and leases to core deposits
29.84%Equity capital to assets
7.83%Core capital (leverage) ratio
9.12%Tier 1 risk-based capital ratio
18.28%Total risk-based capital ratio
Memoranda
$20Average assets
$56,153Average earning assets
$5,289Average equity
$51,790Average loans

List of branches

3 Arkansas Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	11108	First Delta Bank	214 Hester Parker Drive, Marked Tree, AR 72365	October 17, 1951	Full Service Brick and Mortar
1	240223	Tyronza Branch	230 S Main, Tyronza, AR 72386	May 26, 1992	Full Service Brick and Mortar
2	240224	Trumann Branch	445 Hwy 463 South, Trumann, AR 72472	April 05, 1999	Full Service Brick and Mortar

First Delta Bank in Marked Tree, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches

First Delta Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First Delta Bank in Marked Tree, Arkansas (AR)Overview, Financial Summary, Detailed Financial Reports, Branches

First Delta Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First Delta Bank in Marked Tree, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches