First Delta Bank in Marked Tree, Arkansas (AR)

Show street view No street view available for this location

First Delta Bank routing number info

Table of contents:
First Delta Bank
GeneralFDIC Certificate #: 17047
Status: Active
Federal Reserve ID: 713140
Bank Holding Company (Regulatory Top Holder): Tyronza Bancshares, Inc. (RSSDID: 1139783, Location: Marked Tree, AR)
Date Established: October 17, 1951
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
Offices: 3 (Domestic: 3, Interstate: No)
FDIC's unique #: 11108
Numeric code: 13
Regulator: FED
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: October 17, 1951
Last Structure Change Effective Date: July 01, 2011
Last Structure Change Process Date: July 13, 2011
Last Data Update: July 13, 2011
Data Source Date: April 05, 2012
LocationAddress: 214 Hester Parker Drive, Marked Tree, AR 72365
County: Poinsett
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Memphis
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Western
Combined Statistical Area (CSA): Jonesboro-Paragould, AR (#308)
Core Based Statistical Area (CBSA): Jonesboro, AR (#27860)
CBSA Metro Statistical Area: Jonesboro, AR (#27860)
History of ChangesChange in Primary Regulatory Agency
Change in Supervisory Agency
Institution Becomes a Member of FRS (Federal Reserve System)
Financial SummaryTotal assets: $68.0 mil
Equity capital: $5.3 mil
Deposits held in domestic offices: $61.9 mil
Return on assets (ROA): 0.88% ($0.6 mil)
Quarterly return on assets: 0.16% ($0.1 mil)
Return on Equity (ROE): 9.38% ($0.5 mil)
Quarterly return on equity: 1.82% ($0.1 mil)
Net income: $0.5 mil
Quarterly Net income: $0.0 mil
Pretax return on assets: 1.32% ($898.1 mil)
Quarterly Pretax return on assets: 0.97% ($660.0 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)18
Total assets$68,041
Cash and due from depository institutions$3,921
Interest-bearing balances$96
Federal funds sold & reverse repurchase agreements$19,850
Net loans & leases$18,387
Loan loss allowance $517
Trading account assets$0
Bank premises and fixed assets$642
Other real estate owned$60
Goodwill and other intangibles$0
All other assets$1,142
Life insurance assets$68,041
Total liabilities and capital$62,710
Total liabilities$61,895
Total deposits$39,743
Interest-bearing deposits$61,895
Deposits held in domestic offices$100
% insured (estimated)0.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$0
Other borrowed funds $0
Subordinated debt $815
All other liabilities $5,331
Total equity capital$5,331
Total bank equity capital$5,331
Perpetual preferred stock$0
Common stock$50
Undivided profits $2,781
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $0
Earning assets $0
Long-term assets (5+ years) $517
Average Assets, year-to-date $62,372
Average Assets, quarterly $16,454
Volatile liabilities $56,153
Insider loans $63,024
FHLB advances $27,422
Loans and leases held for sale $54,957
Unused loan commitments $0
Tier 1 (core) risk-based capital $0
Tier 2 risk-based capital $5,014
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $1,092
Back to page top, Back to table top

Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $2,470
Total interest expense $403
Net interest income $2,067
Provision for loan and lease losses $90
Total noninterest income $383
Fiduciary activities $0
Service charges on deposit accounts $248
Trading account gains & fees $0
Additional noninterest income $135
Total noninterest expense $1,623
Salaries and employee benefits $781
Premises and equipment expense $213
Additional noninterest expense $629
Pre-tax net operating income $737
Securities gains (losses) $3
Applicable income taxes $244
Income before extraordinary items $496
Extraordinary gains - net $0
Net income attributable to bank $496
Net charge-offs $0
Cash dividends $496
Sale, conversion, retirement of capital stock, net $2
Net operating income $300
Back to page top, Back to table top

Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets4.77%
Cost of funding earning assets 0.78%
Net interest margin 3.99%
Noninterest income to earning assets 0.74%
Noninterest expense to earning assets 3.13%
Net operating income to assets 0.88%
Return on assets (ROA) 0.88%
Pretax return on assets 1.32%
Return on equity (ROE) 9.38%
Retained earnings to average equity (YTD only) 3.71%
Net charge-offs to loans 0.01%
Credit loss provision to net charge-offs 4500.00%
Efficiency ratio413.50%
Assets per employee$66,245
Cash dividends to net income (YTD only)3.78%
Condition Ratios (%)
Loss allowance to loans 60.48%
Loss allowance to noncurrent loans 2.73%
Noncurrent assets plus other real estate owned to assets 0.00%
Noncurrent loans to loans 0.09%
Net loans and leases to deposits0.00%
Net loans and leases to core deposits 29.71%
Equity capital to assets 29.84%
Core capital (leverage) ratio 7.83%
Tier 1 risk-based capital ratio 9.12%
Total risk-based capital ratio 18.28%
Average assets$20
Average earning assets$56,153
Average equity $5,289
Average loans $51,790
Back to page top, Back to table top

3 Arkansas Branches as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
011108First Delta Bank214 Hester Parker Drive, Marked Tree, AR 72365October 17, 1951Full Service Brick and Mortar
1240223Tyronza Branch230 S Main, Tyronza, AR 72386May 26, 1992Full Service Brick and Mortar
2240224Trumann Branch445 Hwy 463 South, Trumann, AR 72472April 05, 1999Full Service Brick and Mortar
Back to page top

User Contributions:

Comment about this bank, ask questions, or add new information about it:


This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with First Delta Bank.
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.