Farmers National Bank in Phillipsburg, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

Farmers National Bank - Overview

  • General
  • FDIC Certificate #: 4611
    Status: Active
    Federal Reserve ID: 137559
    Date Established: Febuary 26, 1921
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 5 (Domestic: 5, Interstate: No)
    FDIC's unique #: 3056
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: January 19, 2012
    Last Structure Change Process Date: January 19, 2012
    Last Data Update: January 19, 2012
    Data Source Date: April 05, 2012
  • Location
  • Address: 759 State Street, Phillipsburg, KS 67661
    County: Phillips
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Hays
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
  • Financial Summary
  • Total assets: $107.7 mil
    Equity capital: $14.0 mil
    Deposits held in domestic offices: $93.3 mil
    Return on assets (ROA): 1.05% ($1.1 mil)
    Quarterly return on assets: 0.95% ($1.0 mil)
    Return on Equity (ROE): 8.02% ($1.1 mil)
    Quarterly return on equity: 7.29% ($1.0 mil)
    Net income: $1.1 mil
    Quarterly Net income: $0.3 mil
    Pretax return on assets: 1.55% ($1,669.5 mil)
    Quarterly Pretax return on assets: 1.26% ($1,357.1 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 26Total employees (full-time equivalent)
  • $107,709Total assets
  • $12,665Cash and due from depository institutions
  • $10,684Interest-bearing balances
  • $36,254Securities
  • $75Federal funds sold & reverse repurchase agreements
  • $56,427Net loans & leases
  • $1,247Loan loss allowance
  • $0Trading account assets
  • $628Bank premises and fixed assets
  • $162Other real estate owned
  • $0Goodwill and other intangibles
  • $107,709Life insurance assets
  • $1,498All other assets
  • $93,709Total liabilities and capital
  • $93,284Total liabilities
  • $80,741Total deposits
  • $93,284Interest-bearing deposits
  • $91Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $425Subordinated debt
  • $14,000All other liabilities
  • $14,000Total equity capital
  • $14,000Total bank equity capital
  • $0Perpetual preferred stock
  • $200Common stock
  • $200Surplus
  • $13,600Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $63Income earned, not collected on loans
  • $0Earning assets
  • $931Long-term assets (5+ years)
  • $103,440Average Assets, year-to-date
  • $21,370Average Assets, quarterly
  • $103,279Volatile liabilities
  • $106,759Insider loans
  • $67,621FHLB advances
  • $107,845Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $14,000Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $6,068Restructured Loans and leases
  • $39Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $4,342Total interest income
  • $864Total interest expense
  • $3,478Net interest income
  • $120Provision for loan and lease losses
  • $458Total noninterest income
  • $0Fiduciary activities
  • $358Service charges on deposit accounts
  • $0Trading account gains & fees
  • $100Additional noninterest income
  • $2,217Total noninterest expense
  • $1,414Salaries and employee benefits
  • $115Premises and equipment expense
  • $688Additional noninterest expense
  • $1,599Pre-tax net operating income
  • $0Securities gains (losses)
  • $519Applicable income taxes
  • $1,080Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,080Net income attributable to bank
  • $0Net charge-offs
  • $1,080Cash dividends
  • -$3Sale, conversion, retirement of capital stock, net
  • $16Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.37%Yield on earning assets
  • 0.87%Cost of funding earning assets
  • 3.50%Net interest margin
  • 0.46%Noninterest income to earning assets
  • 2.23%Noninterest expense to earning assets
  • 1.05%Net operating income to assets
  • 1.05%Return on assets (ROA)
  • 1.55%Pretax return on assets
  • 8.02%Return on equity (ROE)
  • 7.90%Retained earnings to average equity (YTD only)
  • -0.01%Net charge-offs to loans
  • -4000.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 56,326Assets per employee
  • 4.14%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 1.48%Loss allowance to loans
  • 2.16%Loss allowance to noncurrent loans
  • 1979.37%Noncurrent assets plus other real estate owned to assets
  • 0.21%Noncurrent loans to loans
  • 0.11%Net loans and leases to deposits
  • 60.49%Net loans and leases to core deposits
  • 62.49%Equity capital to assets
  • 13.00%Core capital (leverage) ratio
  • 12.98%Tier 1 risk-based capital ratio
  • 20.70%Total risk-based capital ratio
  • Memoranda
  • $22Average assets
  • $103,279Average earning assets
  • $13,465Average equity
  • $99,402Average loans

List of branches

  • 5 Kansas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    03056Farmers National Bank759 State Street, Phillipsburg, KS 67661Febuary 26, 1921Full Service Brick and Mortar
    1203926Agra BranchKansas Avenue And Main Street, Agra, KS 67621Febuary 21, 1989Full Service Brick and Mortar
    2203927Logan Branch209 West Main, Logan, KS 67646October 05, 1992Full Service Brick and Mortar
    33129Kensington Branch133 South Main, Kensington, KS 66951January 01, 1888Full Service Brick and Mortar
    4457993Farmers National Bank306 South Cedar, Stockton, KS 67669December 01, 2006Full Service Brick and Mortar

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