The Stockton National Bank in Stockton, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

The Stockton National Bank - Overview

  • General
  • FDIC Certificate #: 4777
    Status: Active
    Federal Reserve ID: 198859
    Bank Holding Company (Regulatory Top Holder): Stockton Bancshares, Inc. (RSSDID: 1060131, Location: Stockton, KS)
    Date Established: January 01, 1900
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 1 (Domestic: 1, Interstate: No)
    OTS Docket #: 13135
    FDIC's unique #: 3190
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: December 15, 2006
    Last Structure Change Process Date: Febuary 12, 2007
    Last Data Update: Febuary 12, 2007
    Data Source Date: April 05, 2012
  • Location
  • Address: 123 North Cedar Street, Stockton, KS 67669
    County: Rooks
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Hays
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
  • History of Changes
  • Corrections
    Office Purchased
  • Financial Summary
  • Total assets: $69.9 mil
    Equity capital: $8.4 mil
    Deposits held in domestic offices: $56.1 mil
    Return on assets (ROA): 0.65% ($0.5 mil)
    Quarterly return on assets: 0.65% ($0.5 mil)
    Return on Equity (ROE): 5.40% ($0.4 mil)
    Quarterly return on equity: 5.39% ($0.4 mil)
    Net income: $0.5 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 0.65% ($454.6 mil)
    Quarterly Pretax return on assets: 0.64% ($447.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 17Total employees (full-time equivalent)
  • $69,931Total assets
  • $12,905Cash and due from depository institutions
  • $10,774Interest-bearing balances
  • $15,099Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $39,771Net loans & leases
  • $730Loan loss allowance
  • $0Trading account assets
  • $561Bank premises and fixed assets
  • $52Other real estate owned
  • $179Goodwill and other intangibles
  • $69,931Life insurance assets
  • $1,364All other assets
  • $61,496Total liabilities and capital
  • $56,150Total liabilities
  • $45,092Total deposits
  • $56,150Interest-bearing deposits
  • $88Deposits held in domestic offices
  • 633.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $4,591Trading liabilities
  • $0Other borrowed funds
  • $122Subordinated debt
  • $8,435All other liabilities
  • $8,435Total equity capital
  • $8,435Total bank equity capital
  • $0Perpetual preferred stock
  • $1,000Common stock
  • $1,000Surplus
  • $6,435Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $224Income earned, not collected on loans
  • $0Earning assets
  • $749Long-term assets (5+ years)
  • $65,644Average Assets, year-to-date
  • $8,560Average Assets, quarterly
  • $69,963Volatile liabilities
  • $69,704Insider loans
  • $47,229FHLB advances
  • $70,213Loans and leases held for sale
  • $36Unused loan commitments
  • $36Tier 1 (core) risk-based capital
  • $8,221Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $1,116Restructured Loans and leases
  • $486Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $2,643Total interest income
  • $545Total interest expense
  • $2,098Net interest income
  • $80Provision for loan and lease losses
  • $124Total noninterest income
  • $0Fiduciary activities
  • $69Service charges on deposit accounts
  • $0Trading account gains & fees
  • $55Additional noninterest income
  • $1,688Total noninterest expense
  • $962Salaries and employee benefits
  • $145Premises and equipment expense
  • $581Additional noninterest expense
  • $454Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • $454Income before extraordinary items
  • $0Extraordinary gains - net
  • $454Net income attributable to bank
  • $0Net charge-offs
  • $454Cash dividends
  • -$3Sale, conversion, retirement of capital stock, net
  • $400Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 3.99%Yield on earning assets
  • 0.82%Cost of funding earning assets
  • 3.17%Net interest margin
  • 0.19%Noninterest income to earning assets
  • 2.55%Noninterest expense to earning assets
  • 0.65%Net operating income to assets
  • 0.65%Return on assets (ROA)
  • 0.65%Pretax return on assets
  • 5.40%Return on equity (ROE)
  • 0.64%Retained earnings to average equity (YTD only)
  • -0.01%Net charge-offs to loans
  • -2666.67%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 75,968Assets per employee
  • 4.11%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 88.11%Loss allowance to loans
  • 1.80%Loss allowance to noncurrent loans
  • 325.89%Noncurrent assets plus other real estate owned to assets
  • 0.39%Noncurrent loans to loans
  • 0.55%Net loans and leases to deposits
  • 70.83%Net loans and leases to core deposits
  • 78.04%Equity capital to assets
  • 12.06%Core capital (leverage) ratio
  • 11.71%Tier 1 risk-based capital ratio
  • 17.41%Total risk-based capital ratio
  • Memoranda
  • $19Average assets
  • $69,963Average earning assets
  • $8,404Average equity
  • $66,286Average loans

List of branches

  • 1 Kansas Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    03190The Stockton National Bank123 North Cedar Street, Stockton, KS 67669January 01, 1900Full Service Brick and Mortar

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