FDIC Certificate #: 14404 Status: Active Federal Reserve ID: 702966 Date Established: January 01, 1909 WWW:http://www.newcastlefarmersnb.com Trust Powers Granted: No Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC) Offices: 1 (Domestic: 1, Interstate: No) FDIC's unique #: 9000 Numeric code: 3 Regulator: OCC Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes Agricultural lending institution: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: No Subchapter S Corporations: No Asset Concentration Hierarchy: Agricultural Specialization Date of Deposit Insurance: May 23, 1934 Last Structure Change Effective Date: March 31, 2006 Last Structure Change Process Date: November 03, 2006 Last Data Update: November 03, 2006 Data Source Date: April 05, 2012
Location
Address: 722 Broadway, Newcastle, TX 76372 County: Young Quarterly Banking Profile Region: Dallas FDIC Geographic Region: Dallas FDIC Supervisory Region: Dallas FDIC Field Office: Dallas Office of the Comptroller the Currency (OCC) District: Southwest Office of Thrift Supervision Region: West
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $34.9 mil Equity capital: $2.8 mil Deposits held in domestic offices: $31.7 mil Return on assets (ROA): 1.09% ($0.4 mil) Quarterly return on assets: 0.94% ($0.3 mil) Return on Equity (ROE): 12.69% ($0.4 mil) Quarterly return on equity: 11.29% ($0.3 mil) Net income: $0.3 mil Quarterly Net income: $0.1 mil Pretax return on assets: 1.50% ($523.6 mil) Quarterly Pretax return on assets: 1.25% ($436.4 mil)
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2011)
Dollar figures in thousands
8Total employees (full-time equivalent)
$34,908Total assets
$5,188Cash and due from depository institutions
$4,258Interest-bearing balances
$13,540Securities
$697Federal funds sold & reverse repurchase agreements
$14,798Net loans & leases
$115Loan loss allowance
$0Trading account assets
$340Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$34,908Life insurance assets
$345All other assets
$32,112Total liabilities and capital
$31,726Total liabilities
$25,188Total deposits
$31,726Interest-bearing deposits
$92Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$386Subordinated debt
$2,796All other liabilities
$2,796Total equity capital
$2,796Total bank equity capital
$0Perpetual preferred stock
$50Common stock
$100Surplus
$2,646Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$75Income earned, not collected on loans
$0Earning assets
$247Long-term assets (5+ years)
$33,293Average Assets, year-to-date
$8,732Average Assets, quarterly
$32,081Volatile liabilities
$33,997Insider loans
$18,756FHLB advances
$34,431Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$2,729Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$1,582Restructured Loans and leases
$0Derivatives
Income and Expense (December 31, 2011)
Dollar figures in thousands
$1,354Total interest income
$193Total interest expense
$1,161Net interest income
$108Provision for loan and lease losses
$209Total noninterest income
$0Fiduciary activities
$165Service charges on deposit accounts
$0Trading account gains & fees
$44Additional noninterest income
$810Total noninterest expense
$377Salaries and employee benefits
$82Premises and equipment expense
$351Additional noninterest expense
$452Pre-tax net operating income
$29Securities gains (losses)
$132Applicable income taxes
$349Income before extraordinary items
$0Extraordinary gains - net
$349Net income attributable to bank
$0Net charge-offs
$349Cash dividends
$153Sale, conversion, retirement of capital stock, net
$200Net operating income
Performance and Condition Ratios (December 31, 2011)
Dollar figures in thousands
Performance Ratios (%, annualized)
4.52%Yield on earning assets
0.64%Cost of funding earning assets
3.87%Net interest margin
0.70%Noninterest income to earning assets
2.70%Noninterest expense to earning assets
1.02%Net operating income to assets
1.09%Return on assets (ROA)
1.50%Pretax return on assets
12.69%Return on equity (ROE)
5.42%Retained earnings to average equity (YTD only)
1.08%Net charge-offs to loans
70.59%Credit loss provision to net charge-offs
3.66%Efficiency ratio
59,124Assets per employee
4.36%Cash dividends to net income (YTD only)
Condition Ratios (%)
57.31%Loss allowance to loans
0.77%Loss allowance to noncurrent loans
153.33%Noncurrent assets plus other real estate owned to assets
0.21%Noncurrent loans to loans
0.50%Net loans and leases to deposits
46.64%Net loans and leases to core deposits
46.64%Equity capital to assets
8.01%Core capital (leverage) ratio
7.93%Tier 1 risk-based capital ratio
14.55%Total risk-based capital ratio
Memoranda
$15Average assets
$32,081Average earning assets
$2,750Average equity
$29,982Average loans
List of branches
1 Texas Branch as of April 05, 2012
No
ID
Name
Address
Established
Service Type
Map
0
9000
Farmers National Bank Of Newcastle
722 Broadway, Newcastle, TX 76372
January 01, 1909
Full Service Brick and Mortar
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