The First National Bank of Throckmorton in Throckmorton, Texas (TX)



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The First National Bank of Throckmorton routing number info

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The First National Bank of Throckmorton
GeneralFDIC Certificate #: 5556
Status: Active
Federal Reserve ID: 476968
Bank Holding Company (Regulatory Top Holder): Throckmorton Bancshares, Inc. (RSSDID: 1357112, Location: Throckmorton, TX)
Date Established: October 28, 1901
WWW: http://www.fnbthrockmorton.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 1 (Domestic: 1, Interstate: No)
FDIC's unique #: 3777
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: No
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
LocationAddress: 210 North Minter, Throckmorton, TX 76483
County: Throckmorton
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Dallas
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
History of ChangesMerge BIF and SAIF Funds into DIF
Financial SummaryTotal assets: $28.0 mil
Equity capital: $2.5 mil
Deposits held in domestic offices: $25.5 mil
Return on assets (ROA): 0.59% ($0.2 mil)
Quarterly return on assets: -1.14% (-$0.3 mil)
Return on Equity (ROE): 6.17% ($0.1 mil)
Quarterly return on equity: -12.17% (-$0.2 mil)
Net income: $0.2 mil
Quarterly Net income: -$0.1 mil
Pretax return on assets: 0.59% ($165.4 mil)
Quarterly Pretax return on assets: -1.14% (-$319.5 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)6
Total assets$28,027
Cash and due from depository institutions$12,656
Interest-bearing balances$12,120
Securities$0
Federal funds sold & reverse repurchase agreements$0
Net loans & leases$15,052
Loan loss allowance $144
Trading account assets$0
Bank premises and fixed assets$51
Other real estate owned$0
Goodwill and other intangibles$0
All other assets$268
Life insurance assets$28,027
Total liabilities and capital$25,535
Total liabilities$25,500
Total deposits$19,290
Interest-bearing deposits$25,500
Deposits held in domestic offices$91
% insured (estimated)0.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$0
Other borrowed funds $0
Subordinated debt $35
All other liabilities $2,492
Total equity capital$2,492
Total bank equity capital$2,492
Perpetual preferred stock$0
Common stock$75
Surplus$200
Undivided profits $2,217
Memoranda
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $38
Earning assets $0
Long-term assets (5+ years) $160
Average Assets, year-to-date $27,172
Average Assets, quarterly $2,780
Volatile liabilities $26,908
Insider loans $27,005
FHLB advances $15,981
Loans and leases held for sale $27,202
Unused loan commitments $0
Tier 1 (core) risk-based capital $0
Tier 2 risk-based capital $2,492
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $3,891
Derivatives$2,174
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Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $827
Total interest expense $95
Net interest income $732
Provision for loan and lease losses $0
Total noninterest income $97
Fiduciary activities $0
Service charges on deposit accounts $80
Trading account gains & fees $0
Additional noninterest income $17
Total noninterest expense $669
Salaries and employee benefits $230
Premises and equipment expense $43
Additional noninterest expense $396
Pre-tax net operating income $160
Securities gains (losses) $0
Applicable income taxes $0
Income before extraordinary items $160
Extraordinary gains - net $0
Net income attributable to bank $160
Net charge-offs $0
Cash dividends $160
Sale, conversion, retirement of capital stock, net $0
Net operating income $220
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Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets3.17%
Cost of funding earning assets 0.36%
Net interest margin 2.81%
Noninterest income to earning assets 0.37%
Noninterest expense to earning assets 2.56%
Net operating income to assets 0.59%
Return on assets (ROA) 0.59%
Pretax return on assets 0.59%
Return on equity (ROE) 6.17%
Retained earnings to average equity (YTD only) -2.31%
Net charge-offs to loans 0.00%
Credit loss provision to net charge-offs 0.00%
Efficiency ratio0.00%
Assets per employee$80,700
Cash dividends to net income (YTD only)4.67%
Condition Ratios (%)
Loss allowance to loans 137.50%
Loss allowance to noncurrent loans 0.95%
Noncurrent assets plus other real estate owned to assets 378.95%
Noncurrent loans to loans 0.14%
Net loans and leases to deposits0.25%
Net loans and leases to core deposits 59.03%
Equity capital to assets 59.03%
Core capital (leverage) ratio 8.89%
Tier 1 risk-based capital ratio 9.16%
Total risk-based capital ratio 15.59%
Memoranda
Average assets$16
Average earning assets$26,908
Average equity $2,594
Average loans $26,091
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1 Texas Branch as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
03777The First National Bank Of Throckmor210 North Minter, Throckmorton, TX 76483October 28, 1901Full Service Brick and Mortar
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