The First National Bank of Throckmorton in Throckmorton, Texas (TX)

Show street view No street view available for this location

The First National Bank of Throckmorton routing number info

Table of contents:
The First National Bank of Throckmorton
GeneralFDIC Certificate #: 5556
Status: Active
Federal Reserve ID: 476968
Bank Holding Company (Regulatory Top Holder): Throckmorton Bancshares, Inc. (RSSDID: 1357112, Location: Throckmorton, TX)
Date Established: October 28, 1901
Trust Powers Granted: No
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 1 (Domestic: 1, Interstate: No)
FDIC's unique #: 3777
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: No
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
LocationAddress: 210 North Minter, Throckmorton, TX 76483
County: Throckmorton
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Dallas
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
History of ChangesMerge BIF and SAIF Funds into DIF
Financial SummaryTotal assets: $28.0 mil
Equity capital: $2.5 mil
Deposits held in domestic offices: $25.5 mil
Return on assets (ROA): 0.59% ($0.2 mil)
Quarterly return on assets: -1.14% (-$0.3 mil)
Return on Equity (ROE): 6.17% ($0.1 mil)
Quarterly return on equity: -12.17% (-$0.2 mil)
Net income: $0.2 mil
Quarterly Net income: -$0.1 mil
Pretax return on assets: 0.59% ($165.4 mil)
Quarterly Pretax return on assets: -1.14% (-$319.5 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)6
Total assets$28,027
Cash and due from depository institutions$12,656
Interest-bearing balances$12,120
Federal funds sold & reverse repurchase agreements$0
Net loans & leases$15,052
Loan loss allowance $144
Trading account assets$0
Bank premises and fixed assets$51
Other real estate owned$0
Goodwill and other intangibles$0
All other assets$268
Life insurance assets$28,027
Total liabilities and capital$25,535
Total liabilities$25,500
Total deposits$19,290
Interest-bearing deposits$25,500
Deposits held in domestic offices$91
% insured (estimated)0.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$0
Other borrowed funds $0
Subordinated debt $35
All other liabilities $2,492
Total equity capital$2,492
Total bank equity capital$2,492
Perpetual preferred stock$0
Common stock$75
Undivided profits $2,217
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $38
Earning assets $0
Long-term assets (5+ years) $160
Average Assets, year-to-date $27,172
Average Assets, quarterly $2,780
Volatile liabilities $26,908
Insider loans $27,005
FHLB advances $15,981
Loans and leases held for sale $27,202
Unused loan commitments $0
Tier 1 (core) risk-based capital $0
Tier 2 risk-based capital $2,492
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $3,891
Back to page top, Back to table top

Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $827
Total interest expense $95
Net interest income $732
Provision for loan and lease losses $0
Total noninterest income $97
Fiduciary activities $0
Service charges on deposit accounts $80
Trading account gains & fees $0
Additional noninterest income $17
Total noninterest expense $669
Salaries and employee benefits $230
Premises and equipment expense $43
Additional noninterest expense $396
Pre-tax net operating income $160
Securities gains (losses) $0
Applicable income taxes $0
Income before extraordinary items $160
Extraordinary gains - net $0
Net income attributable to bank $160
Net charge-offs $0
Cash dividends $160
Sale, conversion, retirement of capital stock, net $0
Net operating income $220
Back to page top, Back to table top

Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets3.17%
Cost of funding earning assets 0.36%
Net interest margin 2.81%
Noninterest income to earning assets 0.37%
Noninterest expense to earning assets 2.56%
Net operating income to assets 0.59%
Return on assets (ROA) 0.59%
Pretax return on assets 0.59%
Return on equity (ROE) 6.17%
Retained earnings to average equity (YTD only) -2.31%
Net charge-offs to loans 0.00%
Credit loss provision to net charge-offs 0.00%
Efficiency ratio0.00%
Assets per employee$80,700
Cash dividends to net income (YTD only)4.67%
Condition Ratios (%)
Loss allowance to loans 137.50%
Loss allowance to noncurrent loans 0.95%
Noncurrent assets plus other real estate owned to assets 378.95%
Noncurrent loans to loans 0.14%
Net loans and leases to deposits0.25%
Net loans and leases to core deposits 59.03%
Equity capital to assets 59.03%
Core capital (leverage) ratio 8.89%
Tier 1 risk-based capital ratio 9.16%
Total risk-based capital ratio 15.59%
Average assets$16
Average earning assets$26,908
Average equity $2,594
Average loans $26,091
Back to page top, Back to table top

1 Texas Branch as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
03777The First National Bank Of Throckmor210 North Minter, Throckmorton, TX 76483October 28, 1901Full Service Brick and Mortar
Back to page top

User Contributions:

Comment about this bank, ask questions, or add new information about it:


This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with The First National Bank of Throckmorton.
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.