The First National Bank of Throckmorton in Throckmorton, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

The First National Bank of Throckmorton - Overview

  • General
  • FDIC Certificate #: 5556
    Status: Active
    Federal Reserve ID: 476968
    Bank Holding Company (Regulatory Top Holder): Throckmorton Bancshares, Inc. (RSSDID: 1357112, Location: Throckmorton, TX)
    Date Established: October 28, 1901
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 3777
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 210 North Minter, Throckmorton, TX 76483
    County: Throckmorton
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Dallas
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $28.0 mil
    Equity capital: $2.5 mil
    Deposits held in domestic offices: $25.5 mil
    Return on assets (ROA): 0.59% ($0.2 mil)
    Quarterly return on assets: -1.14% (-$0.3 mil)
    Return on Equity (ROE): 6.17% ($0.1 mil)
    Quarterly return on equity: -12.17% (-$0.2 mil)
    Net income: $0.2 mil
    Quarterly Net income: -$0.1 mil
    Pretax return on assets: 0.59% ($165.4 mil)
    Quarterly Pretax return on assets: -1.14% (-$319.5 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 6Total employees (full-time equivalent)
  • $28,027Total assets
  • $12,656Cash and due from depository institutions
  • $12,120Interest-bearing balances
  • $0Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $15,052Net loans & leases
  • $144Loan loss allowance
  • $0Trading account assets
  • $51Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $28,027Life insurance assets
  • $268All other assets
  • $25,535Total liabilities and capital
  • $25,500Total liabilities
  • $19,290Total deposits
  • $25,500Interest-bearing deposits
  • $91Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $35Subordinated debt
  • $2,492All other liabilities
  • $2,492Total equity capital
  • $2,492Total bank equity capital
  • $0Perpetual preferred stock
  • $75Common stock
  • $200Surplus
  • $2,217Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $38Income earned, not collected on loans
  • $0Earning assets
  • $160Long-term assets (5+ years)
  • $27,172Average Assets, year-to-date
  • $2,780Average Assets, quarterly
  • $26,908Volatile liabilities
  • $27,005Insider loans
  • $15,981FHLB advances
  • $27,202Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $2,492Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $3,891Restructured Loans and leases
  • $2,174Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $827Total interest income
  • $95Total interest expense
  • $732Net interest income
  • $0Provision for loan and lease losses
  • $97Total noninterest income
  • $0Fiduciary activities
  • $80Service charges on deposit accounts
  • $0Trading account gains & fees
  • $17Additional noninterest income
  • $669Total noninterest expense
  • $230Salaries and employee benefits
  • $43Premises and equipment expense
  • $396Additional noninterest expense
  • $160Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • $160Income before extraordinary items
  • $0Extraordinary gains - net
  • $160Net income attributable to bank
  • $0Net charge-offs
  • $160Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $220Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 3.17%Yield on earning assets
  • 0.36%Cost of funding earning assets
  • 2.81%Net interest margin
  • 0.37%Noninterest income to earning assets
  • 2.56%Noninterest expense to earning assets
  • 0.59%Net operating income to assets
  • 0.59%Return on assets (ROA)
  • 0.59%Pretax return on assets
  • 6.17%Return on equity (ROE)
  • -2.31%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 80,700Assets per employee
  • 4.67%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 137.50%Loss allowance to loans
  • 0.95%Loss allowance to noncurrent loans
  • 378.95%Noncurrent assets plus other real estate owned to assets
  • 0.14%Noncurrent loans to loans
  • 0.25%Net loans and leases to deposits
  • 59.03%Net loans and leases to core deposits
  • 59.03%Equity capital to assets
  • 8.89%Core capital (leverage) ratio
  • 9.16%Tier 1 risk-based capital ratio
  • 15.59%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $26,908Average earning assets
  • $2,594Average equity
  • $26,091Average loans

List of branches

  • 1 Texas Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    03777The First National Bank Of Throckmor210 North Minter, Throckmorton, TX 76483October 28, 1901Full Service Brick and Mortar

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