Farmers Savings Bank in Keota, Iowa (IA)
Overview, Financial Summary, Detailed Financial Reports, Branches


Farmers Savings Bank - Overview

  • General
  • FDIC Certificate #: 8086
    Status: Active
    Federal Reserve ID: 847540
    Date Established: January 01, 1893
    WWW: http://www.fsbkeota.com
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 5143
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 225-7 East Broadway, Keota, IA 52248
    County: Keokuk
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Cedar Rapids
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $87.7 mil
    Equity capital: $12.3 mil
    Deposits held in domestic offices: $60.6 mil
    Return on assets (ROA): 1.47% ($1.3 mil)
    Quarterly return on assets: 2.89% ($2.5 mil)
    Return on Equity (ROE): 10.37% ($1.2 mil)
    Quarterly return on equity: 19.74% ($2.4 mil)
    Net income: $1.2 mil
    Quarterly Net income: $0.6 mil
    Pretax return on assets: 1.86% ($1,632.0 mil)
    Quarterly Pretax return on assets: 3.89% ($3,413.2 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 13Total employees (full-time equivalent)
  • $87,744Total assets
  • $2,576Cash and due from depository institutions
  • $10Interest-bearing balances
  • $44,901Securities
  • $6,709Federal funds sold & reverse repurchase agreements
  • $29,668Net loans & leases
  • $526Loan loss allowance
  • $0Trading account assets
  • $474Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $87,744Life insurance assets
  • $3,416All other assets
  • $75,456Total liabilities and capital
  • $60,574Total liabilities
  • $51,496Total deposits
  • $60,574Interest-bearing deposits
  • $93Deposits held in domestic offices
  • 9592.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $3,540Trading liabilities
  • $0Other borrowed funds
  • $1,750Subordinated debt
  • $12,288All other liabilities
  • $12,288Total equity capital
  • $12,288Total bank equity capital
  • $0Perpetual preferred stock
  • $317Common stock
  • $604Surplus
  • $11,367Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $319Income earned, not collected on loans
  • $0Earning assets
  • $897Long-term assets (5+ years)
  • $81,288Average Assets, year-to-date
  • $47,896Average Assets, quarterly
  • $79,305Volatile liabilities
  • $84,105Insider loans
  • $44,891FHLB advances
  • $84,239Loans and leases held for sale
  • $1,929Unused loan commitments
  • $1,635Tier 1 (core) risk-based capital
  • $11,439Tier 2 risk-based capital
  • $294Total risk weighted assets
  • $0Total unused commitments
  • $4,211Restructured Loans and leases
  • $751Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $3,385Total interest income
  • $979Total interest expense
  • $2,406Net interest income
  • $0Provision for loan and lease losses
  • $247Total noninterest income
  • $0Fiduciary activities
  • $125Service charges on deposit accounts
  • $0Trading account gains & fees
  • $122Additional noninterest income
  • $1,756Total noninterest expense
  • $1,018Salaries and employee benefits
  • $226Premises and equipment expense
  • $512Additional noninterest expense
  • $897Pre-tax net operating income
  • $578Securities gains (losses)
  • $307Applicable income taxes
  • $1,168Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,168Net income attributable to bank
  • $0Net charge-offs
  • $1,168Cash dividends
  • $5Sale, conversion, retirement of capital stock, net
  • $48Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.58%Yield on earning assets
  • 1.32%Cost of funding earning assets
  • 3.25%Net interest margin
  • 0.33%Noninterest income to earning assets
  • 2.37%Noninterest expense to earning assets
  • 0.90%Net operating income to assets
  • 1.47%Return on assets (ROA)
  • 1.86%Pretax return on assets
  • 10.37%Return on equity (ROE)
  • 9.94%Retained earnings to average equity (YTD only)
  • 0.02%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 179.40%Efficiency ratio
  • 66,189Assets per employee
  • 6.75%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 4.11%Loss allowance to loans
  • 1.74%Loss allowance to noncurrent loans
  • 164.89%Noncurrent assets plus other real estate owned to assets
  • 0.36%Noncurrent loans to loans
  • 1.06%Net loans and leases to deposits
  • 48.98%Net loans and leases to core deposits
  • 48.98%Equity capital to assets
  • 14.00%Core capital (leverage) ratio
  • 13.58%Tier 1 risk-based capital ratio
  • 25.48%Total risk-based capital ratio
  • Memoranda
  • $27Average assets
  • $79,305Average earning assets
  • $11,269Average equity
  • $73,973Average loans

List of branches

  • 1 Iowa Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    05143Farmers Savings Bank225-7 East Broadway, Keota, IA 52248January 01, 1893Full Service Brick and Mortar

Comment about this bank, ask questions, or add new information about it:

CAPTCHA

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Farmers Savings Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents