Farmers Savings Bank in Northwood, Ohio (OH)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of June 04, 1994

  • Farmers Savings Bank in Northwood, Ohio (OH)
  • Show street view No street view available for this location

Farmers Savings Bank - Overview

  • General
  • FDIC Certificate #: 8967
    Status: Inactive
    Closing history: Corrections
    Acquiring institution: Sky Bank-Mid AM Region (#17075)
    Federal Reserve ID: 553225
    Date Established: December 07, 1920
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 3 (Interstate: No)
    FDIC's unique #: 5727
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: June 04, 1994
    Last Structure Change Process Date: June 28, 1994
    Last Data Update: July 18, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: 2550 Woodville Road, Northwood, OH 43619
    County: Wood
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Columbus
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Toledo, OH (#8400)
    Combined Statistical Area (CSA): Toledo-Fremont, OH (#534)
    Core Based Statistical Area (CBSA): Toledo, OH (#45780)
    CBSA Metro Statistical Area: Toledo, OH (#45780)
  • History of Changes
  • Merger - Without Assistance
    Corrections
  • Financial Summary
  • Total assets: $65.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $47Total assets
  • $65,455Cash and due from depository institutions
  • $3,439Interest-bearing balances
  • $443Securities
  • $28,782Federal funds sold & reverse repurchase agreements
  • $1,050Net loans & leases
  • $30,626Loan loss allowance
  • $900Trading account assets
  • $0Bank premises and fixed assets
  • $594Other real estate owned
  • $16Goodwill and other intangibles
  • $948Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $65,455Total liabilities
  • $60,436Total deposits
  • $59,503Interest-bearing deposits
  • $51,775Deposits held in domestic offices
  • 59503.00%% insured (estimated)
  • $96Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $58Subordinated debt
  • $0All other liabilities
  • $875Total equity capital
  • $875Total bank equity capital
  • $5,019Perpetual preferred stock
  • $0Common stock
  • $1,367Surplus
  • $1,403Undivided profits
  • Memoranda
  • $2,249Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $729Income earned, not collected on loans
  • $169Earning assets
  • $60,901Long-term assets (5+ years)
  • $22,699Average Assets, year-to-date
  • $67,758Average Assets, quarterly
  • $65,686Volatile liabilities
  • $308Insider loans
  • $835FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $4,352Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $5,019Total risk weighted assets
  • $31,299Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $4,989Total interest expense
  • $1,802Net interest income
  • $3,187Provision for loan and lease losses
  • $288Total noninterest income
  • $281Fiduciary activities
  • $0Service charges on deposit accounts
  • $175Trading account gains & fees
  • $0Additional noninterest income
  • $106Total noninterest expense
  • $2,744Salaries and employee benefits
  • $1,503Premises and equipment expense
  • $387Additional noninterest expense
  • $854Pre-tax net operating income
  • $436Securities gains (losses)
  • $151Applicable income taxes
  • $187Income before extraordinary items
  • $400Extraordinary gains - net
  • $10Net income attributable to bank
  • $410Net charge-offs
  • $200Cash dividends
  • $109Sale, conversion, retirement of capital stock, net
  • $19Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.99%Cost of funding earning assets
  • 2.89%Net interest margin
  • 5.11%Noninterest income to earning assets
  • 0.45%Noninterest expense to earning assets
  • 4.40%Net operating income to assets
  • 0.44%Return on assets (ROA)
  • 0.61%Pretax return on assets
  • 0.88%Return on equity (ROE)
  • 8.27%Retained earnings to average equity (YTD only)
  • 6.07%Net charge-offs to loans
  • 0.62%Credit loss provision to net charge-offs
  • 144.00%Efficiency ratio
  • 79,123Assets per employee
  • 1.39%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 26.59%Loss allowance to loans
  • 2.85%Loss allowance to noncurrent loans
  • 123.46%Noncurrent assets plus other real estate owned to assets
  • 1.14%Noncurrent loans to loans
  • 2.31%Net loans and leases to deposits
  • 51.47%Net loans and leases to core deposits
  • 51.74%Equity capital to assets
  • 7.67%Core capital (leverage) ratio
  • 7.63%Tier 1 risk-based capital ratio
  • 16.04%Total risk-based capital ratio
  • Memoranda
  • $17Average assets
  • $67,758Average earning assets
  • $4,958Average equity
  • $62,417Average loans

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