Farmers State Bank in Ewing, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • Farmers State Bank in Ewing, Nebraska (NE)
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Farmers State Bank - Overview

  • General
  • FDIC Certificate #: 10652
    Status: Active
    Federal Reserve ID: 84251
    Bank Holding Company (Regulatory Top Holder): Chambanco, Inc. (RSSDID: 1056125, Location: Chambers, NE)
    Date Established: November 16, 1927
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 6831
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 220 E Nebraska St, Ewing, NE 68735
    County: Holt
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Sioux City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
  • History of Changes
  • Change in Location
    Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $18.1 mil
    Equity capital: $4.3 mil
    Deposits held in domestic offices: $11.7 mil
    Return on assets (ROA): 0.63% ($0.1 mil)
    Quarterly return on assets: -0.83% (-$0.1 mil)
    Return on Equity (ROE): 2.76% ($0.1 mil)
    Quarterly return on equity: -3.61% (-$0.1 mil)
    Net income: $0.1 mil
    Quarterly Net income: -$0.0 mil
    Pretax return on assets: 0.98% ($177.0 mil)
    Quarterly Pretax return on assets: -0.98% (-$177.0 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 4Total employees (full-time equivalent)
  • $18,062Total assets
  • $3,048Cash and due from depository institutions
  • $2,146Interest-bearing balances
  • $705Securities
  • $1,761Federal funds sold & reverse repurchase agreements
  • $12,227Net loans & leases
  • $122Loan loss allowance
  • $0Trading account assets
  • $39Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $18,062Life insurance assets
  • $282All other assets
  • $13,758Total liabilities and capital
  • $11,653Total liabilities
  • $9,124Total deposits
  • $11,653Interest-bearing deposits
  • $99Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $2,068Trading liabilities
  • $0Other borrowed funds
  • $37Subordinated debt
  • $4,304All other liabilities
  • $4,304Total equity capital
  • $4,304Total bank equity capital
  • $0Perpetual preferred stock
  • $150Common stock
  • $550Surplus
  • $3,604Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $91Income earned, not collected on loans
  • $0Earning assets
  • $268Long-term assets (5+ years)
  • $16,839Average Assets, year-to-date
  • $576Average Assets, quarterly
  • $18,783Volatile liabilities
  • $18,828Insider loans
  • $12,825FHLB advances
  • $18,657Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $4,304Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $2,161Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $689Total interest income
  • $64Total interest expense
  • $625Net interest income
  • $0Provision for loan and lease losses
  • $72Total noninterest income
  • $0Fiduciary activities
  • $30Service charges on deposit accounts
  • $0Trading account gains & fees
  • $42Additional noninterest income
  • $513Total noninterest expense
  • $343Salaries and employee benefits
  • $25Premises and equipment expense
  • $145Additional noninterest expense
  • $184Pre-tax net operating income
  • $0Securities gains (losses)
  • $66Applicable income taxes
  • $118Income before extraordinary items
  • $0Extraordinary gains - net
  • $118Net income attributable to bank
  • $0Net charge-offs
  • $118Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 3.88%Yield on earning assets
  • 0.36%Cost of funding earning assets
  • 3.52%Net interest margin
  • 0.41%Noninterest income to earning assets
  • 2.89%Noninterest expense to earning assets
  • 0.63%Net operating income to assets
  • 0.63%Return on assets (ROA)
  • 0.98%Pretax return on assets
  • 2.76%Return on equity (ROE)
  • 2.76%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 73,601Assets per employee
  • 4.52%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.99%Loss allowance to noncurrent loans
  • 134.07%Noncurrent assets plus other real estate owned to assets
  • 0.50%Noncurrent loans to loans
  • 0.74%Net loans and leases to deposits
  • 104.93%Net loans and leases to core deposits
  • 107.66%Equity capital to assets
  • 23.83%Core capital (leverage) ratio
  • 23.07%Tier 1 risk-based capital ratio
  • 33.56%Total risk-based capital ratio
  • Memoranda
  • $35Average assets
  • $18,783Average earning assets
  • $4,270Average equity
  • $17,738Average loans

List of branches

  • 1 Nebraska Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    06831Farmers State Bank220 E Nebraska St, Ewing, NE 68735November 16, 1927Full Service Brick and Mortar

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