Petersburg State Bank in Petersburg, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • Petersburg State Bank in Petersburg, Nebraska (NE)
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Petersburg State Bank - Overview

  • General
  • FDIC Certificate #: 14058
    Status: Active
    Federal Reserve ID: 733559
    Bank Holding Company (Regulatory Top Holder): Rae Valley Financials, Inc. (RSSDID: 2761480, Location: Petersburg, NE)
    Date Established: December 04, 1920
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 8786
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: March 13, 1934
    Last Structure Change Effective Date: May 12, 2006
    Last Structure Change Process Date: May 12, 2006
    Last Data Update: May 12, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 140 Main Street, Petersburg, NE 68652
    County: Boone
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Grand Island
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
  • Financial Summary
  • Total assets: $32.8 mil
    Equity capital: $2.6 mil
    Deposits held in domestic offices: $30.1 mil
    Return on assets (ROA): 1.36% ($0.4 mil)
    Quarterly return on assets: 0.16% ($0.1 mil)
    Return on Equity (ROE): 17.31% ($0.5 mil)
    Quarterly return on equity: 1.97% ($0.1 mil)
    Net income: $0.4 mil
    Quarterly Net income: $0.0 mil
    Pretax return on assets: 1.36% ($446.5 mil)
    Quarterly Pretax return on assets: 0.16% ($52.5 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 6Total employees (full-time equivalent)
  • $32,831Total assets
  • $2,308Cash and due from depository institutions
  • $250Interest-bearing balances
  • $2,266Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $27,314Net loans & leases
  • $324Loan loss allowance
  • $0Trading account assets
  • $184Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $32,831Life insurance assets
  • $759All other assets
  • $30,201Total liabilities and capital
  • $30,134Total liabilities
  • $26,179Total deposits
  • $30,134Interest-bearing deposits
  • $91Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $67Subordinated debt
  • $2,630All other liabilities
  • $2,630Total equity capital
  • $2,630Total bank equity capital
  • $0Perpetual preferred stock
  • $300Common stock
  • $1,100Surplus
  • $1,230Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $408Income earned, not collected on loans
  • $0Earning assets
  • $493Long-term assets (5+ years)
  • $29,830Average Assets, year-to-date
  • $1,984Average Assets, quarterly
  • $32,770Volatile liabilities
  • $33,043Insider loans
  • $25,213FHLB advances
  • $33,611Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $2,630Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $6,464Restructured Loans and leases
  • $514Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $1,573Total interest income
  • $335Total interest expense
  • $1,238Net interest income
  • $0Provision for loan and lease losses
  • $98Total noninterest income
  • $0Fiduciary activities
  • $72Service charges on deposit accounts
  • $0Trading account gains & fees
  • $26Additional noninterest income
  • $889Total noninterest expense
  • $470Salaries and employee benefits
  • $138Premises and equipment expense
  • $281Additional noninterest expense
  • $447Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • $447Income before extraordinary items
  • $0Extraordinary gains - net
  • $447Net income attributable to bank
  • $0Net charge-offs
  • $447Cash dividends
  • $1Sale, conversion, retirement of capital stock, net
  • $278Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.19%Yield on earning assets
  • 1.11%Cost of funding earning assets
  • 4.09%Net interest margin
  • 0.32%Noninterest income to earning assets
  • 2.94%Noninterest expense to earning assets
  • 1.36%Net operating income to assets
  • 1.36%Return on assets (ROA)
  • 1.36%Pretax return on assets
  • 17.31%Return on equity (ROE)
  • 6.54%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 447.00%Efficiency ratio
  • 66,542Assets per employee
  • 5.47%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 62.19%Loss allowance to loans
  • 1.17%Loss allowance to noncurrent loans
  • 79.41%Noncurrent assets plus other real estate owned to assets
  • 1.24%Noncurrent loans to loans
  • 1.48%Net loans and leases to deposits
  • 90.64%Net loans and leases to core deposits
  • 99.72%Equity capital to assets
  • 8.01%Core capital (leverage) ratio
  • 7.82%Tier 1 risk-based capital ratio
  • 10.43%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $32,770Average earning assets
  • $2,583Average equity
  • $30,282Average loans

List of branches

  • 1 Nebraska Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    08786Petersburg State Bank140 Main Street, Petersburg, NE 68652December 04, 1920Full Service Brick and Mortar

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