Farmers State Bank in Kaylor, South Dakota (SD)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of April 01, 2000

  • Farmers State Bank in Kaylor, South Dakota (SD)
  • Show street view No street view available for this location

Farmers State Bank - Overview

  • General
  • FDIC Certificate #: 1669
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Farmers State Bank (#1686)
    Federal Reserve ID: 409957
    Date Established: September 01, 1924
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 1097
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: April 01, 2000
    Last Structure Change Process Date: June 13, 2000
    Last Data Update: June 13, 2000
    Data Source Date: April 05, 2012
  • Location
  • Address: 140 Main Street, Kaylor, SD 57354
    County: Hutchinson
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Sioux Falls
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
  • Financial Summary
  • Total assets: $10.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

  • Dollar figures in thousands
  • 6Total employees (full-time equivalent)
  • $10,901Total assets
  • $371Cash and due from depository institutions
  • $71Interest-bearing balances
  • $6,466Securities
  • $875Federal funds sold & reverse repurchase agreements
  • $2,899Net loans & leases
  • $147Loan loss allowance
  • $0Trading account assets
  • $33Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $257All other assets
  • $10,901Total liabilities and capital
  • $8,689Total liabilities
  • $8,601Total deposits
  • $7,803Interest-bearing deposits
  • $8,601Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $88All other liabilities
  • $2,212Total equity capital
  • $2,212Total bank equity capital
  • $2,212Perpetual preferred stock
  • $0Common stock
  • $30Surplus
  • $470Undivided profits
  • Memoranda
  • $1,712Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $14Earning assets
  • $0Long-term assets (5+ years)
  • $111Average Assets, year-to-date
  • $10,311Average Assets, quarterly
  • $75Volatile liabilities
  • $10,611Insider loans
  • $10,763FHLB advances
  • $100Loans and leases held for sale
  • $6Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $0Restructured Loans and leases
  • $46Derivatives

Income and Expense (December 31, 1999)

  • Dollar figures in thousands
  • $685Total interest income
  • $349Total interest expense
  • $336Net interest income
  • $5Provision for loan and lease losses
  • $25Total noninterest income
  • $0Fiduciary activities
  • $23Service charges on deposit accounts
  • $0Trading account gains & fees
  • $2Additional noninterest income
  • $313Total noninterest expense
  • $215Salaries and employee benefits
  • $39Premises and equipment expense
  • $59Additional noninterest expense
  • $43Pre-tax net operating income
  • $0Securities gains (losses)
  • $8Applicable income taxes
  • $35Income before extraordinary items
  • $0Extraordinary gains - net
  • $35Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • -$2Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1999)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.82%Yield on earning assets
  • 3.48%Cost of funding earning assets
  • 3.35%Net interest margin
  • 0.25%Noninterest income to earning assets
  • 3.12%Noninterest expense to earning assets
  • 0.33%Net operating income to assets
  • 0.33%Return on assets (ROA)
  • 0.41%Pretax return on assets
  • 1.57%Return on equity (ROE)
  • 1.57%Retained earnings to average equity (YTD only)
  • -0.06%Net charge-offs to loans
  • -250.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 86,704Assets per employee
  • 1.82%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 4.83%Loss allowance to noncurrent loans
  • 1050.00%Noncurrent assets plus other real estate owned to assets
  • 0.13%Noncurrent loans to loans
  • 0.46%Net loans and leases to deposits
  • 33.71%Net loans and leases to core deposits
  • 34.10%Equity capital to assets
  • 20.29%Core capital (leverage) ratio
  • 20.54%Tier 1 risk-based capital ratio
  • 63.03%Total risk-based capital ratio
  • Memoranda
  • $64Average assets
  • $10,611Average earning assets
  • $2,226Average equity
  • $10,042Average loans

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