Farmers State Bank, FSB in Stevensville, Montana (MT)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of March 14, 1998

  • Farmers State Bank, FSB in Stevensville, Montana (MT)
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Farmers State Bank, FSB - Overview

  • General
  • FDIC Certificate #: 34318
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Farmers State Bank (#342)
    Federal Reserve ID: 2531535
    Date Established: May 15, 1997
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 13800
    FDIC's unique #: 57077
    Numeric code: 33
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: No
    Date of Deposit Insurance: May 15, 1997
    Last Structure Change Effective Date: March 14, 1998
    Last Structure Change Process Date: April 08, 1998
    Last Data Update: October 19, 1998
    Data Source Date: April 05, 2012
  • Location
  • Address: 725 Main Street, Stevensville, MT 59870
    County: Ravalli
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Billings
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
  • Financial Summary
  • Total assets: $5.8 mil

Assets and Liabilities (December 31, 1997)

  • Dollar figures in thousands
  • 9Total employees (full-time equivalent)
  • $5,795Total assets
  • $751Cash and due from depository institutions
  • $505Interest-bearing balances
  • $0Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $4,699Net loans & leases
  • $43Loan loss allowance
  • $0Trading account assets
  • $183Bank premises and fixed assets
  • $0Other real estate owned
  • $30Goodwill and other intangibles
  • $0Life insurance assets
  • $132All other assets
  • $5,795Total liabilities and capital
  • $2,908Total liabilities
  • $2,770Total deposits
  • $2,165Interest-bearing deposits
  • $2,770Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $125Other borrowed funds
  • $0Subordinated debt
  • $13All other liabilities
  • $2,887Total equity capital
  • $2,887Total bank equity capital
  • $2,887Perpetual preferred stock
  • $0Common stock
  • $300Surplus
  • $2,700Undivided profits
  • Memoranda
  • $-113Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $0Long-term assets (5+ years)
  • $30Average Assets, year-to-date
  • $5,204Average Assets, quarterly
  • $0Volatile liabilities
  • $4,883Insider loans
  • $5,301FHLB advances
  • $865Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $263Total unused commitments
  • $0Restructured Loans and leases
  • $3,170Derivatives

Income and Expense (December 31, 1997)

  • Dollar figures in thousands
  • $194Total interest income
  • $41Total interest expense
  • $153Net interest income
  • $43Provision for loan and lease losses
  • $24Total noninterest income
  • $0Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $24Additional noninterest income
  • $324Total noninterest expense
  • $182Salaries and employee benefits
  • $80Premises and equipment expense
  • $62Additional noninterest expense
  • -$190Pre-tax net operating income
  • $0Securities gains (losses)
  • -$77Applicable income taxes
  • -$113Income before extraordinary items
  • $0Extraordinary gains - net
  • -$113Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1997)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.46%Yield on earning assets
  • 0.94%Cost of funding earning assets
  • 3.51%Net interest margin
  • 0.55%Noninterest income to earning assets
  • 7.44%Noninterest expense to earning assets
  • -2.31%Net operating income to assets
  • -2.31%Return on assets (ROA)
  • -3.89%Pretax return on assets
  • -3.89%Return on equity (ROE)
  • -3.89%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 180,791Assets per employee
  • 0.64%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.91%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 169.64%Net loans and leases to core deposits
  • 231.48%Equity capital to assets
  • 49.82%Core capital (leverage) ratio
  • 49.44%Tier 1 risk-based capital ratio
  • 89.72%Total risk-based capital ratio
  • Memoranda
  • $91Average assets
  • $4,883Average earning assets
  • $2,901Average equity
  • $4,354Average loans

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