The Nodaway Valley Bank in Maryville, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

The Nodaway Valley Bank - Overview

  • General
  • FDIC Certificate #: 8904
    Status: Active
    Federal Reserve ID: 770657
    Bank Holding Company (Regulatory Top Holder): Nodaway Valley Bancshares, Inc. (RSSDID: 1066414, Location: Maryville, MO)
    Date Established: December 12, 1868
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 10 (Domestic: 10, Interstate: No)
    OTS Docket #: 11379
    FDIC's unique #: 5693
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: May 25, 2007
    Last Structure Change Process Date: May 31, 2007
    Last Data Update: May 31, 2007
    Data Source Date: April 05, 2012
  • Location
  • Address: Third And Main Streets, Maryville, MO 64468
    County: Nodaway
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Kansas City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Core Based Statistical Area (CBSA): Maryville, MO (#32340)
    CBSA Micro Statistical Area: Yes
  • History of Changes
  • Office Purchased
  • Financial Summary
  • Total assets: $759.7 mil
    Equity capital: $85.2 mil
    Deposits held in domestic offices: $639.9 mil
    Return on assets (ROA): 1.78% ($13.5 mil)
    Quarterly return on assets: 1.20% ($9.1 mil)
    Return on Equity (ROE): 15.67% ($13.3 mil)
    Quarterly return on equity: 10.56% ($9.0 mil)
    Net income: $12.9 mil
    Quarterly Net income: $2.2 mil
    Pretax return on assets: 1.78% ($13,521.8 mil)
    Quarterly Pretax return on assets: 1.20% ($9,115.8 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 160Total employees (full-time equivalent)
  • $759,652Total assets
  • $90,623Cash and due from depository institutions
  • $73,386Interest-bearing balances
  • $117,869Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $494,875Net loans & leases
  • $8,657Loan loss allowance
  • $0Trading account assets
  • $19,681Bank premises and fixed assets
  • $1,795Other real estate owned
  • $16,828Goodwill and other intangibles
  • $759,652Life insurance assets
  • $17,981All other assets
  • $674,407Total liabilities and capital
  • $639,888Total liabilities
  • $525,414Total deposits
  • $639,888Interest-bearing deposits
  • $93Deposits held in domestic offices
  • 18064.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $12,007Trading liabilities
  • $0Other borrowed funds
  • $4,448Subordinated debt
  • $85,245All other liabilities
  • $85,245Total equity capital
  • $85,245Total bank equity capital
  • $0Perpetual preferred stock
  • $600Common stock
  • $39,346Surplus
  • $45,299Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $9,269Income earned, not collected on loans
  • $0Earning assets
  • $5,917Long-term assets (5+ years)
  • $686,130Average Assets, year-to-date
  • $111,567Average Assets, quarterly
  • $726,982Volatile liabilities
  • $747,819Insider loans
  • $538,658FHLB advances
  • $736,715Loans and leases held for sale
  • $7,932Unused loan commitments
  • $4,942Tier 1 (core) risk-based capital
  • $67,922Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $2,990Total unused commitments
  • $19,671Restructured Loans and leases
  • $10,238Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $34,275Total interest income
  • $6,217Total interest expense
  • $28,058Net interest income
  • $2,424Provision for loan and lease losses
  • $7,606Total noninterest income
  • $9Fiduciary activities
  • $3,306Service charges on deposit accounts
  • $0Trading account gains & fees
  • $4,291Additional noninterest income
  • $20,350Total noninterest expense
  • $11,060Salaries and employee benefits
  • $2,696Premises and equipment expense
  • $6,594Additional noninterest expense
  • $12,890Pre-tax net operating income
  • $66Securities gains (losses)
  • $22Applicable income taxes
  • $12,934Income before extraordinary items
  • $0Extraordinary gains - net
  • $12,934Net income attributable to bank
  • $0Net charge-offs
  • $12,934Cash dividends
  • $359Sale, conversion, retirement of capital stock, net
  • $8,956Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.21%Yield on earning assets
  • 0.95%Cost of funding earning assets
  • 4.27%Net interest margin
  • 1.16%Noninterest income to earning assets
  • 3.09%Noninterest expense to earning assets
  • 1.77%Net operating income to assets
  • 1.78%Return on assets (ROA)
  • 1.78%Pretax return on assets
  • 15.67%Return on equity (ROE)
  • 4.82%Retained earnings to average equity (YTD only)
  • 0.07%Net charge-offs to loans
  • 675.21%Credit loss provision to net charge-offs
  • 42.66%Efficiency ratio
  • 56,368Assets per employee
  • 4.75%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 69.24%Loss allowance to loans
  • 1.72%Loss allowance to noncurrent loans
  • 93.40%Noncurrent assets plus other real estate owned to assets
  • 1.46%Noncurrent loans to loans
  • 1.84%Net loans and leases to deposits
  • 77.34%Net loans and leases to core deposits
  • 81.62%Equity capital to assets
  • 11.22%Core capital (leverage) ratio
  • 9.22%Tier 1 risk-based capital ratio
  • 12.61%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $726,982Average earning assets
  • $82,515Average equity
  • $657,609Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $2,118Managed Assets
  • 1Number of Accounts
  • $2,118Personal trust and agency accounts
  • $2,118Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 7Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices

List of branches

  • 9 Missouri Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    05693The Nodaway Valley BankThird And Main Streets, Maryville, MO 64468December 12, 1868Full Service Brick and Mortar
    1219149Nodaway Valley West Drive Through209 North Buchanan Street, Maryville, MO 64468June 01, 1965Limited Service Facility
    2219150Nodaway Valley South Drive Through1303 South Main, Maryville, MO 64468May 15, 1974Limited Service Facility
    4264385Savannah Branch301 South 71 Highway, Savannah, MO 64485January 01, 1918Full Service Brick and Mortar
    6219152Cook Road BranchNorth 71 Highway And Cook Road, St. Joseph, MO 64504November 20, 1995Full Service Brick and Mortar
    8222776King Hill Branch6304 King Hill Avenue, St. Joseph, MO 64504October 23, 1978Full Service Brick and Mortar
    9258571Belt And Faraon Branch402 North Belt Highway, St. Joseph, MO 64506April 01, 1991Full Service Brick and Mortar
    10419159Riverside Branch1302 South Riverside Road, Saint Joseph, MO 64507May 19, 2003Full Service Brick and Mortar
    115488Mound City Branch614-616 State Street, Mound City, MO 64470May 01, 1895Full Service Brick and Mortar

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