Farmers and Merchants Bank of Mound City, Kansas in Mound City, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

Farmers and Merchants Bank of Mound City, Kansas - Overview

  • General
  • FDIC Certificate #: 14024
    Status: Active
    Federal Reserve ID: 274052
    Bank Holding Company (Regulatory Top Holder): Cunningham Agency, Inc. (RSSDID: 1051410, Location: Mound City, KS)
    Date Established: November 14, 1893
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 8765
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: March 09, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: June 16, 2010
    Last Data Update: June 16, 2010
    Data Source Date: April 05, 2012
  • Location
  • Address: 103 S. 5th St., Mound City, KS 66056
    County: Linn
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Kansas City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Combined Statistical Area (CSA): Kansas City-Overland Park-Kansas City, MO-KS (#312)
    Core Based Statistical Area (CBSA): Kansas City, MO-KS (#28140)
    CBSA Metro Statistical Area: Kansas City, MO-KS (#28140)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
    Change in Location
  • Financial Summary
  • Total assets: $35.7 mil
    Equity capital: $2.9 mil
    Deposits held in domestic offices: $31.5 mil
    Return on assets (ROA): 1.42% ($0.5 mil)
    Quarterly return on assets: 1.36% ($0.5 mil)
    Return on Equity (ROE): 19.01% ($0.6 mil)
    Quarterly return on equity: 17.32% ($0.5 mil)
    Net income: $0.5 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 1.43% ($510.9 mil)
    Quarterly Pretax return on assets: 1.36% ($485.8 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 7Total employees (full-time equivalent)
  • $35,724Total assets
  • $990Cash and due from depository institutions
  • $138Interest-bearing balances
  • $10,817Securities
  • $4Federal funds sold & reverse repurchase agreements
  • $22,489Net loans & leases
  • $230Loan loss allowance
  • $0Trading account assets
  • $695Bank premises and fixed assets
  • $72Other real estate owned
  • $0Goodwill and other intangibles
  • $35,724Life insurance assets
  • $657All other assets
  • $32,874Total liabilities and capital
  • $31,516Total liabilities
  • $25,991Total deposits
  • $31,516Interest-bearing deposits
  • $93Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $1,285Trading liabilities
  • $0Other borrowed funds
  • $73Subordinated debt
  • $2,850All other liabilities
  • $2,850Total equity capital
  • $2,850Total bank equity capital
  • $0Perpetual preferred stock
  • $225Common stock
  • $475Surplus
  • $2,150Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $242Income earned, not collected on loans
  • $0Earning assets
  • $266Long-term assets (5+ years)
  • $33,448Average Assets, year-to-date
  • $17,855Average Assets, quarterly
  • $36,818Volatile liabilities
  • $35,838Insider loans
  • $21,402FHLB advances
  • $35,997Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $2,547Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $1,553Restructured Loans and leases
  • $127Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $1,847Total interest income
  • $542Total interest expense
  • $1,305Net interest income
  • $32Provision for loan and lease losses
  • $207Total noninterest income
  • $0Fiduciary activities
  • $174Service charges on deposit accounts
  • $0Trading account gains & fees
  • $33Additional noninterest income
  • $1,060Total noninterest expense
  • $548Salaries and employee benefits
  • $131Premises and equipment expense
  • $381Additional noninterest expense
  • $420Pre-tax net operating income
  • $106Securities gains (losses)
  • $5Applicable income taxes
  • $521Income before extraordinary items
  • $0Extraordinary gains - net
  • $521Net income attributable to bank
  • $0Net charge-offs
  • $521Cash dividends
  • $33Sale, conversion, retirement of capital stock, net
  • $463Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.32%Yield on earning assets
  • 1.56%Cost of funding earning assets
  • 3.76%Net interest margin
  • 0.60%Noninterest income to earning assets
  • 3.06%Noninterest expense to earning assets
  • 1.13%Net operating income to assets
  • 1.42%Return on assets (ROA)
  • 1.43%Pretax return on assets
  • 19.01%Return on equity (ROE)
  • 2.12%Retained earnings to average equity (YTD only)
  • 0.15%Net charge-offs to loans
  • 96.97%Credit loss provision to net charge-offs
  • 13.70%Efficiency ratio
  • 70,106Assets per employee
  • 5.10%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 88.87%Loss allowance to loans
  • 1.01%Loss allowance to noncurrent loans
  • 95.04%Noncurrent assets plus other real estate owned to assets
  • 0.88%Noncurrent loans to loans
  • 1.07%Net loans and leases to deposits
  • 71.36%Net loans and leases to core deposits
  • 73.70%Equity capital to assets
  • 7.98%Core capital (leverage) ratio
  • 7.08%Tier 1 risk-based capital ratio
  • 11.90%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $36,818Average earning assets
  • $2,740Average equity
  • $34,687Average loans

List of branches

  • 1 Kansas Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    08765Farmers And Merchants Bank Of Mound City, Kansas103 S. 5th St., Mound City, KS 66056November 14, 1893Full Service Brick and Mortar

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