Prescott State Bank in Prescott, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches


Prescott State Bank - Overview

  • General
  • FDIC Certificate #: 13729
    Status: Active
    Federal Reserve ID: 469250
    Bank Holding Company (Regulatory Top Holder): Southeast Kansas Bancshares, Inc. (RSSDID: 2124816, Location: Girard, KS)
    Date Established: September 26, 1904
    WWW: http://onlinebanking.prescottstatebank.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 8581
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 14, 2007
    Last Structure Change Process Date: March 15, 2007
    Last Data Update: March 15, 2007
    Data Source Date: April 05, 2012
  • Location
  • Address: 283 East Main St, Prescott, KS 66767
    County: Linn
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Kansas City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Combined Statistical Area (CSA): Kansas City-Overland Park-Kansas City, MO-KS (#312)
    Core Based Statistical Area (CBSA): Kansas City, MO-KS (#28140)
    CBSA Metro Statistical Area: Kansas City, MO-KS (#28140)
  • History of Changes
  • Corrections
    Change in Location
  • Financial Summary
  • Total assets: $14.7 mil
    Equity capital: $1.7 mil
    Deposits held in domestic offices: $11.9 mil
    Return on assets (ROA): 0.47% ($0.1 mil)
    Quarterly return on assets: 0.43% ($0.1 mil)
    Return on Equity (ROE): 4.15% ($0.1 mil)
    Quarterly return on equity: 3.79% ($0.1 mil)
    Net income: $0.1 mil
    Quarterly Net income: $0.0 mil
    Pretax return on assets: 0.53% ($78.1 mil)
    Quarterly Pretax return on assets: 0.51% ($75.2 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 5Total employees (full-time equivalent)
  • $14,737Total assets
  • $1,198Cash and due from depository institutions
  • $376Interest-bearing balances
  • $5,717Securities
  • $94Federal funds sold & reverse repurchase agreements
  • $7,255Net loans & leases
  • $134Loan loss allowance
  • $0Trading account assets
  • $250Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $14,738Life insurance assets
  • $223All other assets
  • $13,039Total liabilities and capital
  • $11,906Total liabilities
  • $10,580Total deposits
  • $11,906Interest-bearing deposits
  • $95Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $1,130Trading liabilities
  • $0Other borrowed funds
  • $3Subordinated debt
  • $1,699All other liabilities
  • $1,699Total equity capital
  • $1,699Total bank equity capital
  • $0Perpetual preferred stock
  • $120Common stock
  • $140Surplus
  • $1,439Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $327Income earned, not collected on loans
  • $327Earning assets
  • $98Long-term assets (5+ years)
  • $13,442Average Assets, year-to-date
  • $7,325Average Assets, quarterly
  • $14,675Volatile liabilities
  • $14,837Insider loans
  • $7,823FHLB advances
  • $15,099Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $1,699Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $1,104Restructured Loans and leases
  • $1,080Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $662Total interest income
  • $177Total interest expense
  • $485Net interest income
  • $0Provision for loan and lease losses
  • $89Total noninterest income
  • $0Fiduciary activities
  • $65Service charges on deposit accounts
  • $0Trading account gains & fees
  • $24Additional noninterest income
  • $496Total noninterest expense
  • $280Salaries and employee benefits
  • $79Premises and equipment expense
  • $137Additional noninterest expense
  • $78Pre-tax net operating income
  • $0Securities gains (losses)
  • $9Applicable income taxes
  • $69Income before extraordinary items
  • $0Extraordinary gains - net
  • $69Net income attributable to bank
  • $0Net charge-offs
  • $69Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.88%Yield on earning assets
  • 1.30%Cost of funding earning assets
  • 3.58%Net interest margin
  • 0.66%Noninterest income to earning assets
  • 3.66%Noninterest expense to earning assets
  • 0.47%Net operating income to assets
  • 0.47%Return on assets (ROA)
  • 0.53%Pretax return on assets
  • 4.15%Return on equity (ROE)
  • 4.15%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 86,411Assets per employee
  • 2.95%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.81%Loss allowance to noncurrent loans
  • 40.98%Noncurrent assets plus other real estate owned to assets
  • 2.22%Noncurrent loans to loans
  • 4.43%Net loans and leases to deposits
  • 60.94%Net loans and leases to core deposits
  • 70.74%Equity capital to assets
  • 11.53%Core capital (leverage) ratio
  • 11.25%Tier 1 risk-based capital ratio
  • 21.72%Total risk-based capital ratio
  • Memoranda
  • $23Average assets
  • $14,675Average earning assets
  • $1,663Average equity
  • $13,566Average loans

List of branches

  • 1 Kansas Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    08581Prescott State Bank283 East Main St, Prescott, KS 66767September 26, 1904Full Service Brick and Mortar

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