Feather River State Bank in Yuba City, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of March 06, 2004

  • Feather River State Bank in Yuba City, California (CA)
  • Show street view No street view available for this location

Feather River State Bank - Overview

  • General
  • FDIC Certificate #: 22445
    Status: Inactive
    Closing history: Absorption - Without Assistance
    Acquiring institution: Humboldt Bank (#27582)
    Federal Reserve ID: 94661
    Date Established: April 06, 1977
    WWW: http://www.frsb.com
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 10 (Interstate: No)
    FDIC's unique #: 15643
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: April 06, 1977
    Last Structure Change Effective Date: March 06, 2004
    Last Structure Change Process Date: April 12, 2004
    Last Data Update: April 12, 2004
    Data Source Date: April 05, 2012
  • Location
  • Address: 777 Colusa Avenue, Yuba City, CA 95991
    County: Sutter
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Sacramento
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Yuba City, CA (#9340)
    Combined Statistical Area (CSA): Sacramento-Arden-Arcade-Yuba City, CA-NV (#472)
    Core Based Statistical Area (CBSA): Yuba City, CA (#49700)
    CBSA Metro Statistical Area: Yuba City, CA (#49700)
  • Financial Summary
  • Total assets: $400.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2003)

  • Dollar figures in thousands
  • 128Total employees (full-time equivalent)
  • $400,815Total assets
  • $20,455Cash and due from depository institutions
  • $26Interest-bearing balances
  • $140,683Securities
  • $20,005Federal funds sold & reverse repurchase agreements
  • $197,509Net loans & leases
  • $4,511Loan loss allowance
  • $0Trading account assets
  • $5,882Bank premises and fixed assets
  • $3,604Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $12,677All other assets
  • $400,815Total liabilities and capital
  • $368,772Total liabilities
  • $347,892Total deposits
  • $252,082Interest-bearing deposits
  • $347,892Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $15,722Other borrowed funds
  • $0Subordinated debt
  • $5,158All other liabilities
  • $32,043Total equity capital
  • $32,043Total bank equity capital
  • $32,043Perpetual preferred stock
  • $0Common stock
  • $20,237Surplus
  • $2,318Undivided profits
  • Memoranda
  • $9,488Noncurrent loans and leases
  • $57,197Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $1,847Earning assets
  • $0Long-term assets (5+ years)
  • $2,033Average Assets, year-to-date
  • $358,223Average Assets, quarterly
  • $83,654Volatile liabilities
  • $376,502Insider loans
  • $388,212FHLB advances
  • $42,101Loans and leases held for sale
  • $3,810Unused loan commitments
  • $15,000Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $57,197Total unused commitments
  • $0Restructured Loans and leases
  • $3,489Derivatives

Income and Expense (December 31, 2003)

  • Dollar figures in thousands
  • $20,017Total interest income
  • $4,877Total interest expense
  • $15,140Net interest income
  • -$690Provision for loan and lease losses
  • $2,838Total noninterest income
  • $0Fiduciary activities
  • $1,243Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,595Additional noninterest income
  • $12,447Total noninterest expense
  • $6,952Salaries and employee benefits
  • $2,159Premises and equipment expense
  • $3,336Additional noninterest expense
  • $6,221Pre-tax net operating income
  • $0Securities gains (losses)
  • $2,211Applicable income taxes
  • $4,010Income before extraordinary items
  • $0Extraordinary gains - net
  • $4,010Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $1,331Sale, conversion, retirement of capital stock, net
  • $2,285Net operating income

Performance and Condition Ratios (December 31, 2003)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.93%Yield on earning assets
  • 1.44%Cost of funding earning assets
  • 4.49%Net interest margin
  • 0.84%Noninterest income to earning assets
  • 3.69%Noninterest expense to earning assets
  • 1.07%Net operating income to assets
  • 1.07%Return on assets (ROA)
  • 1.65%Pretax return on assets
  • 12.58%Return on equity (ROE)
  • 5.41%Retained earnings to average equity (YTD only)
  • 0.65%Net charge-offs to loans
  • -51.84%Credit loss provision to net charge-offs
  • 4.16%Efficiency ratio
  • 69,235Assets per employee
  • 3.13%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 56.98%Loss allowance to loans
  • 2.23%Loss allowance to noncurrent loans
  • 244.23%Noncurrent assets plus other real estate owned to assets
  • 1.19%Noncurrent loans to loans
  • 0.91%Net loans and leases to deposits
  • 56.77%Net loans and leases to core deposits
  • 64.44%Equity capital to assets
  • 7.99%Core capital (leverage) ratio
  • 8.21%Tier 1 risk-based capital ratio
  • 11.45%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $376,502Average earning assets
  • $31,865Average equity
  • $337,528Average loans

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