Feliciana Bank & Trust Company in Clinton, Louisiana (LA)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • Feliciana Bank & Trust Company in Clinton, Louisiana (LA)
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Feliciana Bank & Trust Company - Overview

  • General
  • FDIC Certificate #: 1380
    Status: Active
    Federal Reserve ID: 879439
    Bank Holding Company (Regulatory Top Holder): Feliciana Bancshares, Inc. (RSSDID: 4211336, Location: Clinton, LA)
    Date Established: January 20, 1904
    WWW: http://www.felicianabank.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 3 (Domestic: 3, Interstate: No)
    FDIC's unique #: 904
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 10926 Plank Road, Clinton, LA 70722
    County: East Feliciana
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Baton Rouge
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Western
    Combined Statistical Area (CSA): Baton Rouge-Pierre Part, LA (#132)
    Core Based Statistical Area (CBSA): Baton Rouge, LA (#12940)
    CBSA Metro Statistical Area: Baton Rouge, LA (#12940)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $113.0 mil
    Equity capital: $11.2 mil
    Deposits held in domestic offices: $100.4 mil
    Return on assets (ROA): 0.18% ($0.2 mil)
    Quarterly return on assets: -2.81% (-$3.2 mil)
    Return on Equity (ROE): 1.88% ($0.2 mil)
    Quarterly return on equity: -27.70% (-$3.0 mil)
    Net income: $0.2 mil
    Quarterly Net income: -$0.8 mil
    Pretax return on assets: 0.18% ($203.5 mil)
    Quarterly Pretax return on assets: -2.81% (-$3,176.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 31Total employees (full-time equivalent)
  • $113,045Total assets
  • $4,815Cash and due from depository institutions
  • $2,875Interest-bearing balances
  • $29,674Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $73,569Net loans & leases
  • $1,571Loan loss allowance
  • $0Trading account assets
  • $704Bank premises and fixed assets
  • $1,167Other real estate owned
  • $0Goodwill and other intangibles
  • $113,045Life insurance assets
  • $3,116All other assets
  • $101,839Total liabilities and capital
  • $100,426Total liabilities
  • $86,768Total deposits
  • $100,426Interest-bearing deposits
  • $91Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $1,413Subordinated debt
  • $11,206All other liabilities
  • $11,206Total equity capital
  • $11,206Total bank equity capital
  • $0Perpetual preferred stock
  • $257Common stock
  • $7,255Surplus
  • $3,694Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $4,399Income earned, not collected on loans
  • $0Earning assets
  • $801Long-term assets (5+ years)
  • $106,118Average Assets, year-to-date
  • $25,668Average Assets, quarterly
  • $116,622Volatile liabilities
  • $115,476Insider loans
  • $74,740FHLB advances
  • $116,744Loans and leases held for sale
  • $1,730Unused loan commitments
  • $1,730Tier 1 (core) risk-based capital
  • $10,982Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $3,440Restructured Loans and leases
  • $2,378Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $6,460Total interest income
  • $1,398Total interest expense
  • $5,062Net interest income
  • $1,530Provision for loan and lease losses
  • $367Total noninterest income
  • $0Fiduciary activities
  • $241Service charges on deposit accounts
  • $0Trading account gains & fees
  • $126Additional noninterest income
  • $3,767Total noninterest expense
  • $2,121Salaries and employee benefits
  • $310Premises and equipment expense
  • $1,336Additional noninterest expense
  • $132Pre-tax net operating income
  • $74Securities gains (losses)
  • $0Applicable income taxes
  • $206Income before extraordinary items
  • $0Extraordinary gains - net
  • $206Net income attributable to bank
  • $0Net charge-offs
  • $206Cash dividends
  • $546Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.89%Yield on earning assets
  • 1.28%Cost of funding earning assets
  • 4.62%Net interest margin
  • 0.33%Noninterest income to earning assets
  • 3.44%Noninterest expense to earning assets
  • 0.11%Net operating income to assets
  • 0.18%Return on assets (ROA)
  • 0.18%Pretax return on assets
  • 1.88%Return on equity (ROE)
  • 1.88%Retained earnings to average equity (YTD only)
  • 0.70%Net charge-offs to loans
  • 280.22%Credit loss provision to net charge-offs
  • 3.04%Efficiency ratio
  • 69,387Assets per employee
  • 3.65%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.09%Loss allowance to noncurrent loans
  • 35.71%Noncurrent assets plus other real estate owned to assets
  • 4.92%Noncurrent loans to loans
  • 5.85%Net loans and leases to deposits
  • 73.26%Net loans and leases to core deposits
  • 88.44%Equity capital to assets
  • 9.91%Core capital (leverage) ratio
  • 9.41%Tier 1 risk-based capital ratio
  • 14.69%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $116,622Average earning assets
  • $10,949Average equity
  • $109,585Average loans

List of branches

  • 3 Louisiana Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    0904Feliciana Bank & Trust Company10926 Plank Road, Clinton, LA 70722January 20, 1904Full Service Brick and Mortar
    1189438Norwood Branch13411 Main Street, Norwood, LA 70761June 18, 1979Full Service Brick and Mortar
    2189439Bluff Creek Branch503 Highway 37, Clinton, LA 70722January 19, 1981Full Service Brick and Mortar

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