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- Banks in Michigan (MI)
- Fifth Third Bank, Indiana
Fifth Third Bank, Indiana in Saint Joseph, Michigan (MI)
Overview, Financial Summary, Detailed Financial Reports, Branches
This bank is inactive as of May 30, 2001
- Fifth Third Bank, Indiana in Saint Joseph, Michigan (MI)
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Fifth Third Bank, Indiana - Overview
- General
- FDIC Certificate #: 8164
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Fifth Third Bank, Indiana (#34434)
Federal Reserve ID: 636043
Date Established: January 09, 1932
Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
Offices: 211 (Interstate: No)
OTS Docket #: 9886
FDIC's unique #: 5201
Numeric code: 13
Regulator: FED
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
Oakar Institutions: Yes
State Chartered: Yes
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: May 30, 2001
Last Structure Change Process Date: June 14, 2001
Last Data Update: June 14, 2001
Data Source Date: April 05, 2012 - Location
- Address: 830 Pleasant Street, Saint Joseph, MI 49085
County: Berrien
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Grand Rapids
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Metropolitan Statistical Area (MSA): Benton Harbor, MI (#870)
Core Based Statistical Area (CBSA): Niles-Benton Harbor, MI (#35660)
CBSA Metro Statistical Area: Niles-Benton Harbor, MI (#35660) - Financial Summary
- Total assets: $10,472.7 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2000)
- Dollar figures in thousands
- 2,277Total employees (full-time equivalent)
- $10,397,919Total assets
- $352,839Cash and due from depository institutions
- $11,735Interest-bearing balances
- $3,438,746Securities
- $1,035,022Federal funds sold & reverse repurchase agreements
- $5,051,927Net loans & leases
- $75,315Loan loss allowance
- $0Trading account assets
- $127,081Bank premises and fixed assets
- $2,010Other real estate owned
- $137,679Goodwill and other intangibles
- $0Life insurance assets
- $252,615All other assets
- $10,397,919Total liabilities and capital
- $9,483,278Total liabilities
- $6,759,556Total deposits
- $6,183,693Interest-bearing deposits
- $6,759,556Deposits held in domestic offices
- 0.00%% insured (estimated)
- $729,459Federal funds purchased & repurchase agreements
- $0Trading liabilities
- $1,825,350Other borrowed funds
- $0Subordinated debt
- $168,913All other liabilities
- $914,641Total equity capital
- $914,641Total bank equity capital
- $914,641Perpetual preferred stock
- $0Common stock
- $23,531Surplus
- $561,274Undivided profits
- Memoranda
- $329,836Noncurrent loans and leases
- $1,638,048Noncurrent loans that are wholly or partially guaranteed by the U.S. government
- $0Income earned, not collected on loans
- $62,756Earning assets
- $2,173Long-term assets (5+ years)
- $43,074Average Assets, year-to-date
- $9,537,430Average Assets, quarterly
- $4,141,068Volatile liabilities
- $9,615,916Insider loans
- $9,841,082FHLB advances
- $1,345,389Loans and leases held for sale
- $48,277Unused loan commitments
- $0Tier 1 (core) risk-based capital
- $10,000Tier 2 risk-based capital
- $27,184Total risk weighted assets
- $1,638,048Total unused commitments
- $0Restructured Loans and leases
- $75,315Derivatives
Income and Expense (December 31, 2000)
- Dollar figures in thousands
- $710,685Total interest income
- $384,361Total interest expense
- $326,324Net interest income
- $20,335Provision for loan and lease losses
- $110,449Total noninterest income
- $14,157Fiduciary activities
- $50,066Service charges on deposit accounts
- $0Trading account gains & fees
- $46,226Additional noninterest income
- $220,119Total noninterest expense
- $101,735Salaries and employee benefits
- $28,827Premises and equipment expense
- $89,557Additional noninterest expense
- $196,319Pre-tax net operating income
- $22Securities gains (losses)
- $66,723Applicable income taxes
- $129,618Income before extraordinary items
- $0Extraordinary gains - net
- $129,618Net income attributable to bank
- $0Net charge-offs
- $0Cash dividends
- $16,984Sale, conversion, retirement of capital stock, net
- $69,675Net operating income
Performance and Condition Ratios (December 31, 2000)
- Dollar figures in thousands
- Performance Ratios (%, annualized)
- 8.04%Yield on earning assets
- 4.35%Cost of funding earning assets
- 3.69%Net interest margin
- 1.25%Noninterest income to earning assets
- 2.49%Noninterest expense to earning assets
- 1.35%Net operating income to assets
- 1.35%Return on assets (ROA)
- 2.04%Pretax return on assets
- 18.27%Return on equity (ROE)
- 8.45%Retained earnings to average equity (YTD only)
- 0.34%Net charge-offs to loans
- 119.73%Credit loss provision to net charge-offs
- 12.76%Efficiency ratio
- 49,422Assets per employee
- 4.57%Cash dividends to net income (YTD only)
- Condition Ratios (%)
- 53.75%Loss allowance to loans
- 1.47%Loss allowance to noncurrent loans
- 120.01%Noncurrent assets plus other real estate owned to assets
- 0.62%Noncurrent loans to loans
- 1.22%Net loans and leases to deposits
- 74.74%Net loans and leases to core deposits
- 81.44%Equity capital to assets
- 8.80%Core capital (leverage) ratio
- 8.41%Tier 1 risk-based capital ratio
- 11.57%Total risk-based capital ratio
- Memoranda
- $13Average assets
- $9,615,916Average earning assets
- $709,403Average equity
- $8,843,462Average loans
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- Banks in Michigan (MI)
- Fifth Third Bank, Indiana
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