Fifth Third Trust Co. and Savings Bank, F.S.B. in Naples, Florida (FL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of September 09, 1995

  • Fifth Third Trust Co. and Savings Bank, F.S.B. in Naples, Florida (FL)
  • Show street view No street view available for this location

Fifth Third Trust Co. and Savings Bank, F.S.B. - Overview

  • General
  • FDIC Certificate #: 33501
    Status: Inactive
    Closing history: Corrections
    Acquiring institution: Fifth Third Bank, Florida (#27542)
    Federal Reserve ID: 1896442
    Date Established: September 13, 1991
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 9441
    FDIC's unique #: 47249
    Numeric code: 33
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: No
    Date of Deposit Insurance: September 13, 1991
    Last Structure Change Effective Date: September 09, 1995
    Last Structure Change Process Date: October 03, 1995
    Last Data Update: April 05, 1996
    Data Source Date: April 05, 2012
  • Location
  • Address: 4099 Tamiami Trail North, Naples, FL 33941
    County: Collier
    Quarterly Banking Profile Region: Atlanta
    FDIC Geographic Region: Atlanta
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: South Florida
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Naples, FL (#5345)
    Core Based Statistical Area (CBSA): Naples-Marco Island, FL (#34940)
    CBSA Metro Statistical Area: Naples-Marco Island, FL (#34940)
  • History of Changes
  • Merger - Without Assistance
  • Financial Summary
  • Total assets: $80.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $22Total assets
  • $70,077Cash and due from depository institutions
  • $2,239Interest-bearing balances
  • $517Securities
  • $22,579Federal funds sold & reverse repurchase agreements
  • $2,000Net loans & leases
  • $38,912Loan loss allowance
  • $393Trading account assets
  • $0Bank premises and fixed assets
  • $2,192Other real estate owned
  • $0Goodwill and other intangibles
  • $1,484Life insurance assets
  • $671All other assets
  • $0Total liabilities and capital
  • $70,077Total liabilities
  • $65,390Total deposits
  • $39,374Interest-bearing deposits
  • $39,374Deposits held in domestic offices
  • 39374.00%% insured (estimated)
  • $88Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $25,150Subordinated debt
  • $0All other liabilities
  • $866Total equity capital
  • $866Total bank equity capital
  • $4,687Perpetual preferred stock
  • $0Common stock
  • $1,500Surplus
  • $4,000Undivided profits
  • Memoranda
  • $-813Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $174Earning assets
  • $64,008Long-term assets (5+ years)
  • $0Average Assets, year-to-date
  • $62,562Average Assets, quarterly
  • $68,654Volatile liabilities
  • $34,051Insider loans
  • $1,801FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $4,532Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $4,729Total risk weighted assets
  • $34,060Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1994)

  • Dollar figures in thousands
  • $0Total interest income
  • $3,837Total interest expense
  • $2,273Net interest income
  • $1,564Provision for loan and lease losses
  • $161Total noninterest income
  • $668Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $0Additional noninterest income
  • $668Total noninterest expense
  • $1,662Salaries and employee benefits
  • $895Premises and equipment expense
  • $318Additional noninterest expense
  • $449Pre-tax net operating income
  • $409Securities gains (losses)
  • $66Applicable income taxes
  • $173Income before extraordinary items
  • $302Extraordinary gains - net
  • $0Net income attributable to bank
  • $302Net charge-offs
  • $12Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1994)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 6.77%Cost of funding earning assets
  • 4.01%Net interest margin
  • 2.76%Noninterest income to earning assets
  • 1.18%Noninterest expense to earning assets
  • 2.93%Net operating income to assets
  • 0.42%Return on assets (ROA)
  • 0.48%Pretax return on assets
  • 0.76%Return on equity (ROE)
  • 6.23%Retained earnings to average equity (YTD only)
  • 6.23%Net charge-offs to loans
  • 0.04%Credit loss provision to net charge-offs
  • 1341.67%Efficiency ratio
  • 71,909Assets per employee
  • 3.19%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.00%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 98.83%Net loans and leases to core deposits
  • 127.69%Equity capital to assets
  • 6.69%Core capital (leverage) ratio
  • 6.74%Tier 1 risk-based capital ratio
  • 13.88%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $62,562Average earning assets
  • $4,844Average equity
  • $56,651Average loans

Comment about this bank, ask questions, or add new information about it:


This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Fifth Third Trust Co. and Savings Bank, F.S.B..
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents