First American Bank, National Association in Woodward, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of November 01, 2000

  • First American Bank, National Association in Woodward, Oklahoma (OK)
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First American Bank, National Association - Overview

  • General
  • FDIC Certificate #: 22962
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: First American Bank (#15296)
    Federal Reserve ID: 58159
    Date Established: September 29, 1979
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 1 (Interstate: No)
    OTS Docket #: 10365
    FDIC's unique #: 16065
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: September 29, 1979
    Last Structure Change Effective Date: November 01, 2000
    Last Structure Change Process Date: November 17, 2000
    Last Data Update: November 17, 2000
    Data Source Date: April 05, 2012
  • Location
  • Address: 21st And 22nd Streets On Oklahoma Avenue, Woodward, OK 73801
    County: Woodward
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Oklahoma City
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Core Based Statistical Area (CBSA): Woodward, OK (#49260)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $38.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

  • Dollar figures in thousands
  • 22Total employees (full-time equivalent)
  • $38,276Total assets
  • $1,313Cash and due from depository institutions
  • $0Interest-bearing balances
  • $7,817Securities
  • $400Federal funds sold & reverse repurchase agreements
  • $26,560Net loans & leases
  • $331Loan loss allowance
  • $0Trading account assets
  • $1,188Bank premises and fixed assets
  • $222Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $776All other assets
  • $38,276Total liabilities and capital
  • $35,517Total liabilities
  • $35,224Total deposits
  • $31,849Interest-bearing deposits
  • $35,224Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $161Other borrowed funds
  • $0Subordinated debt
  • $132All other liabilities
  • $2,759Total equity capital
  • $2,759Total bank equity capital
  • $2,759Perpetual preferred stock
  • $0Common stock
  • $715Surplus
  • $785Undivided profits
  • Memoranda
  • $1,259Noncurrent loans and leases
  • $4,392Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $276Earning assets
  • $0Long-term assets (5+ years)
  • $555Average Assets, year-to-date
  • $34,777Average Assets, quarterly
  • $1,955Volatile liabilities
  • $38,396Insider loans
  • $38,407FHLB advances
  • $6,537Loans and leases held for sale
  • $1,359Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $4,392Total unused commitments
  • $0Restructured Loans and leases
  • $331Derivatives

Income and Expense (December 31, 1999)

  • Dollar figures in thousands
  • $3,095Total interest income
  • $1,479Total interest expense
  • $1,616Net interest income
  • $145Provision for loan and lease losses
  • $430Total noninterest income
  • $0Fiduciary activities
  • $352Service charges on deposit accounts
  • $0Trading account gains & fees
  • $78Additional noninterest income
  • $1,395Total noninterest expense
  • $813Salaries and employee benefits
  • $257Premises and equipment expense
  • $325Additional noninterest expense
  • $506Pre-tax net operating income
  • $30Securities gains (losses)
  • $190Applicable income taxes
  • $346Income before extraordinary items
  • $0Extraordinary gains - net
  • $346Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $159Sale, conversion, retirement of capital stock, net
  • $77Net operating income

Performance and Condition Ratios (December 31, 1999)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.92%Yield on earning assets
  • 4.26%Cost of funding earning assets
  • 4.66%Net interest margin
  • 1.24%Noninterest income to earning assets
  • 4.02%Noninterest expense to earning assets
  • 0.85%Net operating income to assets
  • 0.90%Return on assets (ROA)
  • 1.40%Pretax return on assets
  • 12.60%Return on equity (ROE)
  • 9.79%Retained earnings to average equity (YTD only)
  • 0.64%Net charge-offs to loans
  • 91.19%Credit loss provision to net charge-offs
  • 4.09%Efficiency ratio
  • 68,182Assets per employee
  • 1.74%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 22.25%Loss allowance to loans
  • 1.23%Loss allowance to noncurrent loans
  • 119.93%Noncurrent assets plus other real estate owned to assets
  • 1.30%Noncurrent loans to loans
  • 1.03%Net loans and leases to deposits
  • 75.40%Net loans and leases to core deposits
  • 92.59%Equity capital to assets
  • 7.21%Core capital (leverage) ratio
  • 7.43%Tier 1 risk-based capital ratio
  • 9.17%Total risk-based capital ratio
  • Memoranda
  • $10Average assets
  • $38,396Average earning assets
  • $2,747Average equity
  • $34,713Average loans

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