First American Bank of Pensacola, National Association in city_name, state_name

First American Bank of Pensacola, National Association in Pensacola, Florida (FL)
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First American Bank of Pensacola, National Association - Overview

General
FDIC Certificate #: 23838
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: COASTAL BANK AND TRUST OF FLORIDA (#20830)
Federal Reserve ID: 30436
Date Established: May 10, 1982
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 6 (Interstate: No)
OTS Docket #: 13342
FDIC's unique #: 16662
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: No
Date of Deposit Insurance: May 10, 1982
Last Structure Change Effective Date: December 07, 2001
Last Structure Change Process Date: January 25, 2002
Last Data Update: January 25, 2002
Data Source Date: April 05, 2012
Location
Address: 3300 North Pace Boulevard, Pensacola, FL 32505
County: Escambia
Quarterly Banking Profile Region: Atlanta
FDIC Geographic Region: Atlanta
FDIC Supervisory Region: Atlanta
FDIC Field Office: Pensacola
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Southeast
Metropolitan Statistical Area (MSA): Pensacola, FL (#6080)
Core Based Statistical Area (CBSA): Pensacola-Ferry Pass-Brent, FL (#37860)
CBSA Metro Statistical Area: Pensacola-Ferry Pass-Brent, FL (#37860)
Financial Summary
Total assets: $309.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2000)

Dollar figures in thousands
70Total employees (full-time equivalent)
$294,496Total assets
$10,266Cash and due from depository institutions
$720Interest-bearing balances
$40,484Securities
$0Federal funds sold & reverse repurchase agreements
$237,685Net loans & leases
$2,659Loan loss allowance
$0Trading account assets
$3,327Bank premises and fixed assets
$17Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$2,717All other assets
$294,496Total liabilities and capital
$268,923Total liabilities
$250,236Total deposits
$217,482Interest-bearing deposits
$250,236Deposits held in domestic offices
0.00%% insured (estimated)
$7,335Federal funds purchased & repurchase agreements
$0Trading liabilities
$10,000Other borrowed funds
$0Subordinated debt
$1,352All other liabilities
$25,573Total equity capital
$25,573Total bank equity capital
$25,573Perpetual preferred stock
$0Common stock
$2,800Surplus
$6,423Undivided profits
Memoranda
$16,350Noncurrent loans and leases
$23,479Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$2,583Earning assets
$0Long-term assets (5+ years)
$1,286Average Assets, year-to-date
$278,889Average Assets, quarterly
$60,103Volatile liabilities
$295,572Insider loans
$324,255FHLB advances
$63,518Loans and leases held for sale
$8,777Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$23,479Total unused commitments
$0Restructured Loans and leases
$2,659Derivatives

Income and Expense (December 31, 2000)

Dollar figures in thousands
$23,528Total interest income
$12,132Total interest expense
$11,396Net interest income
$255Provision for loan and lease losses
$936Total noninterest income
$0Fiduciary activities
$776Service charges on deposit accounts
$0Trading account gains & fees
$160Additional noninterest income
$4,778Total noninterest expense
$3,060Salaries and employee benefits
$765Premises and equipment expense
$953Additional noninterest expense
$7,299Pre-tax net operating income
-$27Securities gains (losses)
$2,721Applicable income taxes
$4,551Income before extraordinary items
$0Extraordinary gains - net
$4,551Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$148Sale, conversion, retirement of capital stock, net
$1,645Net operating income

Performance and Condition Ratios (December 31, 2000)

Dollar figures in thousands
Performance Ratios (%, annualized)
8.41%Yield on earning assets
4.33%Cost of funding earning assets
4.07%Net interest margin
0.33%Noninterest income to earning assets
1.71%Noninterest expense to earning assets
1.55%Net operating income to assets
1.54%Return on assets (ROA)
2.46%Pretax return on assets
19.24%Return on equity (ROE)
12.28%Retained earnings to average equity (YTD only)
0.07%Net charge-offs to loans
172.30%Credit loss provision to net charge-offs
51.04%Efficiency ratio
38,745Assets per employee
4.21%Cash dividends to net income (YTD only)
Condition Ratios (%)
36.15%Loss allowance to loans
1.11%Loss allowance to noncurrent loans
102.94%Noncurrent assets plus other real estate owned to assets
0.88%Noncurrent loans to loans
1.07%Net loans and leases to deposits
94.98%Net loans and leases to core deposits
121.24%Equity capital to assets
8.68%Core capital (leverage) ratio
8.15%Tier 1 risk-based capital ratio
11.37%Total risk-based capital ratio
Memoranda
$13Average assets
$295,572Average earning assets
$23,658Average equity
$279,895Average loans

First American Bank of Pensacola, National Association in Pensacola, Florida (FL)
Overview, Financial Summary, Detailed Financial Reports, Branches

First American Bank of Pensacola, National Association - Overview

Assets and Liabilities (December 31, 2000)

Income and Expense (December 31, 2000)

Performance and Condition Ratios (December 31, 2000)

Comment about this bank, ask questions, or add new information about it:

First American Bank of Pensacola, National Association in Pensacola, Florida (FL)Overview, Financial Summary, Detailed Financial Reports, Branches

First American Bank of Pensacola, National Association - Overview

Assets and Liabilities (December 31, 2000)

Income and Expense (December 31, 2000)

Performance and Condition Ratios (December 31, 2000)

Comment about this bank, ask questions, or add new information about it:

First American Bank of Pensacola, National Association in Pensacola, Florida (FL)
Overview, Financial Summary, Detailed Financial Reports, Branches