First American National Bank in Nashville, Tennessee (TN)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of December 31, 1999

  • First American National Bank in Nashville, Tennessee (TN)
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First American National Bank - Overview

  • General
  • FDIC Certificate #: 4956
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: AmSouth Bank (#26800)
    Federal Reserve ID: 742533
    Date Established: September 01, 1883
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 380 (Interstate: No)
    OTS Docket #: 11850
    FDIC's unique #: 3299
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Oakar Institutions: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: December 31, 1999
    Last Structure Change Process Date: Febuary 22, 2000
    Last Data Update: Febuary 22, 2000
    Data Source Date: April 05, 2012
  • Location
  • Address: 326 Union Street, Nashville, TN 37237
    County: Davidson
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Nashville
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Nashville, TN (#5360)
    Combined Statistical Area (CSA): Nashville-Davidson-Murfreesboro-Columbia, TN (#400)
    Core Based Statistical Area (CBSA): Nashville-Davidson-Murfreesboro-Franklin, TN (#34980)
    CBSA Metro Statistical Area: Nashville-Davidson-Murfreesboro-Franklin, TN (#34980)
  • Financial Summary
  • Total assets: $21,936.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1998)

  • Dollar figures in thousands
  • 6,508Total employees (full-time equivalent)
  • $20,359,042Total assets
  • $1,483,714Cash and due from depository institutions
  • $296,061Interest-bearing balances
  • $6,062,232Securities
  • $443,356Federal funds sold & reverse repurchase agreements
  • $11,297,930Net loans & leases
  • $193,327Loan loss allowance
  • $43,987Trading account assets
  • $374,828Bank premises and fixed assets
  • $9,772Other real estate owned
  • $268,886Goodwill and other intangibles
  • $0Life insurance assets
  • $374,337All other assets
  • $20,359,042Total liabilities and capital
  • $18,472,650Total liabilities
  • $14,958,897Total deposits
  • $12,023,285Interest-bearing deposits
  • $14,549,299Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $2,088,385Federal funds purchased & repurchase agreements
  • $355Trading liabilities
  • $1,142,410Other borrowed funds
  • $0Subordinated debt
  • $282,603All other liabilities
  • $1,886,392Total equity capital
  • $1,886,392Total bank equity capital
  • $1,886,392Perpetual preferred stock
  • $0Common stock
  • $75,000Surplus
  • $686,397Undivided profits
  • Memoranda
  • $1,124,995Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $85,453Earning assets
  • $4,105Long-term assets (5+ years)
  • $87,214Average Assets, year-to-date
  • $18,143,566Average Assets, quarterly
  • $4,760,630Volatile liabilities
  • $19,699,218Insider loans
  • $20,140,672FHLB advances
  • $4,560,362Loans and leases held for sale
  • $411,136Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $418,962Total risk weighted assets
  • $4,826,573Total unused commitments
  • $0Restructured Loans and leases
  • $15,050,812Derivatives
  • $1,456Total assets and liabilities in foreign offices

Income and Expense (December 31, 1998)

  • Dollar figures in thousands
  • $1,347,839Total interest income
  • $614,424Total interest expense
  • $733,415Net interest income
  • $39,948Provision for loan and lease losses
  • $468,392Total noninterest income
  • $42,997Fiduciary activities
  • $130,909Service charges on deposit accounts
  • $8,008Trading account gains & fees
  • $286,478Additional noninterest income
  • $780,229Total noninterest expense
  • $326,801Salaries and employee benefits
  • $97,267Premises and equipment expense
  • $356,161Additional noninterest expense
  • $381,630Pre-tax net operating income
  • $7,877Securities gains (losses)
  • $140,005Applicable income taxes
  • $249,502Income before extraordinary items
  • $0Extraordinary gains - net
  • $249,502Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $36,731Sale, conversion, retirement of capital stock, net
  • $150,557Net operating income

Performance and Condition Ratios (December 31, 1998)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.66%Yield on earning assets
  • 3.49%Cost of funding earning assets
  • 4.17%Net interest margin
  • 2.66%Noninterest income to earning assets
  • 4.44%Noninterest expense to earning assets
  • 1.24%Net operating income to assets
  • 1.27%Return on assets (ROA)
  • 1.98%Pretax return on assets
  • 13.70%Return on equity (ROE)
  • 5.43%Retained earnings to average equity (YTD only)
  • 0.31%Net charge-offs to loans
  • 108.76%Credit loss provision to net charge-offs
  • 11.48%Efficiency ratio
  • 62,054Assets per employee
  • 3.13%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 60.34%Loss allowance to loans
  • 1.68%Loss allowance to noncurrent loans
  • 226.24%Noncurrent assets plus other real estate owned to assets
  • 0.47%Noncurrent loans to loans
  • 0.74%Net loans and leases to deposits
  • 75.53%Net loans and leases to core deposits
  • 89.14%Equity capital to assets
  • 9.27%Core capital (leverage) ratio
  • 8.88%Tier 1 risk-based capital ratio
  • 11.15%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $19,699,218Average earning assets
  • $1,820,974Average equity
  • $17,585,746Average loans

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