First American Trust, FSB in city_name, state_name - Detailed Financial Reports, Location

First American Trust, FSB in Santa Ana, California (CA), AZ, FL, NM, TX
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First American Trust, FSB - Overview

General
FDIC Certificate #: 26312
Status: Active
Federal Reserve ID: 1883321
Date Established: July 30, 1985
WWW: http://www.firstamtrust.com
Trust Powers Granted: Yes
Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
Offices: 6 (Domestic: 6, Interstate: Yes)
OTS Docket #: 15660
FDIC's unique #: 32751
Numeric code: 33
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
FDIC Insured: Yes
Insured Savings Institution: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: No
Subchapter S Corporations: No
Asset Concentration Hierarchy: Mortgage Lending Specialization
Date of Deposit Insurance: July 30, 1985
Last Structure Change Effective Date: July 21, 2011
Last Structure Change Process Date: July 21, 2011
Last Data Update: July 21, 2011
Data Source Date: April 05, 2012
Location
Address: 5 First American Way, 3rd Floor, Santa Ana, CA 92707
County: Orange
Quarterly Banking Profile Region: San Francisco
FDIC Geographic Region: San Francisco
FDIC Supervisory Region: San Francisco
FDIC Field Office: Orange
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: Western
Metropolitan Statistical Area (MSA): Orange County, CA (#5945)
Consolidated Metropolitan Statistical Area (CMSA): Los Angeles-Riverside-Orange County, CA (#49)
Combined Statistical Area (CSA): Los Angeles-Long Beach-Riverside, CA (#348)
Core Based Statistical Area (CBSA): Los Angeles-Long Beach-Santa Ana, CA (#31100)
CBSA Metro Statistical Area: Los Angeles-Long Beach-Santa Ana, CA (#31100)
Core Based Statistical Division: Santa Ana-Anaheim-Irvine, CA (#42044)
History of Changes
Change in Primary Regulatory Agency
Financial Summary
Total assets: $1,200.6 mil
Equity capital: $118.0 mil
Deposits held in domestic offices: $1,059.3 mil
Return on assets (ROA): 0.67% ($8.0 mil)
Quarterly return on assets: 0.56% ($6.7 mil)
Return on Equity (ROE): 8.21% ($9.7 mil)
Quarterly return on equity: 6.38% ($7.5 mil)
Net income: $8.3 mil
Quarterly Net income: $1.8 mil
Pretax return on assets: 1.07% ($12,846.4 mil)
Quarterly Pretax return on assets: 0.86% ($10,325.1 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
98Total employees (full-time equivalent)
$1,200,596Total assets
$30,967Cash and due from depository institutions
$4,570Interest-bearing balances
$1,128,472Securities
$0Federal funds sold & reverse repurchase agreements
$0Net loans & leases
$0Loan loss allowance
$0Trading account assets
$1,298Bank premises and fixed assets
$0Other real estate owned
$202Goodwill and other intangibles
$1,200,596Life insurance assets
$39,657All other assets
$1,082,624Total liabilities and capital
$1,059,298Total liabilities
$975,676Total deposits
$1,059,298Interest-bearing deposits
$25Deposits held in domestic offices
21000.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$2,326Subordinated debt
$117,972All other liabilities
$117,972Total equity capital
$117,972Total bank equity capital
$10,000Perpetual preferred stock
$280Common stock
$46,466Surplus
$61,226Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$0Earning assets
$3,065Long-term assets (5+ years)
$1,133,042Average Assets, year-to-date
$0Average Assets, quarterly
$1,245,947Volatile liabilities
$1,272,506Insider loans
$277,701FHLB advances
$1,201,466Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$118,964Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$18,959Total interest income
$2,779Total interest expense
$16,180Net interest income
$0Provision for loan and lease losses
$25,293Total noninterest income
$0Fiduciary activities
$0Service charges on deposit accounts
$0Trading account gains & fees
$25,293Additional noninterest income
$20,856Total noninterest expense
$10,961Salaries and employee benefits
$3,854Premises and equipment expense
$6,040Additional noninterest expense
$20,618Pre-tax net operating income
-$7,323Securities gains (losses)
$4,995Applicable income taxes
$8,300Income before extraordinary items
$0Extraordinary gains - net
$8,300Net income attributable to bank
$0Net charge-offs
$8,300Cash dividends
$0Sale, conversion, retirement of capital stock, net
$900Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
1.61%Yield on earning assets
0.24%Cost of funding earning assets
1.37%Net interest margin
2.14%Noninterest income to earning assets
1.77%Noninterest expense to earning assets
1.04%Net operating income to assets
0.67%Return on assets (ROA)
1.07%Pretax return on assets
8.21%Return on equity (ROE)
7.32%Retained earnings to average equity (YTD only)
0.00%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
0.00%Efficiency ratio
49,652Assets per employee
12.25%Cash dividends to net income (YTD only)
Condition Ratios (%)
10.84%Loss allowance to loans
0.00%Loss allowance to noncurrent loans
0.00%Noncurrent assets plus other real estate owned to assets
0.00%Noncurrent loans to loans
0.00%Net loans and leases to deposits
0.00%Net loans and leases to core deposits
0.00%Equity capital to assets
9.83%Core capital (leverage) ratio
9.90%Tier 1 risk-based capital ratio
42.84%Total risk-based capital ratio
Memoranda
$43Average assets
$1,245,947Average earning assets
$101,137Average equity
$1,180,249Average loans

Total Fiduciary and Related Assets (December 31, 2011)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$2,721,711Managed Assets
1Number of Accounts
$1,494,628Personal trust and agency accounts
$677,264Employee benefit-defined contribution accounts
$18,730Employee benefit-defined benefit accounts
$273,019Other retirement accounts
$86,908Corporate trust and agency accounts
$0Investment management agency accounts
$438,707Other fiduciary accounts
$0Fiduciary accounts held in foreign offices
$0Non-managed Assets
1446Number of Accounts
$0Personal trust and agency accounts
$77,895Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$1,227,083Other retirement accounts
$1,197,724Corporate trust and agency accounts
$9,114Other fiduciary accounts
$10,791Fiduciary accounts held in foreign offices

List of branches

1 Arizona Branch as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
8	521886	Arizona Branch	9000 E. Pima Center Pwky, Scottsdale, AZ 85256	July 01, 2010	Full Service Brick and Mortar

1 California Branch as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
0	32751	First American Trust, Fsb	5 First American Way, 3rd Floor, Santa Ana, CA 92707	July 30, 1985	Full Service Brick and Mortar

1 Florida Branch as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
9	521887	Florida Branch	2750 Chancellorsville Dr, Tallahassee, FL 32312	July 01, 2010	Full Service Brick and Mortar

1 New Mexico Branch as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
10	521888	New Mexico Branch	9400 Holly Avenue Ne, Albuquerque, NM 87122	July 01, 2010	Full Service Brick and Mortar

1 Texas Branch as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
11	521889	Texas Branch	1500 S. Dairy Ashford St, Ste 300, Houston, TX 77077	July 01, 2010	Full Service Brick and Mortar

1 Utah Branch as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
12	521890	Utah Branch	560 South 300 East, Salt Lake City, UT 84111	July 01, 2010	Full Service Brick and Mortar

First American Trust, FSB in Santa Ana, California (CA), AZ, FL, NM, TX
Overview, Financial Summary, Detailed Financial Reports, Branches

First American Trust, FSB - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First American Trust, FSB in Santa Ana, California (CA), AZ, FL, NM, TXOverview, Financial Summary, Detailed Financial Reports, Branches

First American Trust, FSB - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First American Trust, FSB in Santa Ana, California (CA), AZ, FL, NM, TX
Overview, Financial Summary, Detailed Financial Reports, Branches