First Bank Kansas in Salina, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

First Bank Kansas - Overview

  • General
  • FDIC Certificate #: 18431
    Status: Active
    Federal Reserve ID: 192558
    Bank Holding Company (Regulatory Top Holder): Ottawa Bancshares, Inc. (RSSDID: 1056769, Location: Salina, KS)
    Date Established: June 30, 1955
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 8 (Domestic: 8, Interstate: No)
    OTS Docket #: 14529
    FDIC's unique #: 12335
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: September 11, 1961
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 235 South Santa Fe Avenue, Salina, KS 67401
    County: Saline
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Hays
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Core Based Statistical Area (CBSA): Salina, KS (#41460)
    CBSA Micro Statistical Area: Yes
  • History of Changes
  • Corrections
    Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $256.6 mil
    Equity capital: $24.7 mil
    Deposits held in domestic offices: $227.8 mil
    Return on assets (ROA): 1.26% ($3.2 mil)
    Quarterly return on assets: 1.48% ($3.8 mil)
    Return on Equity (ROE): 13.57% ($3.4 mil)
    Quarterly return on equity: 15.47% ($3.9 mil)
    Net income: $3.1 mil
    Quarterly Net income: $0.9 mil
    Pretax return on assets: 1.29% ($3,310.6 mil)
    Quarterly Pretax return on assets: 1.53% ($3,926.5 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 85Total employees (full-time equivalent)
  • $256,632Total assets
  • $9,983Cash and due from depository institutions
  • $5,686Interest-bearing balances
  • $131,541Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $106,522Net loans & leases
  • $1,740Loan loss allowance
  • $0Trading account assets
  • $3,955Bank premises and fixed assets
  • $80Other real estate owned
  • $1,099Goodwill and other intangibles
  • $256,632Life insurance assets
  • $3,452All other assets
  • $231,925Total liabilities and capital
  • $227,761Total liabilities
  • $199,202Total deposits
  • $227,761Interest-bearing deposits
  • $96Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $2,500Trading liabilities
  • $0Other borrowed funds
  • $1,664Subordinated debt
  • $24,707All other liabilities
  • $24,707Total equity capital
  • $24,707Total bank equity capital
  • $0Perpetual preferred stock
  • $460Common stock
  • $1,140Surplus
  • $23,107Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $806Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $153Income earned, not collected on loans
  • $0Earning assets
  • $1,869Long-term assets (5+ years)
  • $243,749Average Assets, year-to-date
  • $133,831Average Assets, quarterly
  • $245,791Volatile liabilities
  • $253,947Insider loans
  • $125,974FHLB advances
  • $251,280Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $23,123Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $25,837Restructured Loans and leases
  • $1,886Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $9,742Total interest income
  • $2,707Total interest expense
  • $7,035Net interest income
  • $360Provision for loan and lease losses
  • $4,339Total noninterest income
  • $1,494Fiduciary activities
  • $1,655Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,190Additional noninterest income
  • $7,858Total noninterest expense
  • $4,485Salaries and employee benefits
  • $913Premises and equipment expense
  • $2,460Additional noninterest expense
  • $3,156Pre-tax net operating income
  • $4Securities gains (losses)
  • $63Applicable income taxes
  • $3,097Income before extraordinary items
  • $0Extraordinary gains - net
  • $3,097Net income attributable to bank
  • $0Net charge-offs
  • $3,097Cash dividends
  • $293Sale, conversion, retirement of capital stock, net
  • $100Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.17%Yield on earning assets
  • 1.16%Cost of funding earning assets
  • 3.01%Net interest margin
  • 1.86%Noninterest income to earning assets
  • 3.36%Noninterest expense to earning assets
  • 1.26%Net operating income to assets
  • 1.26%Return on assets (ROA)
  • 1.29%Pretax return on assets
  • 13.57%Return on equity (ROE)
  • 13.13%Retained earnings to average equity (YTD only)
  • 0.28%Net charge-offs to loans
  • 122.87%Credit loss provision to net charge-offs
  • 12.00%Efficiency ratio
  • 69,087Assets per employee
  • 3.02%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 3.23%Loss allowance to loans
  • 1.61%Loss allowance to noncurrent loans
  • 1137.25%Noncurrent assets plus other real estate owned to assets
  • 0.09%Noncurrent loans to loans
  • 0.14%Net loans and leases to deposits
  • 46.77%Net loans and leases to core deposits
  • 49.29%Equity capital to assets
  • 9.63%Core capital (leverage) ratio
  • 9.20%Tier 1 risk-based capital ratio
  • 18.36%Total risk-based capital ratio
  • Memoranda
  • $20Average assets
  • $245,791Average earning assets
  • $22,828Average equity
  • $233,671Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $220,307Managed Assets
  • 1Number of Accounts
  • $220,307Personal trust and agency accounts
  • $148,356Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $54,566Other fiduciary accounts
  • $17,385Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 339Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices

List of branches

  • 8 Kansas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    012335First Bank Kansas235 South Santa Fe Avenue, Salina, KS 67401June 30, 1955Full Service Brick and Mortar
    1245388Drive-In Facility1333 West Crawford, Salina, KS 67401July 22, 1974Limited Service Facility
    38888Assaria Branch300 South Center Street, Assaria, KS 67416January 13, 1902Full Service Brick and Mortar
    45164Kanopolis Branch102 South Kansas Street, Kanopolis, KS 67454September 03, 1925Full Service Brick and Mortar
    5245390Ellsworth Branch120 West 2nd, Ellsworth, KS 67439December 14, 1990Full Service Brick and Mortar
    6245391South 9th Street Branch2860 South 9th Street, Salina, KS 67401October 05, 1994Full Service Brick and Mortar
    7245392Mcpherson Branch1301 North Main, Mcpherson, KS 67460September 28, 1998Full Service Brick and Mortar
    8446267First Bank Kansas1410 North Buckeye, Abilene, KS 67410December 28, 2005Full Service Brick and Mortar

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