Sunflower Bank, National Association in Salina, Kansas (KS), CO, MO
Overview, Financial Summary, Detailed Financial Reports, Branches

  • Sunflower Bank, National Association in Salina, Kansas (KS), CO, MO
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Sunflower Bank, National Association - Overview

  • General
  • FDIC Certificate #: 4767
    Status: Active
    Federal Reserve ID: 474759
    Bank Holding Company (Regulatory Top Holder): Sunflower Financial, Inc. (RSSDID: 1066713, Location: Salina, KS)
    Date Established: May 24, 1892
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 34 (Domestic: 34, Interstate: Yes)
    OTS Docket #: 9366
    FDIC's unique #: 3181
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: September 16, 2011
    Last Structure Change Process Date: September 20, 2011
    Last Data Update: September 20, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 3025 Cortland Circle, Salina, KS 67401
    County: Saline
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Hays
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Core Based Statistical Area (CBSA): Salina, KS (#41460)
    CBSA Micro Statistical Area: Yes
  • History of Changes
  • Change in Location
  • Financial Summary
  • Total assets: $1,733.8 mil
    Equity capital: $175.6 mil
    Deposits held in domestic offices: $1,299.6 mil
    Return on assets (ROA): 1.33% ($23.1 mil)
    Quarterly return on assets: 1.42% ($24.6 mil)
    Return on Equity (ROE): 13.55% ($23.8 mil)
    Quarterly return on equity: 14.10% ($24.8 mil)
    Net income: $22.8 mil
    Quarterly Net income: $6.2 mil
    Pretax return on assets: 1.38% ($23,926.2 mil)
    Quarterly Pretax return on assets: 1.48% ($25,660.0 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 452Total employees (full-time equivalent)
  • $1,733,783Total assets
  • $86,290Cash and due from depository institutions
  • $42,962Interest-bearing balances
  • $698,582Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $854,770Net loans & leases
  • $11,670Loan loss allowance
  • $0Trading account assets
  • $30,756Bank premises and fixed assets
  • $9,571Other real estate owned
  • $16,154Goodwill and other intangibles
  • $1,733,783Life insurance assets
  • $37,660All other assets
  • $1,558,230Total liabilities and capital
  • $1,299,594Total liabilities
  • $1,084,562Total deposits
  • $1,299,594Interest-bearing deposits
  • $79Deposits held in domestic offices
  • 134234.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $117,011Trading liabilities
  • $0Other borrowed funds
  • $7,391Subordinated debt
  • $175,553All other liabilities
  • $175,553Total equity capital
  • $175,553Total bank equity capital
  • $0Perpetual preferred stock
  • $8,000Common stock
  • $18,500Surplus
  • $149,053Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $2,001Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $5,631Income earned, not collected on loans
  • $126Earning assets
  • $6,165Long-term assets (5+ years)
  • $1,596,314Average Assets, year-to-date
  • $732,048Average Assets, quarterly
  • $1,712,904Volatile liabilities
  • $1,727,444Insider loans
  • $948,564FHLB advances
  • $1,698,873Loans and leases held for sale
  • $14,827Unused loan commitments
  • $14,827Tier 1 (core) risk-based capital
  • $146,484Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $235,824Restructured Loans and leases
  • $4,717Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $68,835Total interest income
  • $14,201Total interest expense
  • $54,634Net interest income
  • $850Provision for loan and lease losses
  • $16,152Total noninterest income
  • $2,819Fiduciary activities
  • $8,071Service charges on deposit accounts
  • $0Trading account gains & fees
  • $5,262Additional noninterest income
  • $46,845Total noninterest expense
  • $23,504Salaries and employee benefits
  • $7,804Premises and equipment expense
  • $15,537Additional noninterest expense
  • $23,091Pre-tax net operating income
  • -$525Securities gains (losses)
  • $816Applicable income taxes
  • $21,750Income before extraordinary items
  • $1,077Extraordinary gains - net
  • $22,827Net income attributable to bank
  • $0Net charge-offs
  • $22,827Cash dividends
  • -$566Sale, conversion, retirement of capital stock, net
  • $11,967Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.36%Yield on earning assets
  • 0.90%Cost of funding earning assets
  • 3.46%Net interest margin
  • 1.02%Noninterest income to earning assets
  • 2.97%Noninterest expense to earning assets
  • 1.30%Net operating income to assets
  • 1.33%Return on assets (ROA)
  • 1.38%Pretax return on assets
  • 13.55%Return on equity (ROE)
  • 6.45%Retained earnings to average equity (YTD only)
  • -0.07%Net charge-offs to loans
  • -150.18%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 66,091Assets per employee
  • 3.84%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 52.42%Loss allowance to loans
  • 1.35%Loss allowance to noncurrent loans
  • 207.25%Noncurrent assets plus other real estate owned to assets
  • 0.88%Noncurrent loans to loans
  • 0.65%Net loans and leases to deposits
  • 65.77%Net loans and leases to core deposits
  • 67.92%Equity capital to assets
  • 10.13%Core capital (leverage) ratio
  • 8.62%Tier 1 risk-based capital ratio
  • 15.44%Total risk-based capital ratio
  • Memoranda
  • $17Average assets
  • $1,712,904Average earning assets
  • $168,435Average equity
  • $1,578,892Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $528,428Managed Assets
  • 1Number of Accounts
  • $467,520Personal trust and agency accounts
  • $52,303Employee benefit-defined contribution accounts
  • $24,200Employee benefit-defined benefit accounts
  • $5,243Other retirement accounts
  • $43,203Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $322,902Other fiduciary accounts
  • $19,666Fiduciary accounts held in foreign offices
  • $3Non-managed Assets
  • 925Number of Accounts
  • $0Personal trust and agency accounts
  • $40,800Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $60,908Other retirement accounts
  • $592Corporate trust and agency accounts
  • $31,331Other fiduciary accounts
  • $10,321Fiduciary accounts held in foreign offices

List of branches

  • 7 Colorado Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    29195949Canon City Royal Gorge Branch831 Royal Gorge Boulevard, Canon City, CO 81212September 16, 1974Full Service Brick and Mortar
    30195950Canon City Wal-Mart Branch3105 East Highway 50, Canon City, CO 81212May 15, 1999Full Service Retail
    319850Monte Vista Branch101 Adams Street, Monte Vista, CO 81144August 27, 1936Full Service Brick and Mortar
    32357872South Fork Branch0020 West Lodge Drive, South Fork, CO 81154December 15, 1999Full Service Brick and Mortar
    39196023Pueblo Santa Fe Office1701 Santa Fe Drive, Pueblo, CO 81006January 28, 1995Full Service Brick and Mortar
    40196024Pueblo Northside Office510 W 29th Street, Pueblo, CO 81008November 05, 1997Full Service Brick and Mortar
    41362788Pueblo Regency Office1715 South Pueblo Boulevard, Pueblo, CO 81005December 04, 2001Full Service Brick and Mortar
  • 26 Kansas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    03181Sunflower Bank, National Association3025 Cortland Circle, Salina, KS 67401May 24, 1892Full Service Brick and Mortar
    1204074Salina Downtown Branch176 North Santa Fe, Salina, KS 67401December 09, 1957Full Service Brick and Mortar
    2204075Salina South Branch2450 South Ninth Street, Salina, KS 67401July 30, 1974Full Service Brick and Mortar
    311683Russell Office740 Main Street, Russell, KS 67665November 30, 1918Full Service Brick and Mortar
    4271461Manhattan Main Branch2710 Anderson, Manhattan, KS 66502January 01, 1921Full Service Brick and Mortar
    83200Hays Main Office1010 East 27th Street, Hays, KS 67601March 08, 1930Full Service Brick and Mortar
    9204076Victoria Branch401 Main, Victoria, KS 67671Febuary 13, 1991Full Service Brick and Mortar
    10204077Salina Ohio Branch2070 South Ohio, Salina, KS 67401September 16, 1991Full Service Brick and Mortar
    128820Osborne Branch203 West Main Street, Osborne, KS 67473January 12, 1906Full Service Brick and Mortar
    133082Colby Branch500 North Franklin, Colby, KS 67701January 01, 1886Full Service Brick and Mortar
    14204078Hays North Branch4720 Roth Avenue, Hays, KS 67601October 15, 1992Full Service Brick and Mortar
    16245788Wichita South East Branch4101 East Harry Street, Wichita, KS 67218June 01, 1970Full Service Brick and Mortar
    17204079Manhattan Supermarket Branch130 Sarber Lane, Manhattan, KS 66502January 26, 1994Full Service Retail
    18263338Mcpherson Branch120 West Kansas Avenue, Mcpherson, KS 67460January 01, 1919Full Service Brick and Mortar
    1940979Junction City Branch510 North Jefferson, Junction City, KS 66441January 01, 1908Full Service Brick and Mortar
    20204080Wichita Northeast Branch2073 North Webb Road, Wichita, KS 67206May 23, 1994Full Service Brick and Mortar
    217710Ellinwood Office13 North Main Street, Ellinwood, KS 67526March 08, 1908Full Service Brick and Mortar
    22265268Great Bend Office Branch3600 10th Street, Great Bend, KS 67530June 30, 1987Full Service Brick and Mortar
    2314298Dodge City Branch2408 First Avenue, Dodge City, KS 67801May 22, 1972Full Service Brick and Mortar
    24251580Dodge City Handibank Branch819 South Second Avenue, Dodge City, KS 67801January 02, 1979Full Service Brick and Mortar
    26204081Wichita Northwest Branch8760 West 21st Street Suite 100, Wichita, KS 67205June 28, 1999Full Service Brick and Mortar
    27291924Wichita Main Branch201 North Main Street, Wichita, KS 67202April 03, 2000Full Service Brick and Mortar
    33423152Lawrence Branch4831 Quail Crest Place, Lawrence, KS 66049July 17, 2003Full Service Brick and Mortar
    34782Liberal Branch711 North Kansas Avenue, Liberal, KS 67901April 07, 1907Full Service Brick and Mortar
    36430274Salina Eaglecrest Office1501 East Magnolia, Salina, KS 67401July 20, 2004Limited Service Mobile
    42468008Topeka Branch2641 Sw Wanamaker Road, Topeka, KS 66614July 30, 2007Full Service Brick and Mortar
  • 1 Missouri Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    435271Leeton Branch101 East Stone Street, Leeton, MO 64761September 14, 1896Full Service Brick and Mortar

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