First Bank and Trust Company in Tampa, Florida (FL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of December 29, 1993

  • First Bank and Trust Company in Tampa, Florida (FL)
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First Bank and Trust Company - Overview

  • General
  • FDIC Certificate #: 24904
    Status: Inactive
    Closing history: Corrections
    Acquiring institution: Central Bank of Tampa (#16502)
    Federal Reserve ID: 272834
    Date Established: January 16, 1984
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 1 (Interstate: No)
    FDIC's unique #: 17267
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 16, 1984
    Last Structure Change Effective Date: December 29, 1993
    Last Structure Change Process Date: January 27, 1994
    Last Data Update: March 14, 2000
    Data Source Date: April 05, 2012
  • Location
  • Address: 2801 West Bush Boulevard, Tampa, FL 33618
    County: Hillsborough
    Quarterly Banking Profile Region: Atlanta
    FDIC Geographic Region: Atlanta
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Tampa
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Tampa-St. Petersburg-Clearwater, FL (#8280)
    Core Based Statistical Area (CBSA): Tampa-St. Petersburg-Clearwater, FL (#45300)
    CBSA Metro Statistical Area: Tampa-St. Petersburg-Clearwater, FL (#45300)
  • History of Changes
  • Merger - Without Assistance
    Corrections
  • Financial Summary
  • Total assets: $20.1 mil

Assets and Liabilities (December 31, 1992)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $14Total assets
  • $24,082Cash and due from depository institutions
  • $1,815Interest-bearing balances
  • $0Securities
  • $2,923Federal funds sold & reverse repurchase agreements
  • $800Net loans & leases
  • $14,644Loan loss allowance
  • $234Trading account assets
  • $0Bank premises and fixed assets
  • $1,679Other real estate owned
  • $1,904Goodwill and other intangibles
  • $317Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $24,082Total liabilities
  • $22,293Total deposits
  • $22,085Interest-bearing deposits
  • $17,986Deposits held in domestic offices
  • 22085.00%% insured (estimated)
  • $94Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $208Total equity capital
  • $208Total bank equity capital
  • $1,789Perpetual preferred stock
  • $0Common stock
  • $4,303Surplus
  • $2,887Undivided profits
  • Memoranda
  • $-5,401Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,041Income earned, not collected on loans
  • $183Earning assets
  • $18,367Long-term assets (5+ years)
  • $309Average Assets, year-to-date
  • $23,678Average Assets, quarterly
  • $23,430Volatile liabilities
  • $1,005Insider loans
  • $27FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $1,673Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $1,789Total risk weighted assets
  • $19,692Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1992)

  • Dollar figures in thousands
  • $0Total interest income
  • $1,598Total interest expense
  • $853Net interest income
  • $745Provision for loan and lease losses
  • $0Total noninterest income
  • $244Fiduciary activities
  • $0Service charges on deposit accounts
  • $197Trading account gains & fees
  • $0Additional noninterest income
  • $47Total noninterest expense
  • $923Salaries and employee benefits
  • $424Premises and equipment expense
  • $172Additional noninterest expense
  • $327Pre-tax net operating income
  • $66Securities gains (losses)
  • $9Applicable income taxes
  • $0Income before extraordinary items
  • $75Extraordinary gains - net
  • $0Net income attributable to bank
  • $75Net charge-offs
  • $34Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $141Net operating income

Performance and Condition Ratios (December 31, 1992)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.38%Cost of funding earning assets
  • 4.47%Net interest margin
  • 3.91%Noninterest income to earning assets
  • 1.28%Noninterest expense to earning assets
  • 4.84%Net operating income to assets
  • 0.28%Return on assets (ROA)
  • 0.32%Pretax return on assets
  • 0.32%Return on equity (ROE)
  • 4.33%Retained earnings to average equity (YTD only)
  • 4.33%Net charge-offs to loans
  • 0.22%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 93,327Assets per employee
  • 1.72%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.57%Loss allowance to noncurrent loans
  • 22.48%Noncurrent assets plus other real estate owned to assets
  • 12.23%Noncurrent loans to loans
  • 7.00%Net loans and leases to deposits
  • 66.31%Net loans and leases to core deposits
  • 69.47%Equity capital to assets
  • 7.43%Core capital (leverage) ratio
  • 7.51%Tier 1 risk-based capital ratio
  • 9.08%Total risk-based capital ratio
  • Memoranda
  • $10Average assets
  • $23,678Average earning assets
  • $1,733Average equity
  • $19,062Average loans

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