First Bank of Chandler in city_name, state_name - Detailed Financial Reports, Location

First Bank of Chandler in Chandler, Oklahoma (OK)
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First Bank of Chandler routing number info

First Bank of Chandler - Overview

General
FDIC Certificate #: 4056
Status: Active
Federal Reserve ID: 151555
Bank Holding Company (Regulatory Top Holder): First Chandler Corp. (RSSDID: 1057654, Location: Chandler, OK)
Date Established: December 31, 1892
WWW: http://www.firstbankchandler.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
Offices: 2 (Domestic: 2, Interstate: No)
FDIC's unique #: 2631
Numeric code: 13
Regulator: FED
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 902 Manvel Street, Chandler, OK 74834
County: Lincoln
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Tulsa
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
Combined Statistical Area (CSA): Oklahoma City-Shawnee, OK (#416)
Core Based Statistical Area (CBSA): Oklahoma City, OK (#36420)
CBSA Metro Statistical Area: Oklahoma City, OK (#36420)
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $78.3 mil
Equity capital: $7.9 mil
Deposits held in domestic offices: $70.4 mil
Return on assets (ROA): 2.17% ($1.7 mil)
Quarterly return on assets: 1.75% ($1.4 mil)
Return on Equity (ROE): 21.46% ($1.7 mil)
Quarterly return on equity: 17.31% ($1.4 mil)
Net income: $1.6 mil
Quarterly Net income: $0.3 mil
Pretax return on assets: 2.17% ($1,699.2 mil)
Quarterly Pretax return on assets: 1.75% ($1,370.4 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
20Total employees (full-time equivalent)
$78,306Total assets
$2,099Cash and due from depository institutions
$0Interest-bearing balances
$635Securities
$5,372Federal funds sold & reverse repurchase agreements
$68,432Net loans & leases
$1,151Loan loss allowance
$0Trading account assets
$160Bank premises and fixed assets
$563Other real estate owned
$0Goodwill and other intangibles
$78,306Life insurance assets
$1,045All other assets
$70,433Total liabilities and capital
$70,383Total liabilities
$56,275Total deposits
$70,383Interest-bearing deposits
$90Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$50Subordinated debt
$7,873All other liabilities
$7,873Total equity capital
$7,873Total bank equity capital
$0Perpetual preferred stock
$200Common stock
$400Surplus
$7,273Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$143Income earned, not collected on loans
$0Earning assets
$680Long-term assets (5+ years)
$74,439Average Assets, year-to-date
$7,616Average Assets, quarterly
$75,965Volatile liabilities
$78,266Insider loans
$67,788FHLB advances
$78,399Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$7,867Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$4,862Restructured Loans and leases
$63Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$4,212Total interest income
$524Total interest expense
$3,688Net interest income
$345Provision for loan and lease losses
$298Total noninterest income
$0Fiduciary activities
$188Service charges on deposit accounts
$0Trading account gains & fees
$110Additional noninterest income
$1,991Total noninterest expense
$1,008Salaries and employee benefits
$236Premises and equipment expense
$747Additional noninterest expense
$1,650Pre-tax net operating income
$0Securities gains (losses)
$0Applicable income taxes
$1,650Income before extraordinary items
$0Extraordinary gains - net
$1,650Net income attributable to bank
$0Net charge-offs
$1,650Cash dividends
$116Sale, conversion, retirement of capital stock, net
$1,200Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
5.79%Yield on earning assets
0.72%Cost of funding earning assets
5.07%Net interest margin
0.41%Noninterest income to earning assets
2.74%Noninterest expense to earning assets
2.17%Net operating income to assets
2.17%Return on assets (ROA)
2.17%Pretax return on assets
21.46%Return on equity (ROE)
5.85%Retained earnings to average equity (YTD only)
0.17%Net charge-offs to loans
297.41%Credit loss provision to net charge-offs
17.20%Efficiency ratio
49,950Assets per employee
3.92%Cash dividends to net income (YTD only)
Condition Ratios (%)
72.73%Loss allowance to loans
1.65%Loss allowance to noncurrent loans
804.90%Noncurrent assets plus other real estate owned to assets
0.90%Noncurrent loans to loans
0.21%Net loans and leases to deposits
97.23%Net loans and leases to core deposits
98.91%Equity capital to assets
10.05%Core capital (leverage) ratio
10.03%Tier 1 risk-based capital ratio
11.61%Total risk-based capital ratio
Memoranda
$13Average assets
$75,965Average earning assets
$7,689Average equity
$72,711Average loans

List of branches

2 Oklahoma Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
0	2631	First Bank Of Chandler	902 Manvel Street, Chandler, OK 74834	December 31, 1892	Full Service Brick and Mortar
1	202255	Drive-In-walk-up Branch	823 Steele Avenue, Chandler, OK 74834	June 03, 1968	Limited Service Facility

First Bank of Chandler in Chandler, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches

First Bank of Chandler - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First Bank of Chandler in Chandler, Oklahoma (OK)Overview, Financial Summary, Detailed Financial Reports, Branches

First Bank of Chandler - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First Bank of Chandler in Chandler, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches