First National Bank and Trust Company in Shawnee, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches

First National Bank and Trust Company - Overview

  • General
  • FDIC Certificate #: 25738
    Status: Active
    Federal Reserve ID: 396253
    Date Established: October 29, 1984
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 7 (Domestic: 7, Interstate: No)
    OTS Docket #: 13206
    FDIC's unique #: 17611
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: October 29, 1984
    Last Structure Change Effective Date: July 29, 2006
    Last Structure Change Process Date: September 12, 2006
    Last Data Update: September 12, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 130 East Macarthur, Shawnee, OK 74804
    County: Pottawatomie
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Oklahoma City
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Oklahoma City, OK (#5880)
    Combined Statistical Area (CSA): Oklahoma City-Shawnee, OK (#416)
    Core Based Statistical Area (CBSA): Shawnee, OK (#43060)
    CBSA Micro Statistical Area: Yes
  • History of Changes
  • Participated in Absorption/Consolidation/Merger
  • Financial Summary
  • Total assets: $215.7 mil
    Equity capital: $25.9 mil
    Deposits held in domestic offices: $182.4 mil
    Return on assets (ROA): 0.42% ($0.9 mil)
    Quarterly return on assets: 0.32% ($0.7 mil)
    Return on Equity (ROE): 3.63% ($0.9 mil)
    Quarterly return on equity: 2.72% ($0.7 mil)
    Net income: $0.9 mil
    Quarterly Net income: $0.2 mil
    Pretax return on assets: 0.43% ($927.5 mil)
    Quarterly Pretax return on assets: 0.31% ($668.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 63Total employees (full-time equivalent)
  • $215,689Total assets
  • $15,274Cash and due from depository institutions
  • $1,478Interest-bearing balances
  • $101,570Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $87,762Net loans & leases
  • $1,946Loan loss allowance
  • $0Trading account assets
  • $3,977Bank premises and fixed assets
  • $1,389Other real estate owned
  • $2,756Goodwill and other intangibles
  • $215,689Life insurance assets
  • $2,961All other assets
  • $189,803Total liabilities and capital
  • $182,417Total liabilities
  • $142,205Total deposits
  • $182,417Interest-bearing deposits
  • $77Deposits held in domestic offices
  • 6002.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $134Trading liabilities
  • $0Other borrowed funds
  • $1,250Subordinated debt
  • $25,886All other liabilities
  • $25,886Total equity capital
  • $25,886Total bank equity capital
  • $0Perpetual preferred stock
  • $5,988Common stock
  • $12,735Surplus
  • $7,163Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,782Income earned, not collected on loans
  • $0Earning assets
  • $973Long-term assets (5+ years)
  • $190,810Average Assets, year-to-date
  • $49,384Average Assets, quarterly
  • $211,770Volatile liabilities
  • $213,526Insider loans
  • $122,937FHLB advances
  • $211,731Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $21,977Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $6,127Restructured Loans and leases
  • $7,675Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $8,446Total interest income
  • $678Total interest expense
  • $7,768Net interest income
  • $360Provision for loan and lease losses
  • $1,502Total noninterest income
  • $2Fiduciary activities
  • $649Service charges on deposit accounts
  • $0Trading account gains & fees
  • $851Additional noninterest income
  • $8,050Total noninterest expense
  • $2,985Salaries and employee benefits
  • $2,119Premises and equipment expense
  • $2,946Additional noninterest expense
  • $860Pre-tax net operating income
  • $61Securities gains (losses)
  • $27Applicable income taxes
  • $894Income before extraordinary items
  • $0Extraordinary gains - net
  • $894Net income attributable to bank
  • $0Net charge-offs
  • $894Cash dividends
  • $277Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.45%Yield on earning assets
  • 0.36%Cost of funding earning assets
  • 4.10%Net interest margin
  • 0.79%Noninterest income to earning assets
  • 4.24%Noninterest expense to earning assets
  • 0.39%Net operating income to assets
  • 0.42%Return on assets (ROA)
  • 0.43%Pretax return on assets
  • 3.63%Return on equity (ROE)
  • 3.63%Retained earnings to average equity (YTD only)
  • 0.32%Net charge-offs to loans
  • 129.96%Credit loss provision to net charge-offs
  • 4.40%Efficiency ratio
  • 86,839Assets per employee
  • 3.42%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.17%Loss allowance to noncurrent loans
  • 109.20%Noncurrent assets plus other real estate owned to assets
  • 1.47%Noncurrent loans to loans
  • 1.99%Net loans and leases to deposits
  • 48.11%Net loans and leases to core deposits
  • 49.88%Equity capital to assets
  • 12.00%Core capital (leverage) ratio
  • 10.38%Tier 1 risk-based capital ratio
  • 17.88%Total risk-based capital ratio
  • Memoranda
  • $19Average assets
  • $211,770Average earning assets
  • $24,613Average equity
  • $189,655Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $631Managed Assets
  • 1Number of Accounts
  • $631Personal trust and agency accounts
  • $631Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 1Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices

List of branches

  • 7 Oklahoma Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    017611First National Bank And Trust Compan130 East Macarthur, Shawnee, OK 74804October 29, 1984Full Service Brick and Mortar
    1258171Holdenville Branch821 East Highway, Holdenville, OK 74848January 20, 2000Full Service Brick and Mortar
    2360111Shawnee Firelake Branch1570 South Gordon Cooper Drive, Shawnee, OK 74801May 04, 2001Full Service Brick and Mortar
    36086Quanah Parker Branch6702 Quanah Parker Trailway, Lawton, OK 73506January 01, 1915Full Service Brick and Mortar
    5220205Granite BranchHighway A And Main Street, Granite, OK 73547May 28, 1993Full Service Brick and Mortar
    6360898Mangum Branch204 North Oklahoma Street, Mangum, OK 73554March 12, 2001Full Service Brick and Mortar
    7466222Sheridan Branch702 N.W. Sheridan Road, Lawton, OK 73505Febuary 20, 2007Full Service Brick and Mortar

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