First National Bank and Trust Company in Shawnee, Oklahoma (OK)



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First National Bank and Trust Company routing number info

Table of contents:
First National Bank and Trust Company
GeneralFDIC Certificate #: 25738
Status: Active
Federal Reserve ID: 396253
Date Established: October 29, 1984
WWW: http://www.fnbshawnee.com
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 7 (Domestic: 7, Interstate: No)
OTS Docket #: 13206
FDIC's unique #: 17611
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: No
Subchapter S Corporations: No
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: October 29, 1984
Last Structure Change Effective Date: July 29, 2006
Last Structure Change Process Date: September 12, 2006
Last Data Update: September 12, 2006
Data Source Date: April 05, 2012
LocationAddress: 130 East Macarthur, Shawnee, OK 74804
County: Pottawatomie
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Oklahoma City
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
Metropolitan Statistical Area (MSA): Oklahoma City, OK (#5880)
Combined Statistical Area (CSA): Oklahoma City-Shawnee, OK (#416)
Core Based Statistical Area (CBSA): Shawnee, OK (#43060)
CBSA Micro Statistical Area: Yes
History of ChangesParticipated in Absorption/Consolidation/Merger
Financial SummaryTotal assets: $215.7 mil
Equity capital: $25.9 mil
Deposits held in domestic offices: $182.4 mil
Return on assets (ROA): 0.42% ($0.9 mil)
Quarterly return on assets: 0.32% ($0.7 mil)
Return on Equity (ROE): 3.63% ($0.9 mil)
Quarterly return on equity: 2.72% ($0.7 mil)
Net income: $0.9 mil
Quarterly Net income: $0.2 mil
Pretax return on assets: 0.43% ($927.5 mil)
Quarterly Pretax return on assets: 0.31% ($668.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)63
Total assets$215,689
Cash and due from depository institutions$15,274
Interest-bearing balances$1,478
Securities$101,570
Federal funds sold & reverse repurchase agreements$0
Net loans & leases$87,762
Loan loss allowance $1,946
Trading account assets$0
Bank premises and fixed assets$3,977
Other real estate owned$1,389
Goodwill and other intangibles$2,756
All other assets$2,961
Life insurance assets$215,689
Total liabilities and capital$189,803
Total liabilities$182,417
Total deposits$142,205
Interest-bearing deposits$182,417
Deposits held in domestic offices$77
% insured (estimated)6002.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$134
Other borrowed funds $0
Subordinated debt $1,250
All other liabilities $25,886
Total equity capital$25,886
Total bank equity capital$25,886
Perpetual preferred stock$0
Common stock$5,988
Surplus$12,735
Undivided profits $7,163
Memoranda
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $1,782
Earning assets $0
Long-term assets (5+ years) $973
Average Assets, year-to-date $190,810
Average Assets, quarterly $49,384
Volatile liabilities $211,770
Insider loans $213,526
FHLB advances $122,937
Loans and leases held for sale $211,731
Unused loan commitments $0
Tier 1 (core) risk-based capital $0
Tier 2 risk-based capital $21,977
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $6,127
Derivatives$7,675
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Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $8,446
Total interest expense $678
Net interest income $7,768
Provision for loan and lease losses $360
Total noninterest income $1,502
Fiduciary activities $2
Service charges on deposit accounts $649
Trading account gains & fees $0
Additional noninterest income $851
Total noninterest expense $8,050
Salaries and employee benefits $2,985
Premises and equipment expense $2,119
Additional noninterest expense $2,946
Pre-tax net operating income $860
Securities gains (losses) $61
Applicable income taxes $27
Income before extraordinary items $894
Extraordinary gains - net $0
Net income attributable to bank $894
Net charge-offs $0
Cash dividends $894
Sale, conversion, retirement of capital stock, net $277
Net operating income $0
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Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets4.45%
Cost of funding earning assets 0.36%
Net interest margin 4.10%
Noninterest income to earning assets 0.79%
Noninterest expense to earning assets 4.24%
Net operating income to assets 0.39%
Return on assets (ROA) 0.42%
Pretax return on assets 0.43%
Return on equity (ROE) 3.63%
Retained earnings to average equity (YTD only) 3.63%
Net charge-offs to loans 0.32%
Credit loss provision to net charge-offs 129.96%
Efficiency ratio4.40%
Assets per employee$86,839
Cash dividends to net income (YTD only)3.42%
Condition Ratios (%)
Loss allowance to loans 0.00%
Loss allowance to noncurrent loans 2.17%
Noncurrent assets plus other real estate owned to assets 109.20%
Noncurrent loans to loans 1.47%
Net loans and leases to deposits1.99%
Net loans and leases to core deposits 48.11%
Equity capital to assets 49.88%
Core capital (leverage) ratio 12.00%
Tier 1 risk-based capital ratio 10.38%
Total risk-based capital ratio 17.88%
Memoranda
Average assets$19
Average earning assets$211,770
Average equity $24,613
Average loans $189,655
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Total Fiduciary and Related Assets (December 31, 2011)
(Dollar figures in thousands)
Total fiduciary and related assets$1
Number of Fiduciary Accounts and Related Asset Accounts1
Fiduciary powers grantedYes
Fiduciary or related activityYes
Managed Assets$631
Number of Accounts1
Personal trust and agency accounts$631
Employee benefit-defined contribution accounts$631
Employee benefit-defined benefit accounts$0
Other retirement accounts$0
Corporate trust and agency accounts$0
Investment management agency accounts$0
Other fiduciary accounts$0
Fiduciary accounts held in foreign offices$0
Non-managed Assets$0
Number of Accounts1
Personal trust and agency accounts$0
Employee benefit-defined contribution accounts$0
Employee benefit-defined benefit accounts$0
Other retirement accounts$0
Corporate trust and agency accounts$0
Other fiduciary accounts$0
Fiduciary accounts held in foreign offices$0
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7 Oklahoma Branches as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
017611First National Bank And Trust Compan130 East Macarthur, Shawnee, OK 74804October 29, 1984Full Service Brick and Mortar
1258171Holdenville Branch821 East Highway, Holdenville, OK 74848January 20, 2000Full Service Brick and Mortar
2360111Shawnee Firelake Branch1570 South Gordon Cooper Drive, Shawnee, OK 74801May 04, 2001Full Service Brick and Mortar
36086Quanah Parker Branch6702 Quanah Parker Trailway, Lawton, OK 73506January 01, 1915Full Service Brick and Mortar
5220205Granite BranchHighway A And Main Street, Granite, OK 73547May 28, 1993Full Service Brick and Mortar
6360898Mangum Branch204 North Oklahoma Street, Mangum, OK 73554March 12, 2001Full Service Brick and Mortar
7466222Sheridan Branch702 N.W. Sheridan Road, Lawton, OK 73505Febuary 20, 2007Full Service Brick and Mortar
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