FDIC Certificate #: 4397 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:Integra Bank National Association (#4392) Federal Reserve ID: 217947 Date Established: October 01, 1907 Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 3 (Interstate: No) OTS Docket #: 10054 FDIC's unique #: 2898 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes State Chartered: Yes Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: May 19, 2000 Last Structure Change Process Date: July 20, 2000 Last Data Update: July 20, 2000 Data Source Date: April 05, 2012
Location
Address: Foutth And Main Streets, Huntingburg, IN 47542 County: Dubois Quarterly Banking Profile Region: Chicago FDIC Geographic Region: Chicago FDIC Supervisory Region: Chicago FDIC Field Office: Indianapolis Office of the Comptroller the Currency (OCC) District: Central Office of Thrift Supervision Region: Central Core Based Statistical Area (CBSA): Jasper, IN (#27540) CBSA Micro Statistical Area: Yes
Financial Summary
Total assets: $101.0 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 1999)
Dollar figures in thousands
31Total employees (full-time equivalent)
$103,868Total assets
$3,071Cash and due from depository institutions
$26Interest-bearing balances
$10,522Securities
$3,720Federal funds sold & reverse repurchase agreements
$83,757Net loans & leases
$1,174Loan loss allowance
$0Trading account assets
$1,705Bank premises and fixed assets
$174Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$919All other assets
$103,868Total liabilities and capital
$93,650Total liabilities
$92,269Total deposits
$79,191Interest-bearing deposits
$92,269Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$612Other borrowed funds
$0Subordinated debt
$769All other liabilities
$10,218Total equity capital
$10,218Total bank equity capital
$10,218Perpetual preferred stock
$0Common stock
$850Surplus
$3,350Undivided profits
Memoranda
$6,018Noncurrent loans and leases
$11,688Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$1,031Earning assets
$0Long-term assets (5+ years)
$446Average Assets, year-to-date
$98,025Average Assets, quarterly
$19,666Volatile liabilities
$106,891Insider loans
$104,436FHLB advances
$8,367Loans and leases held for sale
$1,729Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$72Total risk weighted assets
$11,688Total unused commitments
$0Restructured Loans and leases
$966Derivatives
Income and Expense (December 31, 1999)
Dollar figures in thousands
$8,202Total interest income
$3,418Total interest expense
$4,784Net interest income
$65Provision for loan and lease losses
$364Total noninterest income
$13Fiduciary activities
$221Service charges on deposit accounts
$0Trading account gains & fees
$130Additional noninterest income
$2,262Total noninterest expense
$1,119Salaries and employee benefits
$301Premises and equipment expense
$842Additional noninterest expense
$2,821Pre-tax net operating income
$5Securities gains (losses)
$943Applicable income taxes
$1,883Income before extraordinary items
$0Extraordinary gains - net
$1,883Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$25Sale, conversion, retirement of capital stock, net
$1,150Net operating income
Performance and Condition Ratios (December 31, 1999)
Dollar figures in thousands
Performance Ratios (%, annualized)
8.16%Yield on earning assets
3.40%Cost of funding earning assets
4.76%Net interest margin
0.36%Noninterest income to earning assets
2.25%Noninterest expense to earning assets
1.76%Net operating income to assets
1.76%Return on assets (ROA)
2.64%Pretax return on assets
18.90%Return on equity (ROE)
7.36%Retained earnings to average equity (YTD only)
0.03%Net charge-offs to loans
260.00%Credit loss provision to net charge-offs
115.44%Efficiency ratio
43,939Assets per employee
3.35%Cash dividends to net income (YTD only)
Condition Ratios (%)
61.07%Loss allowance to loans
1.38%Loss allowance to noncurrent loans
113.87%Noncurrent assets plus other real estate owned to assets
0.99%Noncurrent loans to loans
1.21%Net loans and leases to deposits
90.77%Net loans and leases to core deposits
99.83%Equity capital to assets
9.84%Core capital (leverage) ratio
9.93%Tier 1 risk-based capital ratio
13.38%Total risk-based capital ratio
Memoranda
$15Average assets
$106,891Average earning assets
$9,965Average equity
$100,468Average loans
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