First Bank of Kansas City in Kansas City, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of September 04, 2009

  • First Bank of Kansas City in Kansas City, Missouri (MO)
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First Bank of Kansas City - Overview

  • General
  • FDIC Certificate #: 25231
    Status: Inactive
    Closing history: Corrections
    Acquiring institution: Great American Bank (#10908)
    Federal Reserve ID: 880659
    Date Established: June 20, 1984
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 17443
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: Yes
    Date of Deposit Insurance: June 20, 1984
    Last Structure Change Effective Date: September 04, 2009
    Last Structure Change Process Date: September 08, 2009
    Last Data Update: September 08, 2009
    Data Source Date: April 05, 2012
  • Location
  • Address: 3901 Main Street, Kansas City, MO 64111
    County: Jackson
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Kansas City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Kansas City, MO-KS (#3760)
    Combined Statistical Area (CSA): Kansas City-Overland Park-Kansas City, MO-KS (#312)
    Core Based Statistical Area (CBSA): Kansas City, MO-KS (#28140)
    CBSA Metro Statistical Area: Kansas City, MO-KS (#28140)
  • History of Changes
  • Absorption - Assisted
  • Financial Summary
  • Total assets: $15.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2008)

  • Dollar figures in thousands
  • 11Total employees (full-time equivalent)
  • $17,922Total assets
  • $1,666Cash and due from depository institutions
  • $1,052Interest-bearing balances
  • $0Securities
  • $62Federal funds sold & reverse repurchase agreements
  • $14,541Net loans & leases
  • $522Loan loss allowance
  • $0Trading account assets
  • $11Bank premises and fixed assets
  • $995Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $647All other assets
  • $17,922Total liabilities and capital
  • $16,175Total liabilities
  • $16,077Total deposits
  • $14,737Interest-bearing deposits
  • $16,077Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $98All other liabilities
  • $1,747Total equity capital
  • $1,747Total bank equity capital
  • $1,747Perpetual preferred stock
  • $0Common stock
  • $450Surplus
  • $2,401Undivided profits
  • Memoranda
  • $-1,104Noncurrent loans and leases
  • $481Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $2,152Earning assets
  • $0Long-term assets (5+ years)
  • $103Average Assets, year-to-date
  • $15,655Average Assets, quarterly
  • $420Volatile liabilities
  • $22,144Insider loans
  • $18,597FHLB advances
  • $4,820Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $481Total unused commitments
  • $0Restructured Loans and leases
  • $182Derivatives

Income and Expense (December 31, 2008)

  • Dollar figures in thousands
  • $1,384Total interest income
  • $793Total interest expense
  • $591Net interest income
  • $714Provision for loan and lease losses
  • $24Total noninterest income
  • $0Fiduciary activities
  • $72Service charges on deposit accounts
  • $0Trading account gains & fees
  • -$48Additional noninterest income
  • $1,323Total noninterest expense
  • $622Salaries and employee benefits
  • $152Premises and equipment expense
  • $549Additional noninterest expense
  • -$1,422Pre-tax net operating income
  • $0Securities gains (losses)
  • -$227Applicable income taxes
  • -$1,195Income before extraordinary items
  • $0Extraordinary gains - net
  • -$1,195Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $596Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2008)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.27%Yield on earning assets
  • 4.16%Cost of funding earning assets
  • 3.10%Net interest margin
  • 0.13%Noninterest income to earning assets
  • 6.95%Noninterest expense to earning assets
  • -5.40%Net operating income to assets
  • -5.40%Return on assets (ROA)
  • -6.42%Pretax return on assets
  • -59.26%Return on equity (ROE)
  • -59.26%Retained earnings to average equity (YTD only)
  • 3.64%Net charge-offs to loans
  • 119.80%Credit loss provision to net charge-offs
  • -1.19%Efficiency ratio
  • 215,122Assets per employee
  • 1.63%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 3.47%Loss allowance to noncurrent loans
  • 24.26%Noncurrent assets plus other real estate owned to assets
  • 17.56%Noncurrent loans to loans
  • 14.29%Net loans and leases to deposits
  • 90.45%Net loans and leases to core deposits
  • 129.17%Equity capital to assets
  • 9.75%Core capital (leverage) ratio
  • 7.12%Tier 1 risk-based capital ratio
  • 9.25%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $22,144Average earning assets
  • $2,016Average equity
  • $19,046Average loans

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