Great American Bank in De Soto, Kansas (KS), MO
Overview, Financial Summary, Detailed Financial Reports, Branches


Great American Bank - Overview

  • General
  • FDIC Certificate #: 10908
    Status: Active
    Federal Reserve ID: 698957
    Bank Holding Company (Regulatory Top Holder): First Financial Bancshares, Inc. (RSSDID: 3385137, Location: Lawrence, KS)
    Date Established: January 15, 1901
    WWW: http://www.greatambank.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Domestic: 2, Interstate: Yes)
    FDIC's unique #: 6986
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: September 04, 2009
    Last Structure Change Process Date: September 08, 2009
    Last Data Update: September 08, 2009
    Data Source Date: April 05, 2012
  • Location
  • Address: 33050 West 83rd Street, De Soto, KS 66018
    County: Johnson
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Kansas City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Kansas City, MO-KS (#3760)
    Combined Statistical Area (CSA): Kansas City-Overland Park-Kansas City, MO-KS (#312)
    Core Based Statistical Area (CBSA): Kansas City, MO-KS (#28140)
    CBSA Metro Statistical Area: Kansas City, MO-KS (#28140)
  • History of Changes
  • Participated in FDIC Assisted Absorption/Consolidation/Merger
    Corrections
  • Financial Summary
  • Total assets: $51.4 mil
    Equity capital: $10.6 mil
    Deposits held in domestic offices: $40.7 mil
    Return on assets (ROA): 1.35% ($0.7 mil)
    Quarterly return on assets: 1.57% ($0.8 mil)
    Return on Equity (ROE): 6.88% ($0.8 mil)
    Quarterly return on equity: 7.78% ($0.9 mil)
    Net income: $0.7 mil
    Quarterly Net income: $0.2 mil
    Pretax return on assets: 1.41% ($725.3 mil)
    Quarterly Pretax return on assets: 1.65% ($848.7 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 14Total employees (full-time equivalent)
  • $51,437Total assets
  • $6,179Cash and due from depository institutions
  • $4,519Interest-bearing balances
  • $2,086Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $36,734Net loans & leases
  • $704Loan loss allowance
  • $0Trading account assets
  • $1,359Bank premises and fixed assets
  • $400Other real estate owned
  • $4,165Goodwill and other intangibles
  • $51,437Life insurance assets
  • $514All other assets
  • $40,812Total liabilities and capital
  • $40,658Total liabilities
  • $35,619Total deposits
  • $40,658Interest-bearing deposits
  • $98Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $154Subordinated debt
  • $10,625All other liabilities
  • $10,625Total equity capital
  • $10,625Total bank equity capital
  • $0Perpetual preferred stock
  • $200Common stock
  • $8,965Surplus
  • $1,460Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $335Income earned, not collected on loans
  • $0Earning assets
  • $155Long-term assets (5+ years)
  • $43,339Average Assets, year-to-date
  • $8,593Average Assets, quarterly
  • $52,722Volatile liabilities
  • $52,376Insider loans
  • $34,353FHLB advances
  • $49,058Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $6,416Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $1,690Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $3,207Total interest income
  • $463Total interest expense
  • $2,744Net interest income
  • $120Provision for loan and lease losses
  • $154Total noninterest income
  • $0Fiduciary activities
  • $72Service charges on deposit accounts
  • $0Trading account gains & fees
  • $82Additional noninterest income
  • $2,036Total noninterest expense
  • $961Salaries and employee benefits
  • $387Premises and equipment expense
  • $688Additional noninterest expense
  • $742Pre-tax net operating income
  • $0Securities gains (losses)
  • $31Applicable income taxes
  • $711Income before extraordinary items
  • $0Extraordinary gains - net
  • $711Net income attributable to bank
  • $0Net charge-offs
  • $711Cash dividends
  • $98Sale, conversion, retirement of capital stock, net
  • $175Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.33%Yield on earning assets
  • 1.20%Cost of funding earning assets
  • 7.12%Net interest margin
  • 0.40%Noninterest income to earning assets
  • 5.29%Noninterest expense to earning assets
  • 1.35%Net operating income to assets
  • 1.35%Return on assets (ROA)
  • 1.41%Pretax return on assets
  • 6.88%Return on equity (ROE)
  • 5.19%Retained earnings to average equity (YTD only)
  • 0.28%Net charge-offs to loans
  • 122.45%Credit loss provision to net charge-offs
  • 8.80%Efficiency ratio
  • 69,117Assets per employee
  • 3.67%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 24.61%Loss allowance to loans
  • 1.88%Loss allowance to noncurrent loans
  • 210.15%Noncurrent assets plus other real estate owned to assets
  • 1.43%Noncurrent loans to loans
  • 0.89%Net loans and leases to deposits
  • 90.35%Net loans and leases to core deposits
  • 113.36%Equity capital to assets
  • 20.66%Core capital (leverage) ratio
  • 13.08%Tier 1 risk-based capital ratio
  • 18.68%Total risk-based capital ratio
  • Memoranda
  • $20Average assets
  • $52,722Average earning assets
  • $10,327Average equity
  • $38,520Average loans

List of branches

  • 1 Kansas Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    06986Great American Bank33050 West 83rd Street, De Soto, KS 66018January 15, 1901Full Service Brick and Mortar
  • 1 Missouri Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    217443Kansas City Branch3901 Main Street, Kansas City, MO 64111June 20, 1984Full Service Brick and Mortar

Comment about this bank, ask questions, or add new information about it:

CAPTCHA

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Great American Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents