First Bank of Lafayette, A FSB in Lafayette, Indiana (IN)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of November 29, 1993

  • First Bank of Lafayette, A FSB in Lafayette, Indiana (IN)
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First Bank of Lafayette, A FSB - Overview

  • General
  • FDIC Certificate #: 28329
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: The Huntington National Bank of Indiana (#16842)
    Federal Reserve ID: 267876
    Date Established: January 01, 1892
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 1382
    FDIC's unique #: 41163
    Numeric code: 33
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: No
    Date of Deposit Insurance: Febuary 16, 1937
    Last Structure Change Effective Date: November 29, 1993
    Last Structure Change Process Date: December 30, 1993
    Last Data Update: December 30, 1993
    Data Source Date: April 05, 2012
  • Location
  • Address: 101 North 4th Street, Lafayette, IN 47902
    County: Tippecanoe
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Indianapolis
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Lafayette, IN (#3920)
    Combined Statistical Area (CSA): Lafayette-Frankfort, IN (#320)
    Core Based Statistical Area (CBSA): Lafayette, IN (#29140)
    CBSA Metro Statistical Area: Lafayette, IN (#29140)
  • Financial Summary
  • Total assets: $301.6 mil

Assets and Liabilities (December 31, 1992)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $80Total assets
  • $279,627Cash and due from depository institutions
  • $14,249Interest-bearing balances
  • $12,041Securities
  • $23,192Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $231,676Loan loss allowance
  • $492Trading account assets
  • $0Bank premises and fixed assets
  • $5,173Other real estate owned
  • $810Goodwill and other intangibles
  • $4,527Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $279,627Total liabilities
  • $252,771Total deposits
  • $234,588Interest-bearing deposits
  • $231,672Deposits held in domestic offices
  • 234588.00%% insured (estimated)
  • $95Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $17,000Subordinated debt
  • $0All other liabilities
  • $1,183Total equity capital
  • $1,183Total bank equity capital
  • $26,856Perpetual preferred stock
  • $0Common stock
  • $1Surplus
  • $5,893Undivided profits
  • Memoranda
  • $20,962Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $408Income earned, not collected on loans
  • $1,919Earning assets
  • $266,909Long-term assets (5+ years)
  • $0Average Assets, year-to-date
  • $265,826Average Assets, quarterly
  • $278,210Volatile liabilities
  • $39,154Insider loans
  • $0FHLB advances
  • $17,000Loans and leases held for sale
  • $0Unused loan commitments
  • $18,502Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $26,856Total risk weighted assets
  • $148,089Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1992)

  • Dollar figures in thousands
  • $0Total interest income
  • $21,279Total interest expense
  • $13,274Net interest income
  • $8,005Provision for loan and lease losses
  • $196Total noninterest income
  • $1,188Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $0Additional noninterest income
  • $1,188Total noninterest expense
  • $5,312Salaries and employee benefits
  • $2,154Premises and equipment expense
  • $1,339Additional noninterest expense
  • $1,819Pre-tax net operating income
  • $3,685Securities gains (losses)
  • $1,718Applicable income taxes
  • $2,063Income before extraordinary items
  • $3,340Extraordinary gains - net
  • $0Net income attributable to bank
  • $3,340Net charge-offs
  • $16Cash dividends
  • $300Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1992)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.51%Cost of funding earning assets
  • 5.31%Net interest margin
  • 3.20%Noninterest income to earning assets
  • 0.48%Noninterest expense to earning assets
  • 2.12%Net operating income to assets
  • 0.84%Return on assets (ROA)
  • 1.26%Pretax return on assets
  • 2.03%Return on equity (ROE)
  • 13.19%Retained earnings to average equity (YTD only)
  • 12.00%Net charge-offs to loans
  • 0.01%Credit loss provision to net charge-offs
  • 1225.00%Efficiency ratio
  • 57,783Assets per employee
  • 3.50%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 8.98%Loss allowance to loans
  • 0.21%Loss allowance to noncurrent loans
  • 120.59%Noncurrent assets plus other real estate owned to assets
  • 0.16%Noncurrent loans to loans
  • 0.18%Net loans and leases to deposits
  • 98.76%Net loans and leases to core deposits
  • 109.06%Equity capital to assets
  • 9.60%Core capital (leverage) ratio
  • 9.61%Tier 1 risk-based capital ratio
  • 18.14%Total risk-based capital ratio
  • Memoranda
  • $18Average assets
  • $265,826Average earning assets
  • $25,331Average equity
  • $250,020Average loans

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