First Bank of Manhattan in city_name, state_name - Detailed Financial Reports, Location

First Bank of Manhattan in Manhattan, Illinois (IL)
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First Bank of Manhattan routing number info

First Bank of Manhattan - Overview

General
FDIC Certificate #: 3702
Status: Active
Federal Reserve ID: 238139
Bank Holding Company (Regulatory Top Holder): Manhattan Bancshares, Inc. (RSSDID: 1206603, Location: Manhattan, IL)
Date Established: January 01, 1907
WWW: http://www.fnbmanhattan.com
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
Offices: 3 (Domestic: 3, Interstate: No)
FDIC's unique #: 2371
Numeric code: 13
Regulator: FED
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: All Other Specialization < 1 Billion
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 230 South State Street, Manhattan, IL 60442
County: Will
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Chicago
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $135.4 mil
Equity capital: $14.6 mil
Deposits held in domestic offices: $120.5 mil
Return on assets (ROA): 0.06% ($0.1 mil)
Quarterly return on assets: -0.37% (-$0.5 mil)
Return on Equity (ROE): 0.58% ($0.1 mil)
Quarterly return on equity: -3.44% (-$0.5 mil)
Net income: $0.1 mil
Quarterly Net income: -$0.1 mil
Pretax return on assets: 0.06% ($81.2 mil)
Quarterly Pretax return on assets: -0.37% (-$500.9 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
39Total employees (full-time equivalent)
$135,375Total assets
$28,918Cash and due from depository institutions
$25,192Interest-bearing balances
$31,011Securities
$0Federal funds sold & reverse repurchase agreements
$67,564Net loans & leases
$2,045Loan loss allowance
$0Trading account assets
$3,980Bank premises and fixed assets
$2,475Other real estate owned
$0Goodwill and other intangibles
$135,375Life insurance assets
$1,427All other assets
$120,743Total liabilities and capital
$120,459Total liabilities
$90,688Total deposits
$120,459Interest-bearing deposits
$93Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$284Subordinated debt
$14,632All other liabilities
$14,632Total equity capital
$14,632Total bank equity capital
$0Perpetual preferred stock
$150Common stock
$2,350Surplus
$12,132Undivided profits
Memoranda
$0Noncurrent loans and leases
$273Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$2,609Income earned, not collected on loans
$0Earning assets
$458Long-term assets (5+ years)
$123,767Average Assets, year-to-date
$6,325Average Assets, quarterly
$134,656Volatile liabilities
$135,527Insider loans
$68,529FHLB advances
$136,226Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$13,724Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$5,795Restructured Loans and leases
$125Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$5,024Total interest income
$331Total interest expense
$4,693Net interest income
$1,017Provision for loan and lease losses
$691Total noninterest income
$27Fiduciary activities
$347Service charges on deposit accounts
$0Trading account gains & fees
$317Additional noninterest income
$4,307Total noninterest expense
$2,120Salaries and employee benefits
$514Premises and equipment expense
$1,673Additional noninterest expense
$60Pre-tax net operating income
$24Securities gains (losses)
$0Applicable income taxes
$84Income before extraordinary items
$0Extraordinary gains - net
$84Net income attributable to bank
$0Net charge-offs
$84Cash dividends
$478Sale, conversion, retirement of capital stock, net
$186Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.05%Yield on earning assets
0.27%Cost of funding earning assets
3.79%Net interest margin
0.56%Noninterest income to earning assets
3.48%Noninterest expense to earning assets
0.04%Net operating income to assets
0.06%Return on assets (ROA)
0.06%Pretax return on assets
0.58%Return on equity (ROE)
-0.70%Retained earnings to average equity (YTD only)
0.64%Net charge-offs to loans
212.76%Credit loss provision to net charge-offs
2.25%Efficiency ratio
79,996Assets per employee
3.47%Cash dividends to net income (YTD only)
Condition Ratios (%)
221.43%Loss allowance to loans
2.94%Loss allowance to noncurrent loans
78.38%Noncurrent assets plus other real estate owned to assets
3.76%Noncurrent loans to loans
3.75%Net loans and leases to deposits
56.09%Net loans and leases to core deposits
61.82%Equity capital to assets
10.81%Core capital (leverage) ratio
10.07%Tier 1 risk-based capital ratio
20.03%Total risk-based capital ratio
Memoranda
$21Average assets
$134,656Average earning assets
$14,530Average equity
$123,937Average loans

List of branches

3 Illinois Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	2371	First Bank Of Manhattan	230 South State Street, Manhattan, IL 60442	January 01, 1907	Full Service Brick and Mortar
1	432056	550 West North Street Office	550 West North Street, Manhattan, IL 60442	September 12, 1994	Full Service Brick and Mortar
2	466052	836 W. Laraway Branch	836 W. Laraway Road, New Lenox, IL 60451	November 17, 2006	Full Service Brick and Mortar

First Bank of Manhattan in Manhattan, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

First Bank of Manhattan - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First Bank of Manhattan in Manhattan, Illinois (IL)Overview, Financial Summary, Detailed Financial Reports, Branches

First Bank of Manhattan - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First Bank of Manhattan in Manhattan, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches