First Bank of Montana in city_name, state_name - Detailed Financial Reports, Location

First Bank of Montana in Lewistown, Montana (MT)
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First Bank of Montana routing number info

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First Bank of Montana - Overview

General
FDIC Certificate #: 2191
Status: Active
Federal Reserve ID: 649650
Bank Holding Company (Regulatory Top Holder): Glacier Bancorp, Inc. (RSSDID: 2003975, Location: Kalispell, MT)
Date Established: December 15, 1924
WWW: http://www.1stbmt.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 2 (Domestic: 2, Interstate: No)
OTS Docket #: 14228
FDIC's unique #: 1451
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: April 19, 2011
Last Structure Change Process Date: May 11, 2011
Last Data Update: May 11, 2011
Data Source Date: April 05, 2012
Location
Address: 224 West Main Street, Lewistown, MT 59457
County: Fergus
Quarterly Banking Profile Region: San Francisco
FDIC Geographic Region: San Francisco
FDIC Supervisory Region: San Francisco
FDIC Field Office: Billings
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
History of Changes
Change in Primary Regulatory Agency
Change in Supervisory Agency
Institution Withdraws from FRS (Federal Reserve System)
Financial Summary
Total assets: $265.8 mil
Equity capital: $35.4 mil
Deposits held in domestic offices: $186.4 mil
Return on assets (ROA): 1.55% ($4.1 mil)
Quarterly return on assets: 1.57% ($4.2 mil)
Return on Equity (ROE): 11.30% ($4.0 mil)
Quarterly return on equity: 11.44% ($4.0 mil)
Net income: $3.9 mil
Quarterly Net income: $1.0 mil
Pretax return on assets: 2.15% ($5,715.2 mil)
Quarterly Pretax return on assets: 2.23% ($5,927.8 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
39Total employees (full-time equivalent)
$265,821Total assets
$6,323Cash and due from depository institutions
$23Interest-bearing balances
$130,064Securities
$0Federal funds sold & reverse repurchase agreements
$109,495Net loans & leases
$2,894Loan loss allowance
$0Trading account assets
$1,200Bank premises and fixed assets
$0Other real estate owned
$13,192Goodwill and other intangibles
$265,821Life insurance assets
$5,547All other assets
$230,372Total liabilities and capital
$186,362Total liabilities
$155,923Total deposits
$186,362Interest-bearing deposits
$83Deposits held in domestic offices
7183.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$35,250Trading liabilities
$0Other borrowed funds
$1,577Subordinated debt
$35,449All other liabilities
$35,449Total equity capital
$35,449Total bank equity capital
$0Perpetual preferred stock
$1,995Common stock
$23,440Surplus
$10,014Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$279Income earned, not collected on loans
$0Earning assets
$2,084Long-term assets (5+ years)
$239,582Average Assets, year-to-date
$102,326Average Assets, quarterly
$250,768Volatile liabilities
$258,492Insider loans
$151,244FHLB advances
$250,199Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$20,854Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$32,540Restructured Loans and leases
$3,813Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$9,352Total interest income
$1,303Total interest expense
$8,049Net interest income
$0Provision for loan and lease losses
$877Total noninterest income
$0Fiduciary activities
$311Service charges on deposit accounts
$0Trading account gains & fees
$566Additional noninterest income
$3,528Total noninterest expense
$1,317Salaries and employee benefits
$333Premises and equipment expense
$1,878Additional noninterest expense
$5,398Pre-tax net operating income
$0Securities gains (losses)
$1,508Applicable income taxes
$3,890Income before extraordinary items
$0Extraordinary gains - net
$3,890Net income attributable to bank
$0Net charge-offs
$3,890Cash dividends
$125Sale, conversion, retirement of capital stock, net
$2,800Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.13%Yield on earning assets
0.58%Cost of funding earning assets
3.55%Net interest margin
0.39%Noninterest income to earning assets
1.56%Noninterest expense to earning assets
1.55%Net operating income to assets
1.55%Return on assets (ROA)
2.15%Pretax return on assets
11.30%Return on equity (ROE)
3.17%Retained earnings to average equity (YTD only)
0.11%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
43.18%Efficiency ratio
36,545Assets per employee
6.82%Cash dividends to net income (YTD only)
Condition Ratios (%)
71.98%Loss allowance to loans
2.57%Loss allowance to noncurrent loans
1037.28%Noncurrent assets plus other real estate owned to assets
0.10%Noncurrent loans to loans
0.25%Net loans and leases to deposits
58.75%Net loans and leases to core deposits
70.88%Equity capital to assets
13.34%Core capital (leverage) ratio
8.33%Tier 1 risk-based capital ratio
13.79%Total risk-based capital ratio
Memoranda
$15Average assets
$250,768Average earning assets
$34,439Average equity
$226,505Average loans

List of branches

2 Montana Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
0	1451	First Bank Of Montana	224 West Main Street, Lewistown, MT 59457	December 15, 1924	Full Service Brick and Mortar
1	1434	Chinook Office Branch	337 Indiana Street, Chinook, MT 59523	November 20, 1933	Full Service Brick and Mortar

First Bank of Montana in Lewistown, Montana (MT)
Overview, Financial Summary, Detailed Financial Reports, Branches

First Bank of Montana - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First Bank of Montana in Lewistown, Montana (MT)Overview, Financial Summary, Detailed Financial Reports, Branches

First Bank of Montana - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First Bank of Montana in Lewistown, Montana (MT)
Overview, Financial Summary, Detailed Financial Reports, Branches