First Bank of Wyoming in Powell, Wyoming (WY)
Overview, Financial Summary, Detailed Financial Reports, Branches

First Bank of Wyoming - Overview

  • General
  • FDIC Certificate #: 2226
    Status: Active
    Federal Reserve ID: 22356
    Bank Holding Company (Regulatory Top Holder): Glacier Bancorp, Inc. (RSSDID: 2003975, Location: Kalispell, MT)
    Date Established: January 01, 1912
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 4 (Domestic: 4, Interstate: No)
    OTS Docket #: 11817
    FDIC's unique #: 1477
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Other Specialized Lending < 1 Billion
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: August 08, 2011
    Last Structure Change Process Date: August 08, 2011
    Last Data Update: August 08, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 245 East First, Powell, WY 82435
    County: Park
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Billings
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
  • Financial Summary
  • Total assets: $391.2 mil
    Equity capital: $43.8 mil
    Deposits held in domestic offices: $288.5 mil
    Return on assets (ROA): 0.90% ($3.5 mil)
    Quarterly return on assets: 0.82% ($3.2 mil)
    Return on Equity (ROE): 7.96% ($3.5 mil)
    Quarterly return on equity: 7.26% ($3.2 mil)
    Net income: $3.4 mil
    Quarterly Net income: $0.8 mil
    Pretax return on assets: 1.11% ($4,341.8 mil)
    Quarterly Pretax return on assets: 1.02% ($3,989.7 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 78Total employees (full-time equivalent)
  • $391,151Total assets
  • $12,109Cash and due from depository institutions
  • $3,684Interest-bearing balances
  • $228,388Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $128,587Net loans & leases
  • $2,180Loan loss allowance
  • $0Trading account assets
  • $7,405Bank premises and fixed assets
  • $1,728Other real estate owned
  • $2,741Goodwill and other intangibles
  • $391,151Life insurance assets
  • $10,193All other assets
  • $347,377Total liabilities and capital
  • $288,482Total liabilities
  • $241,326Total deposits
  • $288,482Interest-bearing deposits
  • $79Deposits held in domestic offices
  • 14027.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $41,000Trading liabilities
  • $0Other borrowed funds
  • $3,868Subordinated debt
  • $43,774All other liabilities
  • $43,774Total equity capital
  • $43,774Total bank equity capital
  • $0Perpetual preferred stock
  • $500Common stock
  • $35,303Surplus
  • $7,971Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $348Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $6,909Income earned, not collected on loans
  • $0Earning assets
  • $2,741Long-term assets (5+ years)
  • $360,659Average Assets, year-to-date
  • $96,947Average Assets, quarterly
  • $370,869Volatile liabilities
  • $384,115Insider loans
  • $209,867FHLB advances
  • $381,607Loans and leases held for sale
  • $3,552Unused loan commitments
  • $3,552Tier 1 (core) risk-based capital
  • $39,670Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $37,865Restructured Loans and leases
  • $3,161Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $12,748Total interest income
  • $2,036Total interest expense
  • $10,712Net interest income
  • $700Provision for loan and lease losses
  • $2,649Total noninterest income
  • $0Fiduciary activities
  • $600Service charges on deposit accounts
  • $0Trading account gains & fees
  • $2,049Additional noninterest income
  • $8,485Total noninterest expense
  • $3,719Salaries and employee benefits
  • $845Premises and equipment expense
  • $3,921Additional noninterest expense
  • $4,176Pre-tax net operating income
  • -$55Securities gains (losses)
  • $770Applicable income taxes
  • $3,351Income before extraordinary items
  • $0Extraordinary gains - net
  • $3,351Net income attributable to bank
  • $0Net charge-offs
  • $3,351Cash dividends
  • $1,047Sale, conversion, retirement of capital stock, net
  • $2,500Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 3.73%Yield on earning assets
  • 0.60%Cost of funding earning assets
  • 3.14%Net interest margin
  • 0.78%Noninterest income to earning assets
  • 2.48%Noninterest expense to earning assets
  • 0.92%Net operating income to assets
  • 0.90%Return on assets (ROA)
  • 1.11%Pretax return on assets
  • 7.96%Return on equity (ROE)
  • 2.02%Retained earnings to average equity (YTD only)
  • 0.76%Net charge-offs to loans
  • 66.86%Credit loss provision to net charge-offs
  • 4.66%Efficiency ratio
  • 59,187Assets per employee
  • 5.01%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 74.60%Loss allowance to loans
  • 1.67%Loss allowance to noncurrent loans
  • 31.55%Noncurrent assets plus other real estate owned to assets
  • 2.21%Noncurrent loans to loans
  • 5.28%Net loans and leases to deposits
  • 44.57%Net loans and leases to core deposits
  • 54.27%Equity capital to assets
  • 11.19%Core capital (leverage) ratio
  • 10.40%Tier 1 risk-based capital ratio
  • 18.90%Total risk-based capital ratio
  • Memoranda
  • $20Average assets
  • $370,869Average earning assets
  • $42,116Average equity
  • $341,524Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $1,466Managed Assets
  • 1Number of Accounts
  • $23Personal trust and agency accounts
  • $23Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 9Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $1,443Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Other fiduciary accounts
  • $1,443Fiduciary accounts held in foreign offices

List of branches

  • 4 Wyoming Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    01477First Bank Of Wyoming245 East First, Powell, WY 82435January 01, 1912Full Service Brick and Mortar
    117594Lovell Branch284 East Main Street, Lovell, WY 82431October 18, 1984Full Service Brick and Mortar
    2192047Cody Branch1507 8th Street, Cody, WY 82414March 17, 1997Full Service Brick and Mortar
    3511403Downtown Cody Branch1426 Sheridan Avenue, Cody, WY 82414Febuary 22, 2010Full Service Brick and Mortar

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