Wyoming National Bank in Riverton, Wyoming (WY)
Overview, Financial Summary, Detailed Financial Reports, Branches

Wyoming National Bank - Overview

  • General
  • FDIC Certificate #: 35220
    Status: Active
    Federal Reserve ID: 2806840
    Bank Holding Company (Regulatory Top Holder): Wyoming National Bancorporation, Inc. (RSSDID: 2910970, Location: Riverton, WY)
    Date Established: June 14, 1999
    WWW: http://www.wyomingnationalbank.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 3 (Domestic: 3, Interstate: No)
    FDIC's unique #: 76775
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: June 14, 1999
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 1700 North Federal Boulevard, Riverton, WY 82501
    County: Fremont
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Billings
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Core Based Statistical Area (CBSA): Riverton, WY (#40180)
    CBSA Micro Statistical Area: Yes
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $112.5 mil
    Equity capital: $9.9 mil
    Deposits held in domestic offices: $98.1 mil
    Return on assets (ROA): 1.00% ($1.1 mil)
    Quarterly return on assets: 1.14% ($1.3 mil)
    Return on Equity (ROE): 12.52% ($1.3 mil)
    Quarterly return on equity: 13.12% ($1.3 mil)
    Net income: $1.1 mil
    Quarterly Net income: $0.3 mil
    Pretax return on assets: 1.00% ($1,125.1 mil)
    Quarterly Pretax return on assets: 1.14% ($1,282.6 mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 33Total employees (full-time equivalent)
  • $112,511Total assets
  • $6,611Cash and due from depository institutions
  • $410Interest-bearing balances
  • $29,825Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $68,522Net loans & leases
  • $1,378Loan loss allowance
  • $0Trading account assets
  • $3,784Bank premises and fixed assets
  • $392Other real estate owned
  • $0Goodwill and other intangibles
  • $112,511Life insurance assets
  • $3,377All other assets
  • $102,580Total liabilities and capital
  • $98,091Total liabilities
  • $73,270Total deposits
  • $98,091Interest-bearing deposits
  • $88Deposits held in domestic offices
  • 1315.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $2,587Trading liabilities
  • $0Other borrowed funds
  • $587Subordinated debt
  • $9,931All other liabilities
  • $9,931Total equity capital
  • $9,931Total bank equity capital
  • $0Perpetual preferred stock
  • $1,200Common stock
  • $4,893Surplus
  • $3,838Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $623Income earned, not collected on loans
  • $0Earning assets
  • $813Long-term assets (5+ years)
  • $98,757Average Assets, year-to-date
  • $34,572Average Assets, quarterly
  • $110,146Volatile liabilities
  • $113,412Insider loans
  • $74,563FHLB advances
  • $114,497Loans and leases held for sale
  • $1,904Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $9,345Tier 2 risk-based capital
  • $1,904Total risk weighted assets
  • $0Total unused commitments
  • $12,502Restructured Loans and leases
  • $1,705Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $5,176Total interest income
  • $720Total interest expense
  • $4,456Net interest income
  • $260Provision for loan and lease losses
  • $690Total noninterest income
  • $0Fiduciary activities
  • $187Service charges on deposit accounts
  • $0Trading account gains & fees
  • $503Additional noninterest income
  • $3,781Total noninterest expense
  • $2,026Salaries and employee benefits
  • $668Premises and equipment expense
  • $1,087Additional noninterest expense
  • $1,105Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • $1,105Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,105Net income attributable to bank
  • $0Net charge-offs
  • $1,105Cash dividends
  • $128Sale, conversion, retirement of capital stock, net
  • $540Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.31%Yield on earning assets
  • 0.74%Cost of funding earning assets
  • 4.57%Net interest margin
  • 0.71%Noninterest income to earning assets
  • 3.88%Noninterest expense to earning assets
  • 1.00%Net operating income to assets
  • 1.00%Return on assets (ROA)
  • 1.00%Pretax return on assets
  • 12.52%Return on equity (ROE)
  • 6.40%Retained earnings to average equity (YTD only)
  • 0.18%Net charge-offs to loans
  • 203.13%Credit loss provision to net charge-offs
  • 10.66%Efficiency ratio
  • 73,475Assets per employee
  • 3.41%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 48.87%Loss allowance to loans
  • 1.97%Loss allowance to noncurrent loans
  • 221.19%Noncurrent assets plus other real estate owned to assets
  • 0.90%Noncurrent loans to loans
  • 0.89%Net loans and leases to deposits
  • 69.86%Net loans and leases to core deposits
  • 77.17%Equity capital to assets
  • 8.83%Core capital (leverage) ratio
  • 8.16%Tier 1 risk-based capital ratio
  • 12.53%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $110,146Average earning assets
  • $8,826Average equity
  • $97,507Average loans

List of branches

  • 3 Wyoming Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    076775Wyoming National Bank1700 North Federal Boulevard, Riverton, WY 82501June 14, 1999Full Service Brick and Mortar
    1362503Downtown Branch304 East Main Street, Riverton, WY 82501June 04, 2001Full Service Brick and Mortar
    2422437Lander Branch685 Main, Lander, WY 82520June 09, 2003Full Service Brick and Mortar

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