First Bankers Trust Company, National Association in Quincy, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches


First Bankers Trust Company, National Association - Overview

  • General
  • FDIC Certificate #: 16501
    Status: Active
    Federal Reserve ID: 344647
    Bank Holding Company (Regulatory Top Holder): First Bankers Trustshares, Inc. (RSSDID: 1404632, Location: Quincy, IL)
    Date Established: October 23, 1946
    WWW: http://www.firstbankers.com
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 10 (Domestic: 10, Interstate: No)
    OTS Docket #: 10232
    FDIC's unique #: 10661
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: October 23, 1946
    Last Structure Change Effective Date: November 23, 2009
    Last Structure Change Process Date: December 07, 2009
    Last Data Update: December 07, 2009
    Data Source Date: April 05, 2012
  • Location
  • Address: 12th And Broadway, Quincy, IL 62301
    County: Adams
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Springfield Il
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Core Based Statistical Area (CBSA): Quincy, IL-MO (#39500)
    CBSA Micro Statistical Area: Yes
  • History of Changes
  • Office Purchased
  • Financial Summary
  • Total assets: $713.7 mil
    Equity capital: $65.1 mil
    Deposits held in domestic offices: $593.8 mil
    Return on assets (ROA): 0.84% ($6.0 mil)
    Quarterly return on assets: 0.79% ($5.6 mil)
    Return on Equity (ROE): 9.52% ($6.2 mil)
    Quarterly return on equity: 8.76% ($5.7 mil)
    Net income: $5.9 mil
    Quarterly Net income: $1.4 mil
    Pretax return on assets: 1.17% ($8,349.9 mil)
    Quarterly Pretax return on assets: 1.13% ($8,064.4 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 159Total employees (full-time equivalent)
  • $713,663Total assets
  • $20,827Cash and due from depository institutions
  • $8,723Interest-bearing balances
  • $277,097Securities
  • $3,238Federal funds sold & reverse repurchase agreements
  • $370,657Net loans & leases
  • $5,187Loan loss allowance
  • $0Trading account assets
  • $17,950Bank premises and fixed assets
  • $210Other real estate owned
  • $2,817Goodwill and other intangibles
  • $713,663Life insurance assets
  • $20,867All other assets
  • $648,590Total liabilities and capital
  • $593,766Total liabilities
  • $513,567Total deposits
  • $593,766Interest-bearing deposits
  • $86Deposits held in domestic offices
  • 48769.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $6,055Subordinated debt
  • $65,073All other liabilities
  • $65,073Total equity capital
  • $65,073Total bank equity capital
  • $0Perpetual preferred stock
  • $1,700Common stock
  • $26,101Surplus
  • $37,272Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $454Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $5,570Income earned, not collected on loans
  • $0Earning assets
  • $3,243Long-term assets (5+ years)
  • $659,715Average Assets, year-to-date
  • $232,191Average Assets, quarterly
  • $702,849Volatile liabilities
  • $718,139Insider loans
  • $482,246FHLB advances
  • $706,742Loans and leases held for sale
  • $11,467Unused loan commitments
  • $11,467Tier 1 (core) risk-based capital
  • $57,521Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $63,293Restructured Loans and leases
  • $15,001Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $27,044Total interest income
  • $6,912Total interest expense
  • $20,132Net interest income
  • $1,640Provision for loan and lease losses
  • $5,148Total noninterest income
  • $0Fiduciary activities
  • $1,276Service charges on deposit accounts
  • $0Trading account gains & fees
  • $3,872Additional noninterest income
  • $15,418Total noninterest expense
  • $8,486Salaries and employee benefits
  • $2,212Premises and equipment expense
  • $4,720Additional noninterest expense
  • $8,222Pre-tax net operating income
  • -$13Securities gains (losses)
  • $2,329Applicable income taxes
  • $5,880Income before extraordinary items
  • $0Extraordinary gains - net
  • $5,880Net income attributable to bank
  • $0Net charge-offs
  • $5,880Cash dividends
  • $1,473Sale, conversion, retirement of capital stock, net
  • $2,400Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.14%Yield on earning assets
  • 1.06%Cost of funding earning assets
  • 3.08%Net interest margin
  • 0.79%Noninterest income to earning assets
  • 2.36%Noninterest expense to earning assets
  • 0.84%Net operating income to assets
  • 0.84%Return on assets (ROA)
  • 1.17%Pretax return on assets
  • 9.52%Return on equity (ROE)
  • 5.63%Retained earnings to average equity (YTD only)
  • 0.42%Net charge-offs to loans
  • 111.34%Credit loss provision to net charge-offs
  • 6.70%Efficiency ratio
  • 60,759Assets per employee
  • 4.49%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 40.82%Loss allowance to loans
  • 1.38%Loss allowance to noncurrent loans
  • 93.12%Noncurrent assets plus other real estate owned to assets
  • 0.83%Noncurrent loans to loans
  • 1.48%Net loans and leases to deposits
  • 62.42%Net loans and leases to core deposits
  • 67.75%Equity capital to assets
  • 9.12%Core capital (leverage) ratio
  • 8.14%Tier 1 risk-based capital ratio
  • 11.93%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $702,849Average earning assets
  • $61,791Average equity
  • $652,954Average loans

Total Fiduciary and Related Assets (December 31, 2003)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $1,254,080Managed Assets
  • 1Number of Accounts
  • $50,055Personal trust and agency accounts
  • $27,417Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $20,863Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $1,775Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 364Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $1,204,025Other retirement accounts
  • $6,664Corporate trust and agency accounts
  • $1,087,195Other fiduciary accounts
  • $110,011Fiduciary accounts held in foreign offices

List of branches

  • 10 Illinois Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    010661First Bankers Trust Company, National Association12th And Broadway, Quincy, IL 62301October 23, 1946Full Service Brick and Mortar
    1238171State At 24th Street Facility502 South 24th Street, Quincy, IL 62301July 17, 1978Full Service Brick and Mortar
    514188Community Facility3333 Broadway, Quincy, IL 62301December 10, 1971Full Service Brick and Mortar
    68572Mendon BranchMain Street, Mendon, IL 62351January 01, 1914Full Service Brick and Mortar
    823817224th And Kochs Lane Facility2321 Kochs Lane, Quincy, IL 62301March 07, 1997Full Service Brick and Mortar
    107698Union Bank/West Branch440 North Lafayette Street, Macomb, IL 61455January 01, 1909Full Service Brick and Mortar
    11222399Paloma BranchHighway 24, Paloma, IL 62359August 15, 1993Full Service Brick and Mortar
    1268971395 Buchanan Street Branch1395 Buchanan Street, Carthage, IL 62321January 01, 1905Full Service Brick and Mortar
    14282261Rushville Branch116 South Congress Street, Rushville, IL 62681January 01, 1879Full Service Brick and Mortar
    15263588Springfield Branch2201 Wabash Ave, Springfield, IL 62704January 01, 1892Full Service Brick and Mortar

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