State Street Bank and Trust Company in Quincy, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

State Street Bank and Trust Company - Overview

  • General
  • FDIC Certificate #: 14857
    Status: Active
    Federal Reserve ID: 352745
    Bank Holding Company (Regulatory Top Holder): Backlund Investment Co. (RSSDID: 1095058, Location: Peoria, IL)
    Date Established: January 01, 1890
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 4 (Domestic: 4, Interstate: No)
    OTS Docket #: 11082
    FDIC's unique #: 9300
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: All Other Specialization < 1 Billion
    Date of Deposit Insurance: November 08, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 801 State Street, Quincy, IL 62301
    County: Adams
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Springfield Il
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Core Based Statistical Area (CBSA): Quincy, IL-MO (#39500)
    CBSA Micro Statistical Area: Yes
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $162.3 mil
    Equity capital: $16.5 mil
    Deposits held in domestic offices: $145.6 mil
    Return on assets (ROA): 1.37% ($2.2 mil)
    Quarterly return on assets: 1.28% ($2.1 mil)
    Return on Equity (ROE): 13.20% ($2.2 mil)
    Quarterly return on equity: 12.38% ($2.1 mil)
    Net income: $2.2 mil
    Quarterly Net income: $0.5 mil
    Pretax return on assets: 1.39% ($2,256.3 mil)
    Quarterly Pretax return on assets: 1.28% ($2,077.7 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 52Total employees (full-time equivalent)
  • $162,322Total assets
  • $30,480Cash and due from depository institutions
  • $28,789Interest-bearing balances
  • $38,885Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $89,526Net loans & leases
  • $1,302Loan loss allowance
  • $0Trading account assets
  • $2,059Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $162,322Life insurance assets
  • $1,372All other assets
  • $145,811Total liabilities and capital
  • $145,560Total liabilities
  • $115,088Total deposits
  • $145,560Interest-bearing deposits
  • $92Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $251Subordinated debt
  • $16,511All other liabilities
  • $16,511Total equity capital
  • $16,511Total bank equity capital
  • $0Perpetual preferred stock
  • $300Common stock
  • $1,200Surplus
  • $15,011Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $246Income earned, not collected on loans
  • $0Earning assets
  • $645Long-term assets (5+ years)
  • $157,200Average Assets, year-to-date
  • $5,089Average Assets, quarterly
  • $157,528Volatile liabilities
  • $163,139Insider loans
  • $100,100FHLB advances
  • $164,856Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $16,191Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $12,870Restructured Loans and leases
  • $794Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $6,537Total interest income
  • $891Total interest expense
  • $5,646Net interest income
  • $355Provision for loan and lease losses
  • $2,082Total noninterest income
  • $208Fiduciary activities
  • $485Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,389Additional noninterest income
  • $5,186Total noninterest expense
  • $2,931Salaries and employee benefits
  • $409Premises and equipment expense
  • $1,846Additional noninterest expense
  • $2,187Pre-tax net operating income
  • $0Securities gains (losses)
  • $22Applicable income taxes
  • $2,165Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,165Net income attributable to bank
  • $0Net charge-offs
  • $2,165Cash dividends
  • $91Sale, conversion, retirement of capital stock, net
  • $1,200Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.32%Yield on earning assets
  • 0.59%Cost of funding earning assets
  • 3.73%Net interest margin
  • 1.38%Noninterest income to earning assets
  • 3.43%Noninterest expense to earning assets
  • 1.37%Net operating income to assets
  • 1.37%Return on assets (ROA)
  • 1.39%Pretax return on assets
  • 13.20%Return on equity (ROE)
  • 5.88%Retained earnings to average equity (YTD only)
  • 0.10%Net charge-offs to loans
  • 390.11%Credit loss provision to net charge-offs
  • 27.93%Efficiency ratio
  • 67,107Assets per employee
  • 3.12%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 55.43%Loss allowance to loans
  • 1.43%Loss allowance to noncurrent loans
  • 529.27%Noncurrent assets plus other real estate owned to assets
  • 0.15%Noncurrent loans to loans
  • 0.27%Net loans and leases to deposits
  • 61.50%Net loans and leases to core deposits
  • 62.20%Equity capital to assets
  • 10.17%Core capital (leverage) ratio
  • 9.82%Tier 1 risk-based capital ratio
  • 16.17%Total risk-based capital ratio
  • Memoranda
  • $17Average assets
  • $157,528Average earning assets
  • $16,406Average equity
  • $151,387Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $174,815Managed Assets
  • 1Number of Accounts
  • $34,547Personal trust and agency accounts
  • $34,547Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 162Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $140,268Other retirement accounts
  • $138,241Corporate trust and agency accounts
  • $0Other fiduciary accounts
  • $2,027Fiduciary accounts held in foreign offices

List of branches

  • 4 Illinois Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    09300State Street Bank And Trust Company801 State Street, Quincy, IL 62301January 01, 1890Full Service Brick and Mortar
    1232294Niemann Foods Facility520 North 24th Street, Quincy, IL 62301November 03, 1981Full Service Retail
    2232295Payson Facility401 West State Street, Payson, IL 62360January 25, 1982Full Service Brick and Mortar
    4232297Broadway Branch48th And Broadway, Quincy, IL 62306Febuary 13, 1995Full Service Brick and Mortar

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