First Citizens Bank in New Washington, Ohio (OH)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 15, 2005

  • First Citizens Bank in New Washington, Ohio (OH)
  • Show street view No street view available for this location

First Citizens Bank - Overview

  • General
  • FDIC Certificate #: 2072
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: The Citizens Banking Company (#12982)
    Federal Reserve ID: 555724
    Date Established: January 01, 1917
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 13 (Interstate: No)
    OTS Docket #: 13699
    FDIC's unique #: 1371
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: October 15, 2005
    Last Structure Change Process Date: October 24, 2005
    Last Data Update: October 24, 2005
    Data Source Date: April 05, 2012
  • Location
  • Address: 102 South Kibler Street, New Washington, OH 44854
    County: Crawford
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Columbus
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Mansfield, OH (#4800)
    Combined Statistical Area (CSA): Mansfield-Bucyrus, OH (#360)
    Core Based Statistical Area (CBSA): Bucyrus, OH (#15340)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $284.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2004)

  • Dollar figures in thousands
  • 105Total employees (full-time equivalent)
  • $317,135Total assets
  • $8,408Cash and due from depository institutions
  • $126Interest-bearing balances
  • $81,093Securities
  • $247Federal funds sold & reverse repurchase agreements
  • $203,856Net loans & leases
  • $6,853Loan loss allowance
  • $0Trading account assets
  • $3,195Bank premises and fixed assets
  • $375Other real estate owned
  • $13,718Goodwill and other intangibles
  • $0Life insurance assets
  • $6,243All other assets
  • $317,135Total liabilities and capital
  • $270,560Total liabilities
  • $261,924Total deposits
  • $223,893Interest-bearing deposits
  • $261,924Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $6,764Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $855Other borrowed funds
  • $0Subordinated debt
  • $1,017All other liabilities
  • $46,575Total equity capital
  • $46,575Total bank equity capital
  • $46,575Perpetual preferred stock
  • $0Common stock
  • $4,000Surplus
  • $36,428Undivided profits
  • Memoranda
  • $6,147Noncurrent loans and leases
  • $18,353Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $5,448Earning assets
  • $0Long-term assets (5+ years)
  • $2,075Average Assets, year-to-date
  • $285,322Average Assets, quarterly
  • $33,817Volatile liabilities
  • $177,080Insider loans
  • $228,658FHLB advances
  • $42,352Loans and leases held for sale
  • $3,868Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $6,046Total risk weighted assets
  • $18,353Total unused commitments
  • $0Restructured Loans and leases
  • $2,545Derivatives

Income and Expense (December 31, 2004)

  • Dollar figures in thousands
  • $9,987Total interest income
  • $2,665Total interest expense
  • $7,322Net interest income
  • $375Provision for loan and lease losses
  • $861Total noninterest income
  • $0Fiduciary activities
  • $613Service charges on deposit accounts
  • $0Trading account gains & fees
  • $248Additional noninterest income
  • $4,765Total noninterest expense
  • $2,436Salaries and employee benefits
  • $490Premises and equipment expense
  • $1,839Additional noninterest expense
  • $3,043Pre-tax net operating income
  • $3Securities gains (losses)
  • $910Applicable income taxes
  • $2,136Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,136Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $779Sale, conversion, retirement of capital stock, net
  • $2,378Net operating income

Performance and Condition Ratios (December 31, 2004)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.04%Yield on earning assets
  • 1.61%Cost of funding earning assets
  • 4.43%Net interest margin
  • 0.52%Noninterest income to earning assets
  • 2.88%Noninterest expense to earning assets
  • 1.21%Net operating income to assets
  • 1.21%Return on assets (ROA)
  • 1.72%Pretax return on assets
  • 10.38%Return on equity (ROE)
  • -1.18%Retained earnings to average equity (YTD only)
  • 0.55%Net charge-offs to loans
  • 48.14%Credit loss provision to net charge-offs
  • 4.39%Efficiency ratio
  • 58,084Assets per employee
  • 3.02%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 111.33%Loss allowance to loans
  • 3.25%Loss allowance to noncurrent loans
  • 125.79%Noncurrent assets plus other real estate owned to assets
  • 1.84%Noncurrent loans to loans
  • 2.59%Net loans and leases to deposits
  • 77.83%Net loans and leases to core deposits
  • 90.00%Equity capital to assets
  • 14.69%Core capital (leverage) ratio
  • 10.15%Tier 1 risk-based capital ratio
  • 15.73%Total risk-based capital ratio
  • Memoranda
  • $17Average assets
  • $177,080Average earning assets
  • $20,588Average equity
  • $165,300Average loans

Comment about this bank, ask questions, or add new information about it:


This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with First Citizens Bank.
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents