First Citizens Bank in city_name, state_name - Detailed Financial Reports, Location

First Citizens Bank in New Washington, Ohio (OH)
Show street view No street view available for this location

First Citizens Bank - Overview

General
FDIC Certificate #: 2072
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: The Citizens Banking Company (#12982)
Federal Reserve ID: 555724
Date Established: January 01, 1917
WWW: http://www.firstcitzbank.com
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 13 (Interstate: No)
OTS Docket #: 13699
FDIC's unique #: 1371
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: October 15, 2005
Last Structure Change Process Date: October 24, 2005
Last Data Update: October 24, 2005
Data Source Date: April 05, 2012
Location
Address: 102 South Kibler Street, New Washington, OH 44854
County: Crawford
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Columbus
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Metropolitan Statistical Area (MSA): Mansfield, OH (#4800)
Combined Statistical Area (CSA): Mansfield-Bucyrus, OH (#360)
Core Based Statistical Area (CBSA): Bucyrus, OH (#15340)
CBSA Micro Statistical Area: Yes
Financial Summary
Total assets: $284.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2004)

Dollar figures in thousands
105Total employees (full-time equivalent)
$317,135Total assets
$8,408Cash and due from depository institutions
$126Interest-bearing balances
$81,093Securities
$247Federal funds sold & reverse repurchase agreements
$203,856Net loans & leases
$6,853Loan loss allowance
$0Trading account assets
$3,195Bank premises and fixed assets
$375Other real estate owned
$13,718Goodwill and other intangibles
$0Life insurance assets
$6,243All other assets
$317,135Total liabilities and capital
$270,560Total liabilities
$261,924Total deposits
$223,893Interest-bearing deposits
$261,924Deposits held in domestic offices
0.00%% insured (estimated)
$6,764Federal funds purchased & repurchase agreements
$0Trading liabilities
$855Other borrowed funds
$0Subordinated debt
$1,017All other liabilities
$46,575Total equity capital
$46,575Total bank equity capital
$46,575Perpetual preferred stock
$0Common stock
$4,000Surplus
$36,428Undivided profits
Memoranda
$6,147Noncurrent loans and leases
$18,353Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$5,448Earning assets
$0Long-term assets (5+ years)
$2,075Average Assets, year-to-date
$285,322Average Assets, quarterly
$33,817Volatile liabilities
$177,080Insider loans
$228,658FHLB advances
$42,352Loans and leases held for sale
$3,868Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$6,046Total risk weighted assets
$18,353Total unused commitments
$0Restructured Loans and leases
$2,545Derivatives

Income and Expense (December 31, 2004)

Dollar figures in thousands
$9,987Total interest income
$2,665Total interest expense
$7,322Net interest income
$375Provision for loan and lease losses
$861Total noninterest income
$0Fiduciary activities
$613Service charges on deposit accounts
$0Trading account gains & fees
$248Additional noninterest income
$4,765Total noninterest expense
$2,436Salaries and employee benefits
$490Premises and equipment expense
$1,839Additional noninterest expense
$3,043Pre-tax net operating income
$3Securities gains (losses)
$910Applicable income taxes
$2,136Income before extraordinary items
$0Extraordinary gains - net
$2,136Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$779Sale, conversion, retirement of capital stock, net
$2,378Net operating income

Performance and Condition Ratios (December 31, 2004)

Dollar figures in thousands
Performance Ratios (%, annualized)
6.04%Yield on earning assets
1.61%Cost of funding earning assets
4.43%Net interest margin
0.52%Noninterest income to earning assets
2.88%Noninterest expense to earning assets
1.21%Net operating income to assets
1.21%Return on assets (ROA)
1.72%Pretax return on assets
10.38%Return on equity (ROE)
-1.18%Retained earnings to average equity (YTD only)
0.55%Net charge-offs to loans
48.14%Credit loss provision to net charge-offs
4.39%Efficiency ratio
58,084Assets per employee
3.02%Cash dividends to net income (YTD only)
Condition Ratios (%)
111.33%Loss allowance to loans
3.25%Loss allowance to noncurrent loans
125.79%Noncurrent assets plus other real estate owned to assets
1.84%Noncurrent loans to loans
2.59%Net loans and leases to deposits
77.83%Net loans and leases to core deposits
90.00%Equity capital to assets
14.69%Core capital (leverage) ratio
10.15%Tier 1 risk-based capital ratio
15.73%Total risk-based capital ratio
Memoranda
$17Average assets
$177,080Average earning assets
$20,588Average equity
$165,300Average loans

First Citizens Bank in New Washington, Ohio (OH)
Overview, Financial Summary, Detailed Financial Reports, Branches

First Citizens Bank - Overview

Assets and Liabilities (December 31, 2004)

Income and Expense (December 31, 2004)

Performance and Condition Ratios (December 31, 2004)

Comment about this bank, ask questions, or add new information about it:

First Citizens Bank in New Washington, Ohio (OH)Overview, Financial Summary, Detailed Financial Reports, Branches

First Citizens Bank - Overview

Assets and Liabilities (December 31, 2004)

Income and Expense (December 31, 2004)

Performance and Condition Ratios (December 31, 2004)

Comment about this bank, ask questions, or add new information about it:

First Citizens Bank in New Washington, Ohio (OH)
Overview, Financial Summary, Detailed Financial Reports, Branches