First City Bank in Columbus, Ohio (OH)
Overview, Financial Summary, Detailed Financial Reports, Branches


First City Bank - Overview

  • General
  • FDIC Certificate #: 741
    Status: Active
    Federal Reserve ID: 978417
    Date Established: January 01, 1907
    WWW: http://www.myfirstcitybank.com
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    OTS Docket #: 9425
    FDIC's unique #: 470
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 1885 Northwest Boulevard, Columbus, OH 43212
    County: Franklin
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Columbus
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Columbus, OH (#1840)
    Combined Statistical Area (CSA): Columbus-Marion-Chillicothe, OH (#198)
    Core Based Statistical Area (CBSA): Columbus, OH (#18140)
    CBSA Metro Statistical Area: Columbus, OH (#18140)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $62.7 mil
    Equity capital: $6.2 mil
    Deposits held in domestic offices: $50.8 mil
    Return on assets (ROA): 0.69% ($0.4 mil)
    Quarterly return on assets: 0.97% ($0.6 mil)
    Return on Equity (ROE): 7.12% ($0.4 mil)
    Quarterly return on equity: 9.54% ($0.6 mil)
    Net income: $0.4 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 0.69% ($432.8 mil)
    Quarterly Pretax return on assets: 0.97% ($608.5 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 11Total employees (full-time equivalent)
  • $62,731Total assets
  • $6,427Cash and due from depository institutions
  • $5,458Interest-bearing balances
  • $11,375Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $43,538Net loans & leases
  • $669Loan loss allowance
  • $0Trading account assets
  • $493Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $62,731Life insurance assets
  • $898All other assets
  • $56,534Total liabilities and capital
  • $50,835Total liabilities
  • $47,973Total deposits
  • $50,835Interest-bearing deposits
  • $98Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $4,408Trading liabilities
  • $1,000Other borrowed funds
  • $291Subordinated debt
  • $6,197All other liabilities
  • $6,197Total equity capital
  • $6,197Total bank equity capital
  • $0Perpetual preferred stock
  • $116Common stock
  • $1,391Surplus
  • $4,690Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,358Income earned, not collected on loans
  • $0Earning assets
  • $193Long-term assets (5+ years)
  • $60,371Average Assets, year-to-date
  • $17,762Average Assets, quarterly
  • $60,412Volatile liabilities
  • $60,468Insider loans
  • $39,092FHLB advances
  • $59,084Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $6,153Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $2,564Restructured Loans and leases
  • $1,410Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $3,069Total interest income
  • $669Total interest expense
  • $2,400Net interest income
  • $113Provision for loan and lease losses
  • $24Total noninterest income
  • $0Fiduciary activities
  • $8Service charges on deposit accounts
  • $0Trading account gains & fees
  • $16Additional noninterest income
  • $1,893Total noninterest expense
  • $930Salaries and employee benefits
  • $158Premises and equipment expense
  • $805Additional noninterest expense
  • $418Pre-tax net operating income
  • $1Securities gains (losses)
  • $0Applicable income taxes
  • $419Income before extraordinary items
  • $0Extraordinary gains - net
  • $419Net income attributable to bank
  • $0Net charge-offs
  • $419Cash dividends
  • -$5Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.29%Yield on earning assets
  • 1.15%Cost of funding earning assets
  • 4.14%Net interest margin
  • 0.04%Noninterest income to earning assets
  • 3.26%Noninterest expense to earning assets
  • 0.69%Net operating income to assets
  • 0.69%Return on assets (ROA)
  • 0.69%Pretax return on assets
  • 7.12%Return on equity (ROE)
  • 7.12%Retained earnings to average equity (YTD only)
  • -0.01%Net charge-offs to loans
  • -2260.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 78,094Assets per employee
  • 5.70%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.51%Loss allowance to noncurrent loans
  • 49.26%Noncurrent assets plus other real estate owned to assets
  • 2.16%Noncurrent loans to loans
  • 3.07%Net loans and leases to deposits
  • 85.65%Net loans and leases to core deposits
  • 85.65%Equity capital to assets
  • 9.88%Core capital (leverage) ratio
  • 10.41%Tier 1 risk-based capital ratio
  • 15.74%Total risk-based capital ratio
  • Memoranda
  • $18Average assets
  • $60,412Average earning assets
  • $5,884Average equity
  • $58,006Average loans

List of branches

  • 1 Ohio Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    0470First City Bank1885 Northwest Boulevard, Columbus, OH 43212January 01, 1907Full Service Brick and Mortar

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