First Collinsville Bank in Collinsville, Illinois (IL), MO
Overview, Financial Summary, Detailed Financial Reports, Branches

  • First Collinsville Bank in Collinsville, Illinois (IL), MO
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First Collinsville Bank - Overview

  • General
  • FDIC Certificate #: 33005
    Status: Active
    Federal Reserve ID: 1459717
    Bank Holding Company (Regulatory Top Holder): First Co Bancorp, Inc. (RSSDID: 1250473, Location: Collinsville, IL)
    Date Established: July 09, 1990
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 9 (Domestic: 9, Interstate: Yes)
    FDIC's unique #: 46186
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Mortgage Lending Specialization
    Date of Deposit Insurance: July 09, 1990
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 800 Belt Line Road, Collinsville, IL 62234
    County: Madison
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Mount Vernon
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): St. Louis, MO-IL (#7040)
    Combined Statistical Area (CSA): St. Louis-St. Charles-Farmington, MO-IL (#476)
    Core Based Statistical Area (CBSA): St. Louis, MO-IL (#41180)
    CBSA Metro Statistical Area: St. Louis, MO-IL (#41180)
  • History of Changes
  • Change in Location
    Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $630.0 mil
    Equity capital: $55.9 mil
    Deposits held in domestic offices: $554.3 mil
    Return on assets (ROA): 0.80% ($5.0 mil)
    Quarterly return on assets: 0.60% ($3.8 mil)
    Return on Equity (ROE): 9.21% ($5.2 mil)
    Quarterly return on equity: 6.80% ($3.8 mil)
    Net income: $5.0 mil
    Quarterly Net income: $0.9 mil
    Pretax return on assets: 1.30% ($8,189.9 mil)
    Quarterly Pretax return on assets: 0.96% ($6,047.9 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 111Total employees (full-time equivalent)
  • $629,994Total assets
  • $8,636Cash and due from depository institutions
  • $257Interest-bearing balances
  • $133,298Securities
  • $23,014Federal funds sold & reverse repurchase agreements
  • $434,787Net loans & leases
  • $7,450Loan loss allowance
  • $0Trading account assets
  • $14,764Bank premises and fixed assets
  • $4,477Other real estate owned
  • $2,109Goodwill and other intangibles
  • $629,994Life insurance assets
  • $8,909All other assets
  • $574,111Total liabilities and capital
  • $554,331Total liabilities
  • $505,903Total deposits
  • $554,331Interest-bearing deposits
  • $94Deposits held in domestic offices
  • 18240.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $1,540Subordinated debt
  • $55,883All other liabilities
  • $55,883Total equity capital
  • $55,883Total bank equity capital
  • $0Perpetual preferred stock
  • $1,000Common stock
  • $12,375Surplus
  • $42,508Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $7,384Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $5,481Income earned, not collected on loans
  • $0Earning assets
  • $1,715Long-term assets (5+ years)
  • $591,356Average Assets, year-to-date
  • $94,561Average Assets, quarterly
  • $623,632Volatile liabilities
  • $629,004Insider loans
  • $337,811FHLB advances
  • $627,580Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $53,153Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $41,555Restructured Loans and leases
  • $271Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $26,537Total interest income
  • $7,413Total interest expense
  • $19,124Net interest income
  • $1,700Provision for loan and lease losses
  • $4,879Total noninterest income
  • $0Fiduciary activities
  • $1,634Service charges on deposit accounts
  • $0Trading account gains & fees
  • $3,245Additional noninterest income
  • $14,197Total noninterest expense
  • $8,110Salaries and employee benefits
  • $1,502Premises and equipment expense
  • $4,585Additional noninterest expense
  • $8,106Pre-tax net operating income
  • $0Securities gains (losses)
  • $3,134Applicable income taxes
  • $4,972Income before extraordinary items
  • $0Extraordinary gains - net
  • $4,972Net income attributable to bank
  • $0Net charge-offs
  • $4,972Cash dividends
  • $1,889Sale, conversion, retirement of capital stock, net
  • $1,000Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.54%Yield on earning assets
  • 1.27%Cost of funding earning assets
  • 3.27%Net interest margin
  • 0.83%Noninterest income to earning assets
  • 2.43%Noninterest expense to earning assets
  • 0.80%Net operating income to assets
  • 0.80%Return on assets (ROA)
  • 1.30%Pretax return on assets
  • 9.21%Return on equity (ROE)
  • 7.36%Retained earnings to average equity (YTD only)
  • 0.42%Net charge-offs to loans
  • 89.99%Credit loss provision to net charge-offs
  • 5.19%Efficiency ratio
  • 59,147Assets per employee
  • 5.68%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 20.11%Loss allowance to loans
  • 1.68%Loss allowance to noncurrent loans
  • 135.92%Noncurrent assets plus other real estate owned to assets
  • 1.58%Noncurrent loans to loans
  • 1.24%Net loans and leases to deposits
  • 78.43%Net loans and leases to core deposits
  • 79.78%Equity capital to assets
  • 8.87%Core capital (leverage) ratio
  • 8.47%Tier 1 risk-based capital ratio
  • 15.73%Total risk-based capital ratio
  • Memoranda
  • $17Average assets
  • $623,632Average earning assets
  • $53,972Average equity
  • $584,936Average loans

List of branches

  • 8 Illinois Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    046186First Collinsville Bank800 Belt Line Road, Collinsville, IL 62234July 09, 1990Full Service Brick and Mortar
    1289162Troy Branch504 Edwardsville Road, Troy, IL 62294March 15, 1999Full Service Brick and Mortar
    244585Highland Branch111 Walnut Street, Highland, IL 62249January 01, 1974Full Service Brick and Mortar
    3358927Maryville Branch2729 Maryville Road, Maryville, IL 62062August 28, 2000Full Service Brick and Mortar
    4419259Edwardsville Branch6659 Center Grove Road, Edwardsville, IL 62025June 05, 2003Full Service Brick and Mortar
    11460567Collinsville Route 157 Branch208 North Bluff, Collinsville, IL 62234December 26, 2006Full Service Brick and Mortar
    12512615Caseyville Branch204 North Main Street, Caseyville, IL 62232September 30, 2010Full Service Brick and Mortar
    14522200Online Banking Center800 Belt Line Road, Collinsville, IL 62234June 30, 2011Full Service Cyber
  • 1 Missouri Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    13521467Tesson Ferry Road Branch12000 Tesson Ferry Road, Saint Louis, MO 63128July 08, 2011Full Service Brick and Mortar

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