First Community Bank in Winnfield, Louisiana (LA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of June 07, 1996

  • First Community Bank in Winnfield, Louisiana (LA)
  • Show street view No street view available for this location

First Community Bank - Overview

  • General
  • FDIC Certificate #: 19231
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Sabine State Bank and Trust Company (#8141)
    Federal Reserve ID: 706955
    Date Established: September 15, 1964
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Interstate: No)
    FDIC's unique #: 13047
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: September 15, 1964
    Last Structure Change Effective Date: June 07, 1996
    Last Structure Change Process Date: June 26, 1996
    Last Data Update: June 26, 1996
    Data Source Date: April 05, 2012
  • Location
  • Address: Bevill And Lafayette Streets, Winnfield, LA 71483
    County: Winn
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Shreveport
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Western
  • Financial Summary
  • Total assets: $50.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1995)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $32Total assets
  • $49,904Cash and due from depository institutions
  • $2,048Interest-bearing balances
  • $4Securities
  • $9,175Federal funds sold & reverse repurchase agreements
  • $8,475Net loans & leases
  • $29,113Loan loss allowance
  • $570Trading account assets
  • $0Bank premises and fixed assets
  • $663Other real estate owned
  • $28Goodwill and other intangibles
  • $402Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $49,904Total liabilities
  • $45,903Total deposits
  • $45,271Interest-bearing deposits
  • $37,798Deposits held in domestic offices
  • 45271.00%% insured (estimated)
  • $86Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $632Total equity capital
  • $632Total bank equity capital
  • $4,001Perpetual preferred stock
  • $0Common stock
  • $487Surplus
  • $913Undivided profits
  • Memoranda
  • $2,601Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $419Income earned, not collected on loans
  • $210Earning assets
  • $46,767Long-term assets (5+ years)
  • $2,117Average Assets, year-to-date
  • $47,207Average Assets, quarterly
  • $48,612Volatile liabilities
  • $11,696Insider loans
  • $0FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $207Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $4,001Total risk weighted assets
  • $28,446Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1995)

  • Dollar figures in thousands
  • $0Total interest income
  • $4,021Total interest expense
  • $1,654Net interest income
  • $2,367Provision for loan and lease losses
  • $4Total noninterest income
  • $527Fiduciary activities
  • $0Service charges on deposit accounts
  • $399Trading account gains & fees
  • $0Additional noninterest income
  • $128Total noninterest expense
  • $1,708Salaries and employee benefits
  • $978Premises and equipment expense
  • $203Additional noninterest expense
  • $527Pre-tax net operating income
  • $1,182Securities gains (losses)
  • $0Applicable income taxes
  • $365Income before extraordinary items
  • $817Extraordinary gains - net
  • $0Net income attributable to bank
  • $817Net charge-offs
  • -$89Cash dividends
  • $107Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1995)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 9.14%Cost of funding earning assets
  • 3.76%Net interest margin
  • 5.38%Noninterest income to earning assets
  • 1.20%Noninterest expense to earning assets
  • 3.88%Net operating income to assets
  • 1.73%Return on assets (ROA)
  • 1.73%Pretax return on assets
  • 2.50%Return on equity (ROE)
  • 22.49%Retained earnings to average equity (YTD only)
  • 19.55%Net charge-offs to loans
  • -0.31%Credit loss provision to net charge-offs
  • -4.49%Efficiency ratio
  • 59,019Assets per employee
  • 1.56%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 13.10%Loss allowance to loans
  • 1.92%Loss allowance to noncurrent loans
  • 136.04%Noncurrent assets plus other real estate owned to assets
  • 0.90%Noncurrent loans to loans
  • 1.41%Net loans and leases to deposits
  • 64.31%Net loans and leases to core deposits
  • 86.71%Equity capital to assets
  • 8.02%Core capital (leverage) ratio
  • 8.23%Tier 1 risk-based capital ratio
  • 14.07%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $47,207Average earning assets
  • $3,632Average equity
  • $44,001Average loans

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