First Community Bank in Batesville, Arkansas (AR), MO
Overview, Financial Summary, Detailed Financial Reports, Branches


First Community Bank - Overview

  • General
  • FDIC Certificate #: 34533
    Status: Active
    Federal Reserve ID: 2596646
    Bank Holding Company (Regulatory Top Holder): First Community Bancshares, Inc. (RSSDID: 2641694, Location: Batesville, AR)
    Date Established: August 04, 1997
    WWW: http://www.firstcommunity.net
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 15 (Domestic: 15, Interstate: Yes)
    FDIC's unique #: 59040
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: August 04, 1997
    Last Structure Change Effective Date: Febuary 19, 2010
    Last Structure Change Process Date: April 01, 2010
    Last Data Update: April 01, 2010
    Data Source Date: April 05, 2012
  • Location
  • Address: 1325 Harrison Street, Batesville, AR 72501
    County: Independence
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Little Rock
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Western
    Core Based Statistical Area (CBSA): Batesville, AR (#12900)
    CBSA Micro Statistical Area: Yes
  • History of Changes
  • Office Purchased
  • Financial Summary
  • Total assets: $738.3 mil
    Equity capital: $67.4 mil
    Deposits held in domestic offices: $597.9 mil
    Return on assets (ROA): 0.70% ($5.2 mil)
    Quarterly return on assets: 0.81% ($6.0 mil)
    Return on Equity (ROE): 7.88% ($5.3 mil)
    Quarterly return on equity: 8.91% ($6.0 mil)
    Net income: $5.0 mil
    Quarterly Net income: $1.5 mil
    Pretax return on assets: 0.96% ($7,087.3 mil)
    Quarterly Pretax return on assets: 1.14% ($8,416.2 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 219Total employees (full-time equivalent)
  • $738,262Total assets
  • $20,849Cash and due from depository institutions
  • $7,512Interest-bearing balances
  • $125,588Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $554,290Net loans & leases
  • $7,543Loan loss allowance
  • $0Trading account assets
  • $21,503Bank premises and fixed assets
  • $3,487Other real estate owned
  • $1,128Goodwill and other intangibles
  • $738,262Life insurance assets
  • $11,417All other assets
  • $670,888Total liabilities and capital
  • $597,882Total liabilities
  • $545,313Total deposits
  • $597,882Interest-bearing deposits
  • $89Deposits held in domestic offices
  • 17347.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $54,297Trading liabilities
  • $0Other borrowed funds
  • $1,362Subordinated debt
  • $67,374All other liabilities
  • $67,374Total equity capital
  • $67,374Total bank equity capital
  • $0Perpetual preferred stock
  • $345Common stock
  • $26,384Surplus
  • $40,645Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $4,134Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $17,852Income earned, not collected on loans
  • $418Earning assets
  • $4,668Long-term assets (5+ years)
  • $687,390Average Assets, year-to-date
  • $160,293Average Assets, quarterly
  • $718,494Volatile liabilities
  • $733,484Insider loans
  • $543,124FHLB advances
  • $729,835Loans and leases held for sale
  • $175Unused loan commitments
  • $175Tier 1 (core) risk-based capital
  • $64,686Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $58,106Restructured Loans and leases
  • $3,596Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $37,383Total interest income
  • $11,080Total interest expense
  • $26,303Net interest income
  • $4,380Provision for loan and lease losses
  • $5,355Total noninterest income
  • $341Fiduciary activities
  • $2,192Service charges on deposit accounts
  • $0Trading account gains & fees
  • $2,822Additional noninterest income
  • $20,334Total noninterest expense
  • $10,430Salaries and employee benefits
  • $2,535Premises and equipment expense
  • $7,369Additional noninterest expense
  • $6,944Pre-tax net operating income
  • -$35Securities gains (losses)
  • $1,883Applicable income taxes
  • $5,026Income before extraordinary items
  • $0Extraordinary gains - net
  • $5,026Net income attributable to bank
  • $0Net charge-offs
  • $5,026Cash dividends
  • $4,363Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.58%Yield on earning assets
  • 1.65%Cost of funding earning assets
  • 3.92%Net interest margin
  • 0.80%Noninterest income to earning assets
  • 3.03%Noninterest expense to earning assets
  • 0.70%Net operating income to assets
  • 0.70%Return on assets (ROA)
  • 0.96%Pretax return on assets
  • 7.88%Return on equity (ROE)
  • 7.88%Retained earnings to average equity (YTD only)
  • 0.79%Net charge-offs to loans
  • 100.39%Credit loss provision to net charge-offs
  • 2.60%Efficiency ratio
  • 64,230Assets per employee
  • 3.37%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.34%Loss allowance to noncurrent loans
  • 42.25%Noncurrent assets plus other real estate owned to assets
  • 2.99%Noncurrent loans to loans
  • 3.18%Net loans and leases to deposits
  • 92.71%Net loans and leases to core deposits
  • 105.48%Equity capital to assets
  • 9.13%Core capital (leverage) ratio
  • 8.86%Tier 1 risk-based capital ratio
  • 11.91%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $718,494Average earning assets
  • $63,791Average equity
  • $670,485Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $75,185Managed Assets
  • 1Number of Accounts
  • $28,879Personal trust and agency accounts
  • $14,490Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $108Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $14,281Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 221Number of Accounts
  • $0Personal trust and agency accounts
  • $108Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $46,306Other retirement accounts
  • $9,824Corporate trust and agency accounts
  • $16,519Other fiduciary accounts
  • $14,073Fiduciary accounts held in foreign offices

List of branches

  • 11 Arkansas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    059040First Community Bank1325 Harrison Street, Batesville, AR 72501August 04, 1997Full Service Brick and Mortar
    1290681Southside BranchOne Allen Chapel Road, Batesville, AR 72501May 12, 1999Full Service Brick and Mortar
    2290682Searcy Branch2401 West Beebe-Capps Expressway, Searcy, AR 72143June 07, 1999Full Service Brick and Mortar
    3363677Searcy Branch - East2801 E Race Ave, Searcy, AR 72143May 02, 2002Full Service Brick and Mortar
    4419603Eagle Mountain Branch3 Eagle Mountain Blvd., Batesville, AR 72501September 16, 2002Full Service Brick and Mortar
    5430585Cave City Branch102 South Main Street, Cave City, AR 72521July 14, 2004Full Service Brick and Mortar
    6446304Bald Knob Branch159 Highway 167, Bald Knob, AR 72010December 13, 2005Full Service Brick and Mortar
    7466621Highway 16 Branch1201 North Maple, Searcy, AR 72143June 30, 2007Full Service Brick and Mortar
    8467320Highland/Hardy Branch1 Iroquois Drive, Cherokee Village, AR 72529July 25, 2007Full Service Brick and Mortar
    9468416Cabot Branch3084 Bill Foster Memorial Highway, Cabot, AR 72023October 01, 2007Full Service Brick and Mortar
    131163Mountain Home Branch310 Hwy 62 E, Mountain Home, AR 72653Febuary 06, 1901Full Service Brick and Mortar
  • 4 Missouri Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    107924Goodman Branch110 E Main St, Goodman, MO 64843November 01, 1911Full Service Brick and Mortar
    11227216Neosho Branch230 West Spring Street, Neosho, MO 64850June 01, 1991Full Service Brick and Mortar
    12445458Bank Of Jane56 Wright Hill Lane, Pineville, MO 64856October 17, 2005Full Service Brick and Mortar
    14522087Neosho Branch3005 Gardner-Edgewood Drive, Neosho, MO 64850August 03, 2011Full Service Brick and Mortar

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