Merchants & Planters' Bank in Newport, Arkansas (AR)

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Merchants & Planters' Bank routing number info

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Merchants & Planters' Bank
GeneralFDIC Certificate #: 16464
Status: Active
Federal Reserve ID: 99143
Bank Holding Company (Regulatory Top Holder): M&P Community Bancshares, Inc. 401(K) Employee Stock Ownership Plan (RSSDID: 3394429, Location: Newport, AR)
Date Established: August 06, 1946
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 9 (Domestic: 9, Interstate: No)
OTS Docket #: 13826
FDIC's unique #: 10628
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: August 06, 1946
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
LocationAddress: Second And Hazel Streets, Newport, AR 72112
County: Jackson
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Little Rock
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Western
History of ChangesMerge BIF and SAIF Funds into DIF
Financial SummaryTotal assets: $215.6 mil
Equity capital: $16.9 mil
Deposits held in domestic offices: $192.9 mil
Return on assets (ROA): 0.74% ($1.6 mil)
Quarterly return on assets: 0.32% ($0.7 mil)
Return on Equity (ROE): 9.75% ($1.7 mil)
Quarterly return on equity: 4.12% ($0.7 mil)
Net income: $1.6 mil
Quarterly Net income: $0.2 mil
Pretax return on assets: 0.95% ($2,047.8 mil)
Quarterly Pretax return on assets: 0.73% ($1,573.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)71
Total assets$215,555
Cash and due from depository institutions$18,635
Interest-bearing balances$10,239
Federal funds sold & reverse repurchase agreements$0
Net loans & leases$96,169
Loan loss allowance $1,648
Trading account assets$0
Bank premises and fixed assets$5,864
Other real estate owned$926
Goodwill and other intangibles$0
All other assets$8,383
Life insurance assets$215,555
Total liabilities and capital$198,650
Total liabilities$192,859
Total deposits$159,077
Interest-bearing deposits$192,859
Deposits held in domestic offices$86
% insured (estimated)0.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$4,276
Other borrowed funds $0
Subordinated debt $1,515
All other liabilities $16,905
Total equity capital$16,905
Total bank equity capital$16,905
Perpetual preferred stock$0
Common stock$225
Undivided profits $13,980
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $1,900
Earning assets $790
Long-term assets (5+ years) $1,370
Average Assets, year-to-date $191,986
Average Assets, quarterly $46,200
Volatile liabilities $210,121
Insider loans $214,515
FHLB advances $129,974
Loans and leases held for sale $218,066
Unused loan commitments $3,542
Tier 1 (core) risk-based capital $2,399
Tier 2 risk-based capital $16,751
Total risk weighted assets $0
Total unused commitments $1,143
Restructured Loans and leases $21,544
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Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $9,669
Total interest expense $2,410
Net interest income $7,259
Provision for loan and lease losses $705
Total noninterest income $2,430
Fiduciary activities $152
Service charges on deposit accounts $1,281
Trading account gains & fees $0
Additional noninterest income $997
Total noninterest expense $7,213
Salaries and employee benefits $3,749
Premises and equipment expense $1,439
Additional noninterest expense $2,025
Pre-tax net operating income $1,771
Securities gains (losses) $233
Applicable income taxes $440
Income before extraordinary items $1,564
Extraordinary gains - net $0
Net income attributable to bank $1,564
Net charge-offs $0
Cash dividends $1,564
Sale, conversion, retirement of capital stock, net $255
Net operating income $0
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Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets5.16%
Cost of funding earning assets 1.29%
Net interest margin 3.87%
Noninterest income to earning assets 1.30%
Noninterest expense to earning assets 3.85%
Net operating income to assets 0.66%
Return on assets (ROA) 0.74%
Pretax return on assets 0.95%
Return on equity (ROE) 9.75%
Retained earnings to average equity (YTD only) 9.75%
Net charge-offs to loans 0.26%
Credit loss provision to net charge-offs 276.47%
Efficiency ratio9.71%
Assets per employee$74,445
Cash dividends to net income (YTD only)3.04%
Condition Ratios (%)
Loss allowance to loans 0.00%
Loss allowance to noncurrent loans 1.68%
Noncurrent assets plus other real estate owned to assets 86.74%
Noncurrent loans to loans 1.93%
Net loans and leases to deposits1.94%
Net loans and leases to core deposits 49.86%
Equity capital to assets 56.32%
Core capital (leverage) ratio 7.84%
Tier 1 risk-based capital ratio 7.68%
Total risk-based capital ratio 12.89%
Average assets$14
Average earning assets$210,121
Average equity $16,046
Average loans $187,499
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Total Fiduciary and Related Assets (December 31, 2011)
(Dollar figures in thousands)
Total fiduciary and related assets$1
Number of Fiduciary Accounts and Related Asset Accounts1
Fiduciary powers grantedYes
Fiduciary or related activityYes
Managed Assets$24,883
Number of Accounts1
Personal trust and agency accounts$13,880
Employee benefit-defined contribution accounts$7,577
Employee benefit-defined benefit accounts$846
Other retirement accounts$0
Corporate trust and agency accounts$66
Investment management agency accounts$3,322
Other fiduciary accounts$352
Fiduciary accounts held in foreign offices$0
Non-managed Assets$1,717
Number of Accounts165
Personal trust and agency accounts$0
Employee benefit-defined contribution accounts$66
Employee benefit-defined benefit accounts$0
Other retirement accounts$11,003
Corporate trust and agency accounts$3,004
Other fiduciary accounts$0
Fiduciary accounts held in foreign offices$0
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9 Arkansas Branches as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
010628Merchants & Planters' BankSecond And Hazel Streets, Newport, AR 72112August 06, 1946Full Service Brick and Mortar
1238125North Branch915 Highway 67 North, Newport, AR 72112January 18, 1971Full Service Brick and Mortar
244751Mccrory Branch218 North Edmonds, Mccrory, AR 72101January 01, 1974Full Service Brick and Mortar
4238127Southside Branch851 Batesville Boulevard, Batesville, AR 72501January 02, 1998Full Service Brick and Mortar
6238129Batesville Main Office555 East Main, Batesville, AR 72501July 01, 1998Full Service Brick and Mortar
7357441Newark Merchants And Planters Bank595 Vine Street, Newark, AR 72562August 06, 1999Full Service Brick and Mortar
8364683Tuckerman Office BranchP.O. Box 963, Tuckerman, AR 72473Febuary 11, 2002Full Service Brick and Mortar
9479138Des Arc Office Branch416 Main St., Des Arc, AR 72040October 01, 2007Full Service Brick and Mortar
10505450Swifton Branch100 Second Street, Swifton, AR 72471Febuary 06, 2010Full Service Brick and Mortar
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