Merchants & Planters' Bank in Newport, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • Merchants & Planters' Bank in Newport, Arkansas (AR)
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Merchants & Planters' Bank - Overview

  • General
  • FDIC Certificate #: 16464
    Status: Active
    Federal Reserve ID: 99143
    Bank Holding Company (Regulatory Top Holder): M&P Community Bancshares, Inc. 401(K) Employee Stock Ownership Plan (RSSDID: 3394429, Location: Newport, AR)
    Date Established: August 06, 1946
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 9 (Domestic: 9, Interstate: No)
    OTS Docket #: 13826
    FDIC's unique #: 10628
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: August 06, 1946
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: Second And Hazel Streets, Newport, AR 72112
    County: Jackson
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Little Rock
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Western
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $215.6 mil
    Equity capital: $16.9 mil
    Deposits held in domestic offices: $192.9 mil
    Return on assets (ROA): 0.74% ($1.6 mil)
    Quarterly return on assets: 0.32% ($0.7 mil)
    Return on Equity (ROE): 9.75% ($1.7 mil)
    Quarterly return on equity: 4.12% ($0.7 mil)
    Net income: $1.6 mil
    Quarterly Net income: $0.2 mil
    Pretax return on assets: 0.95% ($2,047.8 mil)
    Quarterly Pretax return on assets: 0.73% ($1,573.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 71Total employees (full-time equivalent)
  • $215,555Total assets
  • $18,635Cash and due from depository institutions
  • $10,239Interest-bearing balances
  • $85,578Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $96,169Net loans & leases
  • $1,648Loan loss allowance
  • $0Trading account assets
  • $5,864Bank premises and fixed assets
  • $926Other real estate owned
  • $0Goodwill and other intangibles
  • $215,555Life insurance assets
  • $8,383All other assets
  • $198,650Total liabilities and capital
  • $192,859Total liabilities
  • $159,077Total deposits
  • $192,859Interest-bearing deposits
  • $86Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $4,276Trading liabilities
  • $0Other borrowed funds
  • $1,515Subordinated debt
  • $16,905All other liabilities
  • $16,905Total equity capital
  • $16,905Total bank equity capital
  • $0Perpetual preferred stock
  • $225Common stock
  • $2,700Surplus
  • $13,980Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,900Income earned, not collected on loans
  • $790Earning assets
  • $1,370Long-term assets (5+ years)
  • $191,986Average Assets, year-to-date
  • $46,200Average Assets, quarterly
  • $210,121Volatile liabilities
  • $214,515Insider loans
  • $129,974FHLB advances
  • $218,066Loans and leases held for sale
  • $3,542Unused loan commitments
  • $2,399Tier 1 (core) risk-based capital
  • $16,751Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $1,143Total unused commitments
  • $21,544Restructured Loans and leases
  • $2,255Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $9,669Total interest income
  • $2,410Total interest expense
  • $7,259Net interest income
  • $705Provision for loan and lease losses
  • $2,430Total noninterest income
  • $152Fiduciary activities
  • $1,281Service charges on deposit accounts
  • $0Trading account gains & fees
  • $997Additional noninterest income
  • $7,213Total noninterest expense
  • $3,749Salaries and employee benefits
  • $1,439Premises and equipment expense
  • $2,025Additional noninterest expense
  • $1,771Pre-tax net operating income
  • $233Securities gains (losses)
  • $440Applicable income taxes
  • $1,564Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,564Net income attributable to bank
  • $0Net charge-offs
  • $1,564Cash dividends
  • $255Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.16%Yield on earning assets
  • 1.29%Cost of funding earning assets
  • 3.87%Net interest margin
  • 1.30%Noninterest income to earning assets
  • 3.85%Noninterest expense to earning assets
  • 0.66%Net operating income to assets
  • 0.74%Return on assets (ROA)
  • 0.95%Pretax return on assets
  • 9.75%Return on equity (ROE)
  • 9.75%Retained earnings to average equity (YTD only)
  • 0.26%Net charge-offs to loans
  • 276.47%Credit loss provision to net charge-offs
  • 9.71%Efficiency ratio
  • 74,445Assets per employee
  • 3.04%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.68%Loss allowance to noncurrent loans
  • 86.74%Noncurrent assets plus other real estate owned to assets
  • 1.93%Noncurrent loans to loans
  • 1.94%Net loans and leases to deposits
  • 49.86%Net loans and leases to core deposits
  • 56.32%Equity capital to assets
  • 7.84%Core capital (leverage) ratio
  • 7.68%Tier 1 risk-based capital ratio
  • 12.89%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $210,121Average earning assets
  • $16,046Average equity
  • $187,499Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $24,883Managed Assets
  • 1Number of Accounts
  • $13,880Personal trust and agency accounts
  • $7,577Employee benefit-defined contribution accounts
  • $846Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $66Corporate trust and agency accounts
  • $3,322Investment management agency accounts
  • $352Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $1,717Non-managed Assets
  • 165Number of Accounts
  • $0Personal trust and agency accounts
  • $66Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $11,003Other retirement accounts
  • $3,004Corporate trust and agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices

List of branches

  • 9 Arkansas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    010628Merchants & Planters' BankSecond And Hazel Streets, Newport, AR 72112August 06, 1946Full Service Brick and Mortar
    1238125North Branch915 Highway 67 North, Newport, AR 72112January 18, 1971Full Service Brick and Mortar
    244751Mccrory Branch218 North Edmonds, Mccrory, AR 72101January 01, 1974Full Service Brick and Mortar
    4238127Southside Branch851 Batesville Boulevard, Batesville, AR 72501January 02, 1998Full Service Brick and Mortar
    6238129Batesville Main Office555 East Main, Batesville, AR 72501July 01, 1998Full Service Brick and Mortar
    7357441Newark Merchants And Planters Bank595 Vine Street, Newark, AR 72562August 06, 1999Full Service Brick and Mortar
    8364683Tuckerman Office BranchP.O. Box 963, Tuckerman, AR 72473Febuary 11, 2002Full Service Brick and Mortar
    9479138Des Arc Office Branch416 Main St., Des Arc, AR 72040October 01, 2007Full Service Brick and Mortar
    10505450Swifton Branch100 Second Street, Swifton, AR 72471Febuary 06, 2010Full Service Brick and Mortar

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