First Community Bank of Crawford County in Van Buren, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches

First Community Bank of Crawford County - Overview

  • General
  • FDIC Certificate #: 35573
    Status: Active
    Federal Reserve ID: 2907493
    Bank Holding Company (Regulatory Top Holder): Ashley Bancstock Company (RSSDID: 1099337, Location: Crossett, AR)
    Date Established: July 11, 2000
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 3 (Domestic: 3, Interstate: No)
    FDIC's unique #: 82001
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: July 11, 2000
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 2925 Alma Highway, Van Buren, AR 72956
    County: Crawford
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Little Rock
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Fort Smith, AR-OK (#2720)
    Core Based Statistical Area (CBSA): Fort Smith, AR-OK (#22900)
    CBSA Metro Statistical Area: Fort Smith, AR-OK (#22900)
  • History of Changes
  • Change in Location
    Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $98.5 mil
    Equity capital: $11.1 mil
    Deposits held in domestic offices: $83.1 mil
    Return on assets (ROA): 0.40% ($0.4 mil)
    Quarterly return on assets: -0.01% (-$0.0 mil)
    Return on Equity (ROE): 3.54% ($0.4 mil)
    Quarterly return on equity: -0.11% (-$0.0 mil)
    Net income: $0.4 mil
    Quarterly Net income: -$0.0 mil
    Pretax return on assets: -0.11% (-$108.3 mil)
    Quarterly Pretax return on assets: -1.29% (-$1,270.6 mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 22Total employees (full-time equivalent)
  • $98,499Total assets
  • $3,553Cash and due from depository institutions
  • $342Interest-bearing balances
  • $4,373Securities
  • $8,525Federal funds sold & reverse repurchase agreements
  • $70,516Net loans & leases
  • $1,597Loan loss allowance
  • $0Trading account assets
  • $4,169Bank premises and fixed assets
  • $2,085Other real estate owned
  • $3,561Goodwill and other intangibles
  • $98,499Life insurance assets
  • $1,717All other assets
  • $87,438Total liabilities and capital
  • $83,122Total liabilities
  • $68,084Total deposits
  • $83,122Interest-bearing deposits
  • $85Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $3,982Trading liabilities
  • $0Other borrowed funds
  • $334Subordinated debt
  • $11,061All other liabilities
  • $11,061Total equity capital
  • $11,061Total bank equity capital
  • $0Perpetual preferred stock
  • $53Common stock
  • $9,622Surplus
  • $1,386Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $4,784Income earned, not collected on loans
  • $0Earning assets
  • $546Long-term assets (5+ years)
  • $83,756Average Assets, year-to-date
  • $8,830Average Assets, quarterly
  • $96,226Volatile liabilities
  • $96,907Insider loans
  • $70,659FHLB advances
  • $93,867Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $7,420Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $3,945Restructured Loans and leases
  • $2,908Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $4,718Total interest income
  • $1,365Total interest expense
  • $3,353Net interest income
  • $1,135Provision for loan and lease losses
  • $518Total noninterest income
  • $0Fiduciary activities
  • $355Service charges on deposit accounts
  • $0Trading account gains & fees
  • $163Additional noninterest income
  • $2,842Total noninterest expense
  • $1,096Salaries and employee benefits
  • $642Premises and equipment expense
  • $1,104Additional noninterest expense
  • -$106Pre-tax net operating income
  • $0Securities gains (losses)
  • -$494Applicable income taxes
  • $388Income before extraordinary items
  • $0Extraordinary gains - net
  • $388Net income attributable to bank
  • $0Net charge-offs
  • $388Cash dividends
  • $1,149Sale, conversion, retirement of capital stock, net
  • $35Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.70%Yield on earning assets
  • 1.65%Cost of funding earning assets
  • 4.05%Net interest margin
  • 0.63%Noninterest income to earning assets
  • 3.43%Noninterest expense to earning assets
  • 0.40%Net operating income to assets
  • 0.40%Return on assets (ROA)
  • -0.11%Pretax return on assets
  • 3.54%Return on equity (ROE)
  • 3.22%Retained earnings to average equity (YTD only)
  • 1.55%Net charge-offs to loans
  • 98.78%Credit loss provision to net charge-offs
  • 0.90%Efficiency ratio
  • 73,418Assets per employee
  • 4.48%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 9.02%Loss allowance to loans
  • 2.21%Loss allowance to noncurrent loans
  • 33.38%Noncurrent assets plus other real estate owned to assets
  • 6.97%Noncurrent loans to loans
  • 6.63%Net loans and leases to deposits
  • 84.83%Net loans and leases to core deposits
  • 101.80%Equity capital to assets
  • 11.23%Core capital (leverage) ratio
  • 7.90%Tier 1 risk-based capital ratio
  • 10.50%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $96,226Average earning assets
  • $10,951Average equity
  • $82,825Average loans

List of branches

  • 3 Arkansas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    082001First Community Bank Of Crawford Cou2925 Alma Highway, Van Buren, AR 72956July 11, 2000Full Service Brick and Mortar
    1365526Fayetteville Road Branch1010 Fayetteville Road, Van Buren, AR 72956October 10, 2002Limited Service Facility
    4481130Alma Branch630 Highway 71 North, Alma, AR 72921September 15, 2008Full Service Brick and Mortar

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