The Bank of Fayetteville in Fayetteville, Arkansas (AR)

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The Bank of Fayetteville routing number info

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The Bank of Fayetteville
GeneralFDIC Certificate #: 26975
Status: Active
Federal Reserve ID: 308443
Bank Holding Company (Regulatory Top Holder): Bankshares Of Fayetteville, Inc (RSSDID: 2516970, Location: Fayetteville, AR)
Date Established: June 05, 1987
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
Offices: 8 (Domestic: 8, Interstate: No)
FDIC's unique #: 36390
Numeric code: 13
Regulator: FED
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: June 05, 1987
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
LocationAddress: One South Block, Fayetteville, AR 72703
County: Washington
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Little Rock
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Western
Metropolitan Statistical Area (MSA): Fayetteville-Springdale-Rogers, AR (#2580)
Core Based Statistical Area (CBSA): Fayetteville-Springdale-Rogers, AR-MO (#22220)
CBSA Metro Statistical Area: Fayetteville-Springdale-Rogers, AR-MO (#22220)
History of ChangesMerge BIF and SAIF Funds into DIF
Financial SummaryTotal assets: $399.1 mil
Equity capital: $41.0 mil
Deposits held in domestic offices: $334.4 mil
Return on assets (ROA): 0.26% ($1.0 mil)
Quarterly return on assets: 1.01% ($4.0 mil)
Return on Equity (ROE): 2.63% ($1.1 mil)
Quarterly return on equity: 10.04% ($4.1 mil)
Net income: $1.1 mil
Quarterly Net income: $1.0 mil
Pretax return on assets: 0.31% ($1,237.3 mil)
Quarterly Pretax return on assets: 1.42% ($5,667.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)113
Total assets$399,130
Cash and due from depository institutions$51,735
Interest-bearing balances$42,172
Federal funds sold & reverse repurchase agreements$0
Net loans & leases$259,678
Loan loss allowance $7,866
Trading account assets$0
Bank premises and fixed assets$8,008
Other real estate owned$9,808
Goodwill and other intangibles$0
All other assets$17,014
Life insurance assets$399,130
Total liabilities and capital$358,082
Total liabilities$334,374
Total deposits$317,089
Interest-bearing deposits$334,374
Deposits held in domestic offices$93
% insured (estimated)0.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$22,088
Other borrowed funds $0
Subordinated debt $1,620
All other liabilities $41,048
Total equity capital$41,048
Total bank equity capital$41,048
Perpetual preferred stock$0
Common stock$251
Undivided profits $23,130
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $6,905
Earning assets $0
Long-term assets (5+ years) $1,292
Average Assets, year-to-date $354,737
Average Assets, quarterly $39,186
Volatile liabilities $412,338
Insider loans $407,181
FHLB advances $290,091
Loans and leases held for sale $409,967
Unused loan commitments $5,350
Tier 1 (core) risk-based capital $5,350
Tier 2 risk-based capital $36,862
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $19,981
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Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $18,772
Total interest expense $4,107
Net interest income $14,665
Provision for loan and lease losses $4,470
Total noninterest income $3,164
Fiduciary activities $286
Service charges on deposit accounts $1,394
Trading account gains & fees $0
Additional noninterest income $1,484
Total noninterest expense $12,349
Salaries and employee benefits $5,550
Premises and equipment expense $1,691
Additional noninterest expense $5,108
Pre-tax net operating income $1,010
Securities gains (losses) $257
Applicable income taxes $205
Income before extraordinary items $1,062
Extraordinary gains - net $0
Net income attributable to bank $1,062
Net charge-offs $0
Cash dividends $1,062
Sale, conversion, retirement of capital stock, net $2,957
Net operating income $509
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Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets5.12%
Cost of funding earning assets 1.12%
Net interest margin 4.00%
Noninterest income to earning assets 0.86%
Noninterest expense to earning assets 3.37%
Net operating income to assets 0.21%
Return on assets (ROA) 0.26%
Pretax return on assets 0.31%
Return on equity (ROE) 2.63%
Retained earnings to average equity (YTD only) 1.37%
Net charge-offs to loans 1.03%
Credit loss provision to net charge-offs 151.17%
Efficiency ratio1.85%
Assets per employee$69,264
Cash dividends to net income (YTD only)3.53%
Condition Ratios (%)
Loss allowance to loans 47.93%
Loss allowance to noncurrent loans 2.94%
Noncurrent assets plus other real estate owned to assets 113.92%
Noncurrent loans to loans 4.19%
Net loans and leases to deposits2.58%
Net loans and leases to core deposits 77.66%
Equity capital to assets 90.29%
Core capital (leverage) ratio 10.28%
Tier 1 risk-based capital ratio 8.99%
Total risk-based capital ratio 12.71%
Average assets$14
Average earning assets$412,338
Average equity $40,365
Average loans $366,952
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Total Fiduciary and Related Assets (December 31, 2011)
(Dollar figures in thousands)
Total fiduciary and related assets$1
Number of Fiduciary Accounts and Related Asset Accounts1
Fiduciary powers grantedYes
Fiduciary or related activityYes
Managed Assets$40,990
Number of Accounts1
Personal trust and agency accounts$27,439
Employee benefit-defined contribution accounts$16,919
Employee benefit-defined benefit accounts$423
Other retirement accounts$276
Corporate trust and agency accounts$945
Investment management agency accounts$638
Other fiduciary accounts$5,847
Fiduciary accounts held in foreign offices$2,391
Non-managed Assets$0
Number of Accounts108
Personal trust and agency accounts$0
Employee benefit-defined contribution accounts$945
Employee benefit-defined benefit accounts$0
Other retirement accounts$13,551
Corporate trust and agency accounts$8,407
Other fiduciary accounts$5,144
Fiduciary accounts held in foreign offices$0
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8 Arkansas Branches as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
036390The Bank Of FayettevilleOne South Block, Fayetteville, AR 72703June 05, 1987Full Service Brick and Mortar
2260559North Branch3120 North College Avenue, Fayetteville, AR 72703December 22, 1987Full Service Brick and Mortar
3260560West Fork Branch200 Main Street, West Fork, AR 72774June 15, 1990Full Service Brick and Mortar
4260561Dickson Street Branch542 West Dickson Street, Fayetteville, AR 72701June 22, 1990Full Service Brick and Mortar
6359015Crossover BranchSe Corner - Highway 45 And Crossover Avenue, Fayetteville, AR 72701November 16, 2000Full Service Brick and Mortar
8362957Prairie Grove Branch202 Hindman St, Prairie Grove, AR 72753January 23, 2002Full Service Brick and Mortar
9430638Wedington Branch3150 Wedington Drive, Fayetteville, AR 72704June 30, 2004Full Service Brick and Mortar
10480077Farmington Branch257 West Main, Farmington, AR 72730August 04, 2008Full Service Brick and Mortar
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