The Bank of Fayetteville in Fayetteville, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches

The Bank of Fayetteville - Overview

  • General
  • FDIC Certificate #: 26975
    Status: Active
    Federal Reserve ID: 308443
    Bank Holding Company (Regulatory Top Holder): Bankshares Of Fayetteville, Inc (RSSDID: 2516970, Location: Fayetteville, AR)
    Date Established: June 05, 1987
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 8 (Domestic: 8, Interstate: No)
    FDIC's unique #: 36390
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: June 05, 1987
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: One South Block, Fayetteville, AR 72703
    County: Washington
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Little Rock
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Fayetteville-Springdale-Rogers, AR (#2580)
    Core Based Statistical Area (CBSA): Fayetteville-Springdale-Rogers, AR-MO (#22220)
    CBSA Metro Statistical Area: Fayetteville-Springdale-Rogers, AR-MO (#22220)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $399.1 mil
    Equity capital: $41.0 mil
    Deposits held in domestic offices: $334.4 mil
    Return on assets (ROA): 0.26% ($1.0 mil)
    Quarterly return on assets: 1.01% ($4.0 mil)
    Return on Equity (ROE): 2.63% ($1.1 mil)
    Quarterly return on equity: 10.04% ($4.1 mil)
    Net income: $1.1 mil
    Quarterly Net income: $1.0 mil
    Pretax return on assets: 0.31% ($1,237.3 mil)
    Quarterly Pretax return on assets: 1.42% ($5,667.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 113Total employees (full-time equivalent)
  • $399,130Total assets
  • $51,735Cash and due from depository institutions
  • $42,172Interest-bearing balances
  • $52,887Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $259,678Net loans & leases
  • $7,866Loan loss allowance
  • $0Trading account assets
  • $8,008Bank premises and fixed assets
  • $9,808Other real estate owned
  • $0Goodwill and other intangibles
  • $399,130Life insurance assets
  • $17,014All other assets
  • $358,082Total liabilities and capital
  • $334,374Total liabilities
  • $317,089Total deposits
  • $334,374Interest-bearing deposits
  • $93Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $22,088Trading liabilities
  • $0Other borrowed funds
  • $1,620Subordinated debt
  • $41,048All other liabilities
  • $41,048Total equity capital
  • $41,048Total bank equity capital
  • $0Perpetual preferred stock
  • $251Common stock
  • $17,667Surplus
  • $23,130Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $6,905Income earned, not collected on loans
  • $0Earning assets
  • $1,292Long-term assets (5+ years)
  • $354,737Average Assets, year-to-date
  • $39,186Average Assets, quarterly
  • $412,338Volatile liabilities
  • $407,181Insider loans
  • $290,091FHLB advances
  • $409,967Loans and leases held for sale
  • $5,350Unused loan commitments
  • $5,350Tier 1 (core) risk-based capital
  • $36,862Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $19,981Restructured Loans and leases
  • $4,414Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $18,772Total interest income
  • $4,107Total interest expense
  • $14,665Net interest income
  • $4,470Provision for loan and lease losses
  • $3,164Total noninterest income
  • $286Fiduciary activities
  • $1,394Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,484Additional noninterest income
  • $12,349Total noninterest expense
  • $5,550Salaries and employee benefits
  • $1,691Premises and equipment expense
  • $5,108Additional noninterest expense
  • $1,010Pre-tax net operating income
  • $257Securities gains (losses)
  • $205Applicable income taxes
  • $1,062Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,062Net income attributable to bank
  • $0Net charge-offs
  • $1,062Cash dividends
  • $2,957Sale, conversion, retirement of capital stock, net
  • $509Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.12%Yield on earning assets
  • 1.12%Cost of funding earning assets
  • 4.00%Net interest margin
  • 0.86%Noninterest income to earning assets
  • 3.37%Noninterest expense to earning assets
  • 0.21%Net operating income to assets
  • 0.26%Return on assets (ROA)
  • 0.31%Pretax return on assets
  • 2.63%Return on equity (ROE)
  • 1.37%Retained earnings to average equity (YTD only)
  • 1.03%Net charge-offs to loans
  • 151.17%Credit loss provision to net charge-offs
  • 1.85%Efficiency ratio
  • 69,264Assets per employee
  • 3.53%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 47.93%Loss allowance to loans
  • 2.94%Loss allowance to noncurrent loans
  • 113.92%Noncurrent assets plus other real estate owned to assets
  • 4.19%Noncurrent loans to loans
  • 2.58%Net loans and leases to deposits
  • 77.66%Net loans and leases to core deposits
  • 90.29%Equity capital to assets
  • 10.28%Core capital (leverage) ratio
  • 8.99%Tier 1 risk-based capital ratio
  • 12.71%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $412,338Average earning assets
  • $40,365Average equity
  • $366,952Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $40,990Managed Assets
  • 1Number of Accounts
  • $27,439Personal trust and agency accounts
  • $16,919Employee benefit-defined contribution accounts
  • $423Employee benefit-defined benefit accounts
  • $276Other retirement accounts
  • $945Corporate trust and agency accounts
  • $638Investment management agency accounts
  • $5,847Other fiduciary accounts
  • $2,391Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 108Number of Accounts
  • $0Personal trust and agency accounts
  • $945Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $13,551Other retirement accounts
  • $8,407Corporate trust and agency accounts
  • $5,144Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices

List of branches

  • 8 Arkansas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    036390The Bank Of FayettevilleOne South Block, Fayetteville, AR 72703June 05, 1987Full Service Brick and Mortar
    2260559North Branch3120 North College Avenue, Fayetteville, AR 72703December 22, 1987Full Service Brick and Mortar
    3260560West Fork Branch200 Main Street, West Fork, AR 72774June 15, 1990Full Service Brick and Mortar
    4260561Dickson Street Branch542 West Dickson Street, Fayetteville, AR 72701June 22, 1990Full Service Brick and Mortar
    6359015Crossover BranchSe Corner - Highway 45 And Crossover Avenue, Fayetteville, AR 72701November 16, 2000Full Service Brick and Mortar
    8362957Prairie Grove Branch202 Hindman St, Prairie Grove, AR 72753January 23, 2002Full Service Brick and Mortar
    9430638Wedington Branch3150 Wedington Drive, Fayetteville, AR 72704June 30, 2004Full Service Brick and Mortar
    10480077Farmington Branch257 West Main, Farmington, AR 72730August 04, 2008Full Service Brick and Mortar

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