First Community Bank of Eastern Arkansas in city_name, state_name

First Community Bank of Eastern Arkansas in Marion, Arkansas (AR)
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First Community Bank of Eastern Arkansas routing number info

First Community Bank of Eastern Arkansas - Overview

General
FDIC Certificate #: 34887
Status: Active
Federal Reserve ID: 2716828
Bank Holding Company (Regulatory Top Holder): Fcb Financial Services, Inc (RSSDID: 3123339, Location: Marion, AR)
Date Established: October 13, 1998
WWW: http://www.fcbea.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
Offices: 2 (Domestic: 2, Interstate: No)
FDIC's unique #: 61950
Numeric code: 13
Regulator: FED
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: October 13, 1998
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 205 Block Street, Marion, AR 72364
County: Crittenden
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Memphis
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Western
Metropolitan Statistical Area (MSA): Memphis, TN-AR-MS (#4920)
Core Based Statistical Area (CBSA): Memphis, TN-MS-AR (#32820)
CBSA Metro Statistical Area: Memphis, TN-MS-AR (#32820)
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $115.5 mil
Equity capital: $13.5 mil
Deposits held in domestic offices: $101.2 mil
Return on assets (ROA): 0.98% ($1.1 mil)
Quarterly return on assets: 0.63% ($0.7 mil)
Return on Equity (ROE): 7.84% ($1.1 mil)
Quarterly return on equity: 5.15% ($0.7 mil)
Net income: $1.0 mil
Quarterly Net income: $0.2 mil
Pretax return on assets: 1.54% ($1,778.7 mil)
Quarterly Pretax return on assets: 1.01% ($1,166.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
34Total employees (full-time equivalent)
$115,503Total assets
$7,547Cash and due from depository institutions
$2,013Interest-bearing balances
$20,114Securities
$0Federal funds sold & reverse repurchase agreements
$77,628Net loans & leases
$1,171Loan loss allowance
$0Trading account assets
$4,635Bank premises and fixed assets
$1,807Other real estate owned
$0Goodwill and other intangibles
$115,503Life insurance assets
$3,772All other assets
$101,969Total liabilities and capital
$101,227Total liabilities
$69,914Total deposits
$101,227Interest-bearing deposits
$88Deposits held in domestic offices
350.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$392Subordinated debt
$13,534All other liabilities
$13,534Total equity capital
$13,534Total bank equity capital
$0Perpetual preferred stock
$60Common stock
$6,684Surplus
$6,790Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$735Income earned, not collected on loans
$0Earning assets
$615Long-term assets (5+ years)
$99,755Average Assets, year-to-date
$10,722Average Assets, quarterly
$104,619Volatile liabilities
$109,380Insider loans
$84,572FHLB advances
$113,724Loans and leases held for sale
$1,390Unused loan commitments
$1,390Tier 1 (core) risk-based capital
$13,420Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$9,833Restructured Loans and leases
$8,190Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$5,282Total interest income
$670Total interest expense
$4,612Net interest income
$200Provision for loan and lease losses
$1,056Total noninterest income
$0Fiduciary activities
$628Service charges on deposit accounts
$0Trading account gains & fees
$428Additional noninterest income
$3,863Total noninterest expense
$2,022Salaries and employee benefits
$422Premises and equipment expense
$1,419Additional noninterest expense
$1,605Pre-tax net operating income
$3Securities gains (losses)
$587Applicable income taxes
$1,021Income before extraordinary items
$0Extraordinary gains - net
$1,021Net income attributable to bank
$0Net charge-offs
$1,021Cash dividends
$182Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
5.84%Yield on earning assets
0.74%Cost of funding earning assets
5.10%Net interest margin
1.17%Noninterest income to earning assets
4.27%Noninterest expense to earning assets
0.97%Net operating income to assets
0.98%Return on assets (ROA)
1.54%Pretax return on assets
7.84%Return on equity (ROE)
7.84%Retained earnings to average equity (YTD only)
0.23%Net charge-offs to loans
109.89%Credit loss provision to net charge-offs
9.92%Efficiency ratio
68,155Assets per employee
3.40%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.49%Loss allowance to noncurrent loans
159.32%Noncurrent assets plus other real estate owned to assets
2.20%Noncurrent loans to loans
0.93%Net loans and leases to deposits
76.69%Net loans and leases to core deposits
88.04%Equity capital to assets
11.72%Core capital (leverage) ratio
11.80%Tier 1 risk-based capital ratio
15.87%Total risk-based capital ratio
Memoranda
$17Average assets
$104,619Average earning assets
$13,016Average equity
$90,404Average loans

List of branches

2 Arkansas Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
0	61950	First Community Bank Of Eastern Arka	205 Block Street, Marion, AR 72364	October 13, 1998	Full Service Brick and Mortar
1	440821	Missouri Street Branch	1103 North Missouri Street, West Memphis, AR 72301	May 20, 2005	Full Service Brick and Mortar

First Community Bank of Eastern Arkansas in Marion, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches

First Community Bank of Eastern Arkansas - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First Community Bank of Eastern Arkansas in Marion, Arkansas (AR)Overview, Financial Summary, Detailed Financial Reports, Branches

First Community Bank of Eastern Arkansas - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First Community Bank of Eastern Arkansas in Marion, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches