First County Bank in Doylestown, Pennsylvania (PA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of May 17, 2003

  • First County Bank in Doylestown, Pennsylvania (PA)
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First County Bank - Overview

  • General
  • FDIC Certificate #: 34251
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Univest Bank and Trust Co. (#7759)
    Federal Reserve ID: 2518424
    Date Established: December 02, 1996
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 5 (Interstate: No)
    OTS Docket #: 15533
    FDIC's unique #: 57010
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Oakar Institutions: Yes
    State Chartered: Yes
    Date of Deposit Insurance: December 02, 1996
    Last Structure Change Effective Date: May 17, 2003
    Last Structure Change Process Date: June 23, 2003
    Last Data Update: June 23, 2003
    Data Source Date: April 05, 2012
  • Location
  • Address: 842 North Easton Road, Doylestown, PA 18901
    County: Bucks
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Philadelphia
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): Philadelphia, PA-NJ (#6160)
    Consolidated Metropolitan Statistical Area (CMSA): Philadelphia-Wilmington-Atlantic City, PA-NJ-DE-MD (#77)
    Combined Statistical Area (CSA): Philadelphia-Camden-Vineland, PA-NJ-DE-MD (#428)
    Core Based Statistical Area (CBSA): Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (#37980)
    CBSA Metro Statistical Area: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (#37980)
    Core Based Statistical Division: Philadelphia, PA (#37964)
  • Financial Summary
  • Total assets: $141.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2002)

  • Dollar figures in thousands
  • 45Total employees (full-time equivalent)
  • $138,653Total assets
  • $11,400Cash and due from depository institutions
  • $5,540Interest-bearing balances
  • $22,864Securities
  • $3,020Federal funds sold & reverse repurchase agreements
  • $97,477Net loans & leases
  • $1,217Loan loss allowance
  • $0Trading account assets
  • $761Bank premises and fixed assets
  • $0Other real estate owned
  • $1,084Goodwill and other intangibles
  • $0Life insurance assets
  • $2,047All other assets
  • $138,653Total liabilities and capital
  • $126,811Total liabilities
  • $107,991Total deposits
  • $85,802Interest-bearing deposits
  • $107,991Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $1,661Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $16,024Other borrowed funds
  • $0Subordinated debt
  • $1,135All other liabilities
  • $11,842Total equity capital
  • $11,842Total bank equity capital
  • $11,842Perpetual preferred stock
  • $0Common stock
  • $3,466Surplus
  • $7,905Undivided profits
  • Memoranda
  • $471Noncurrent loans and leases
  • $22,535Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $1,240Earning assets
  • $0Long-term assets (5+ years)
  • $624Average Assets, year-to-date
  • $128,901Average Assets, quarterly
  • $28,142Volatile liabilities
  • $130,295Insider loans
  • $138,035FHLB advances
  • $20,946Loans and leases held for sale
  • $4,040Unused loan commitments
  • $15,000Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $22,535Total unused commitments
  • $0Restructured Loans and leases
  • $1,217Derivatives

Income and Expense (December 31, 2002)

  • Dollar figures in thousands
  • $7,986Total interest income
  • $3,301Total interest expense
  • $4,685Net interest income
  • $305Provision for loan and lease losses
  • $860Total noninterest income
  • $0Fiduciary activities
  • $214Service charges on deposit accounts
  • $0Trading account gains & fees
  • $646Additional noninterest income
  • $4,702Total noninterest expense
  • $2,554Salaries and employee benefits
  • $842Premises and equipment expense
  • $1,306Additional noninterest expense
  • $538Pre-tax net operating income
  • $51Securities gains (losses)
  • -$207Applicable income taxes
  • $796Income before extraordinary items
  • $0Extraordinary gains - net
  • $796Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $13Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2002)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.56%Yield on earning assets
  • 2.71%Cost of funding earning assets
  • 3.85%Net interest margin
  • 0.71%Noninterest income to earning assets
  • 3.86%Noninterest expense to earning assets
  • 0.57%Net operating income to assets
  • 0.61%Return on assets (ROA)
  • 0.45%Pretax return on assets
  • 7.19%Return on equity (ROE)
  • 7.19%Retained earnings to average equity (YTD only)
  • 0.01%Net charge-offs to loans
  • 2346.15%Credit loss provision to net charge-offs
  • 64.85%Efficiency ratio
  • 83,571Assets per employee
  • 3.08%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.23%Loss allowance to noncurrent loans
  • 98.15%Noncurrent assets plus other real estate owned to assets
  • 0.89%Noncurrent loans to loans
  • 1.26%Net loans and leases to deposits
  • 90.26%Net loans and leases to core deposits
  • 108.63%Equity capital to assets
  • 8.54%Core capital (leverage) ratio
  • 7.70%Tier 1 risk-based capital ratio
  • 10.44%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $130,295Average earning assets
  • $11,070Average equity
  • $121,736Average loans

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