First Federal Bank in Hazleton, Pennsylvania (PA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of May 20, 2005

  • First Federal Bank in Hazleton, Pennsylvania (PA)
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First Federal Bank - Overview

  • General
  • FDIC Certificate #: 29492
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Keystone Nazareth Bank & Trust Company (#28166)
    Federal Reserve ID: 381370
    Date Established: July 27, 1935
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 3545
    FDIC's unique #: 42326
    Numeric code: 37
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    Oakar Institutions: Yes
    State Chartered: No
    Date of Deposit Insurance: July 27, 1935
    Last Structure Change Effective Date: May 20, 2005
    Last Structure Change Process Date: June 02, 2005
    Last Data Update: June 02, 2005
    Data Source Date: April 05, 2012
  • Location
  • Address: 12 E Broad St, Hazleton, PA 18201
    County: Luzerne
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Philadelphia
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): Scranton--Wilkes-Barre--Hazleton, PA (#7560)
    Core Based Statistical Area (CBSA): Scranton-Wilkes-Barre, PA (#42540)
    CBSA Metro Statistical Area: Scranton-Wilkes-Barre, PA (#42540)
  • Financial Summary
  • Total assets: $801.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2004)

  • Dollar figures in thousands
  • 197Total employees (full-time equivalent)
  • $830,059Total assets
  • $17,119Cash and due from depository institutions
  • $11,565Interest-bearing balances
  • $329,516Securities
  • $26,000Federal funds sold & reverse repurchase agreements
  • $401,942Net loans & leases
  • $8,248Loan loss allowance
  • $0Trading account assets
  • $10,566Bank premises and fixed assets
  • $281Other real estate owned
  • $7,924Goodwill and other intangibles
  • $11,478Life insurance assets
  • $36,711All other assets
  • $830,059Total liabilities and capital
  • $761,898Total liabilities
  • $489,608Total deposits
  • $443,221Interest-bearing deposits
  • $489,608Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $40,000Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $224,904Other borrowed funds
  • $0Subordinated debt
  • $7,386All other liabilities
  • $68,161Total equity capital
  • $68,161Total bank equity capital
  • $68,161Perpetual preferred stock
  • $0Common stock
  • $3,100Surplus
  • $49,304Undivided profits
  • Memoranda
  • $15,757Noncurrent loans and leases
  • $77,989Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $4,935Earning assets
  • $70Long-term assets (5+ years)
  • $2,768Average Assets, year-to-date
  • $769,023Average Assets, quarterly
  • $0Volatile liabilities
  • $857,264Insider loans
  • $832,809FHLB advances
  • $395,863Loans and leases held for sale
  • $3,360Unused loan commitments
  • $223,467Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $77,989Total unused commitments
  • $0Restructured Loans and leases
  • $5,476Derivatives

Income and Expense (December 31, 2004)

  • Dollar figures in thousands
  • $39,849Total interest income
  • $18,412Total interest expense
  • $21,437Net interest income
  • $767Provision for loan and lease losses
  • $4,396Total noninterest income
  • $0Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $4,396Additional noninterest income
  • $19,789Total noninterest expense
  • $10,195Salaries and employee benefits
  • $3,587Premises and equipment expense
  • $6,007Additional noninterest expense
  • $5,277Pre-tax net operating income
  • $1,355Securities gains (losses)
  • $2,143Applicable income taxes
  • $4,489Income before extraordinary items
  • $0Extraordinary gains - net
  • $4,489Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $2,830Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2004)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.05%Yield on earning assets
  • 2.33%Cost of funding earning assets
  • 2.71%Net interest margin
  • 0.56%Noninterest income to earning assets
  • 2.51%Noninterest expense to earning assets
  • 0.42%Net operating income to assets
  • 0.52%Return on assets (ROA)
  • 0.77%Pretax return on assets
  • 6.71%Return on equity (ROE)
  • 6.71%Retained earnings to average equity (YTD only)
  • 0.65%Net charge-offs to loans
  • 27.10%Credit loss provision to net charge-offs
  • 2.14%Efficiency ratio
  • 73,917Assets per employee
  • 4.21%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.01%Loss allowance to noncurrent loans
  • 167.13%Noncurrent assets plus other real estate owned to assets
  • 0.63%Noncurrent loans to loans
  • 1.20%Net loans and leases to deposits
  • 82.09%Net loans and leases to core deposits
  • 112.07%Equity capital to assets
  • 8.21%Core capital (leverage) ratio
  • 7.47%Tier 1 risk-based capital ratio
  • 13.92%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $857,264Average earning assets
  • $66,855Average equity
  • $789,626Average loans

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